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- YouthSave (8)
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Articles 1 - 30 of 39
Full-Text Articles in Social Work
Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden
Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden
Center for Social Development Research
Youth and Saving in Ghana: A Baseline Report From the YouthSave Ghana Experiment
Interviews With Mothers Of Young Children In The Seed For Oklahoma Kids College Savings Experiment, Karen Gray, Margaret Clancy, Margaret S. Sherraden, Kristen Wagner, Julie Miller-Cribbs
Interviews With Mothers Of Young Children In The Seed For Oklahoma Kids College Savings Experiment, Karen Gray, Margaret Clancy, Margaret S. Sherraden, Kristen Wagner, Julie Miller-Cribbs
Center for Social Development Research
Interviews With Mothers of Young Children in the SEED for Oklahoma Kids College Savings Experiment
Effects Of An Individual Development Account Program On Retirement Saving: Follow-Up Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Effects Of An Individual Development Account Program On Retirement Saving: Follow-Up Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Center for Social Development Research
Using data from a randomized experiment that ran from 1998 to 2003 in Tulsa, Oklahoma, we examine the 10-year follow-up effects on retirement saving of an Individual Development Account (IDA) program. The IDA program included financial education, encouragement to save, and matching funds for several qualified uses of the savings, including contributions to retirement accounts. The results indicate that, as of 2009, 6 years after the program ended, the IDA program had no impact on the propensity to hold a retirement account, the account balance, or the sufficiency of retirement balances to meet retirement expenses.
Learning To Vote: Informing Political Participation Among College Students, Suzanne Pritzker, Melanie J. Springer, Amanda Moore Mcbride
Learning To Vote: Informing Political Participation Among College Students, Suzanne Pritzker, Melanie J. Springer, Amanda Moore Mcbride
Center for Social Development Research
To inform universities’ capacity to encourage student political participation, we examine associations between four civic influences—civic instruction, deliberative course-based discussion, community service, and service learning—and youth participation during the 2008 presidential election. These four influences were selected because they are commonly integrated into higher education environments. Using an original survey, we employ a broad definition of political behavior to explore ways college students express themselves politically and to examine potential influences on their participation. We hypothesize that students exposed to civic influences are more likely to vote and engage in other participatory activities than those who lack such exposure. Findings …
Racial And Ethnic Disparities In Food Insufficiency: Evidence From A Statewide Probability Sample Of White, African American, American Indian, And Hispanic Infants, Yunju Nam, Jin Huang, Colleen Heflin, Michael Sherraden
Racial And Ethnic Disparities In Food Insufficiency: Evidence From A Statewide Probability Sample Of White, African American, American Indian, And Hispanic Infants, Yunju Nam, Jin Huang, Colleen Heflin, Michael Sherraden
Center for Social Development Research
This study examines racial and ethnic disparities in the experience of food insufficiency among families with infants, focusing on the roles of socioeconomic characteristics. It uses the SEED for Oklahoma Kids baseline survey data collected from a probability sample of white, African American, American Indian, and Hispanic caregivers of infants randomly selected from Oklahoma’s birth certificates. Fairlie’s extension of the Blinder-Oaxaca decomposition is employed to analyze these data. Results suggest that whites experience food insufficiency at a statistically significantly lower rate than do the three minority groups. Compositional gaps in economic and noneconomic resources are found to explain much of …
My Path: An Innovative Initiative To Increase Financial Capability Among Economically Vulnerable Youth, Vernon Loke, Margaret Libby, Laura Choi
My Path: An Innovative Initiative To Increase Financial Capability Among Economically Vulnerable Youth, Vernon Loke, Margaret Libby, Laura Choi
Center for Social Development Research
My Path: An Innovative Initiative to Increase Financial Capability Among Economically Vulnerable Youth
Long-Term Follow-Up Of Individual Development Accounts: Evidence From The Add Experiment, Michal Grinstein-Weiss, Michael Sherraden, William M. Rohe, William Gale, Mark Schreiner, Clinton Key
Long-Term Follow-Up Of Individual Development Accounts: Evidence From The Add Experiment, Michal Grinstein-Weiss, Michael Sherraden, William M. Rohe, William Gale, Mark Schreiner, Clinton Key
Center for Social Development Research
Long-Term Follow-Up of Individual Development Accounts: Evidence From the ADD Experiment
Early Program Enrollment In A Statewide Child Development Account Program, Jin Huang, Sondra Beverly, Margaret Clancy, Terry Lassar, Michael Sherraden
Early Program Enrollment In A Statewide Child Development Account Program, Jin Huang, Sondra Beverly, Margaret Clancy, Terry Lassar, Michael Sherraden
Center for Social Development Research
Early Program Enrollment in a Statewide Child Development Account Program
Product Pilot Report: Youth Savings Performance In Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Isaac Osei-Akoto, Moses Njenga, Sharad Sharma
Product Pilot Report: Youth Savings Performance In Ghana, Kenya, And Nepal, Lissa Johnson, Yungsoo Lee, Isaac Osei-Akoto, Moses Njenga, Sharad Sharma
Center for Social Development Research
Product Pilot Report: Youth Savings Performance in Ghana, Kenya, and Nepal
Household Assets, School Enrollment And Parental Aspirations For Children's Education In Rural China: Does Gender Matter?, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Household Assets, School Enrollment And Parental Aspirations For Children's Education In Rural China: Does Gender Matter?, Suo Deng, Jin Huang, Minchao Jin, Michael Sherraden
Center for Social Development Research
Using rural household data from the China Household Income Project (CHIP) 2002, this paper provides an analysis of different effects of household assets independent of family income on children’s school enrollment and parental aspirations for education, examining both outcomes by child’s gender. The study first compares the responsiveness of boys’ and girls’ enrollment to the improvement of household assets, measured as liquid assets and net worth, relative to family income. The multivariate regression analysis further detects the effects of household assets on both boys’ and girls’ school enrollment and parental aspirations for children’s future education by child’s gender. Statistical results …
Validity Of Infact Race/Ethnicity From Birth Certificates In The Context Of U.S. Demographic Change, Lisa Reyes Mason, Yunju Nam, Youngmi Kim
Validity Of Infact Race/Ethnicity From Birth Certificates In The Context Of U.S. Demographic Change, Lisa Reyes Mason, Yunju Nam, Youngmi Kim
Center for Social Development Research
In this study, we examined consistency of infant race/ethnicity across two data sources (N=2,63) using measures of sensitivity and positive predictive value. First we created and compared conventional measures of infant race/ethnicity from 2007 Oklahoma birth certificates and SEED for Oklahoma Kids baseline survey data, classifying infants as White, African American, American Indian, Asian, or Hispanic. Then we created and tested alternative measures with a biracial classification, based on biological parentage from birth certificates or parent report of infant biracial identity in the survey. We find that, for conventional measures, sensitivity is highest for Whites and African Americans and lowest …
Financial Knowledge And Attitudes Of Youth In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Isaac Osei-Akoto
Financial Knowledge And Attitudes Of Youth In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Isaac Osei-Akoto
Center for Social Development Research
Financial Knowledge and Attitudes of Youth in Ghana
Youth In The Ghana Experiment: Characteristics And Living Conditions, Gina A. N. Chowa, Rainier Masa, Isaac Osei-Akoto
Youth In The Ghana Experiment: Characteristics And Living Conditions, Gina A. N. Chowa, Rainier Masa, Isaac Osei-Akoto
Center for Social Development Research
Youth in the Ghana Experiment: Characteristics and Living Conditions
Youth Saving Patterns And Performance In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Issac Osei-Akoto
Youth Saving Patterns And Performance In Ghana, Gina A. N. Chowa, Mathieu R. Despard, Issac Osei-Akoto
Center for Social Development Research
Youth Saving Patterns and Performance in Ghana
Socioeconomic Status And Early Savings Outcomes: Evidence From A Statewide Child Development Account Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Socioeconomic Status And Early Savings Outcomes: Evidence From A Statewide Child Development Account Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Center for Social Development Research
Socioeconomic Status and Early Savings Outcomes: Evidence From a Statewide Child Development Account Experiment
Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul, Youngmi Kim, Soonung Lee, Michael Sherraden
Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul, Youngmi Kim, Soonung Lee, Michael Sherraden
Center for Social Development Research
Seoul Hope Plus Savings Accounts: Asset-Building Program for Low-Income Households in Seoul
Are Child Development Accounts Inclusive? Early Evidence From A Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Are Child Development Accounts Inclusive? Early Evidence From A Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Center for Social Development Research
A key objective of Child Development Accounts (CDAs) is to increase college completion rates among disadvantaged youth by helping families accumulate assets for college and by encouraging youth to see themselves as college bound. While the major asset-building programs in the United States largely benefit socioeconomically advantaged individuals, CDAs explicitly aim to facilitate account holding and asset accumulation by disadvantaged families. But do CDAs meet the goal of being inclusive? This research uses data from a large CDA experiment with probability sampling and random assignment to examine early CDA savings outcomes. Findings indicate that the CDA improves outcomes for several …
Civic Service And Asset Building In Generating Livelihoods Among Youth In Africa, Benjamin J. Lough, Margaret S. Sherraden
Civic Service And Asset Building In Generating Livelihoods Among Youth In Africa, Benjamin J. Lough, Margaret S. Sherraden
Center for Social Development Research
Given high rates of unemployment among African youth, civic service offers a promising strategy for preparing young people for the labor market. Despite its potential, a lack of service opportunities, incentives, and competing livelihood needs, frequently prevent young people from volunteering. This paper reviews the debate on financial remuneration for volunteering, and describes innovative “hybrid” ways to incentivize and support young volunteers. These approaches offer the potential to build financial assets during service in the form of savings, stipends, and microenterprise credit or education awards. This paper highlights programs in several regions of Africa where similar approaches have been piloted. …
Volunteerism For Peace In East Africa, Benjamin Lough, Jacob Mwathi Mati
Volunteerism For Peace In East Africa, Benjamin Lough, Jacob Mwathi Mati
Center for Social Development Research
Volunteering is central to any community-centered development intervention. As such, volunteers can contribute substantially to establishing and preserving peace. This paper describes various interpersonal, intergroup, and institutional theoretical perspectives to explain why volunteerism is particularly suited to peacemaking and peacekeeping. Special consideration is given to how involving young volunteers may be highly beneficial to peacemaking and peacekeeping. The paper emphasizes the “added value” of utilizing volunteers in peace and development organizations, and provides specific examples from the Eastern African region that illustrate how volunteerism is being used to prevent conflict, to mediate and transform active conflict, and to reduce the …
Informing Policy On Volunteer Service Through Agency-Based Evaluations, Nancy Morrow-Howell, Susan Stapleton, Amanda Moore Mcbride
Informing Policy On Volunteer Service Through Agency-Based Evaluations, Nancy Morrow-Howell, Susan Stapleton, Amanda Moore Mcbride
Center for Social Development Research
This working paper describes the evidence-based policy making process. We focus on what information is needed to inform policy development and decision-making on volunteer service and then how this information can be most effectively disseminated to policy makers, outlining a range of specific strategies. Existing volunteer service research is used as illustration. Implications are drawn for the capacity of agency staff to implement the research methods and strategies that are discussed.
Contributions Of Qualitative Research To Understanding Saving Theory For Children And Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, Baorong Guo
Contributions Of Qualitative Research To Understanding Saving Theory For Children And Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, Baorong Guo
Center for Social Development Research
This paper explores contributions of qualitative research to saving theory for children, youth, and parents in Children’s Development Account (CDA) programs. It brings together findings from three studies: (1) elementary school age children saving for college, (2) youth transitioning from foster care saving for education and other purposes, and (3) mothers of toddlers saving for college. Findings suggest that children, youth, and parents find CDAs helpful in accumulating savings. CDAs interact with developmental stages to motivate and facilitate saving. Accumulating savings has positive meaning for participants in CDAs for economic and psychological reasons. However, although CDAs overcome some obstacles in …
The Impact Of Household Possessions On Youth's Academic Achievement In The Ghana Youthsave Experiment, Gina A. N. Chowa, Rainier D. Masa, Christopher J. Wretman, David Ansong
The Impact Of Household Possessions On Youth's Academic Achievement In The Ghana Youthsave Experiment, Gina A. N. Chowa, Rainier D. Masa, Christopher J. Wretman, David Ansong
Center for Social Development Research
Households play an important role in youth’s academic achievement. Household assets as part of youth’s family background have been found to have a significant impact on youth’s academic achievement. In this study, the impact of household possessions on youth’s academic achievement in the Ghana YouthSave experiment is investigated. Findings support the hypothesized positive direction of the impact of household possessions on academic achievement of youth. Using propensity score optimal matching and matching estimators, results show youth from households that reported owning at least one of the five household items measured scored almost 1 unit higher on English than their peers …
Youth-Related Policies, Center For Social Development, Institute For Statistical, Social, And Economic Research, Kenya Institute For Public Policy Research And Analysis, New Era; Universidad De Los Andes
Youth-Related Policies, Center For Social Development, Institute For Statistical, Social, And Economic Research, Kenya Institute For Public Policy Research And Analysis, New Era; Universidad De Los Andes
Center for Social Development Research
Youth-Related Policies
Challenges And Opportunities For Youth Saving, Center For Social Development, Kenya Institute For Public Policy Research And Analysis, Institute For Statistical, Social, And Economic Research, New Era; Universidad De Los Andes
Challenges And Opportunities For Youth Saving, Center For Social Development, Kenya Institute For Public Policy Research And Analysis, Institute For Statistical, Social, And Economic Research, New Era; Universidad De Los Andes
Center for Social Development Research
Challenges and Opportunities for Youth Saving
"You Pay Your Share, We'll Pay Our Share": The College Cost Burden And The Role Of Race, Income, And College Assets, William Elliott, Terri Friedline
"You Pay Your Share, We'll Pay Our Share": The College Cost Burden And The Role Of Race, Income, And College Assets, William Elliott, Terri Friedline
Center for Social Development Research
Changes in financial aid policies may place too much of the burden of paying for college on students. In addition, incentives for accumulating college assets may exacerbate the college cost burden on minority and lower income students. Our study investigated the impacts of these policy changes on college cost burden using trivariate probit analysis with predicted probabilities. We find that recent changes in the financial aid system place a higher responsibility on African American, Latino/Hispanic, and moderate-income students to pay for college themselves. an implication is that greater opportunities for more and higher dollar grants and scholarships at 4-year colleges …
Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden
Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden
Center for Social Development Research
This study examines how study participants’ financial knowledge and participation in a Child Development Account (CDA) intervention affect 529 College Savings Plan account holding among caregivers of infants. The study uses data from the SEED for Oklahoma Kids experiment (SEED OK, N=2,51), a statewide randomized experiment using a probability sample of infants selected from birth records. SEED OK is a policy test of universal and progressive CDAs that encourage families to accumulate assets for their children’s future. Results of logit regression show that participants’ financial knowledge is positively related to the account holding in the treatment group, but not in …
Individual Development Accounts And Post-Secondary Education: Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Individual Development Accounts And Post-Secondary Education: Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Center for Social Development Research
This paper presents evidence from a randomized field experiment testing the impact of a 3-year matched savings program on educational outcomes 10 years later. We examine the effect of an Individual Development Account (IDA) program on educational enrollment, degree completion, and increased education level. The IDA program, which ran from 1998 to 2003 in Tulsa, Oklahoma, provided low-income households with financial education and matching funds for qualified savings withdrawals, including a 1:1 match for educational uses. We find a significant impact on education enrollment and positive, but non-significant impacts on degree completion and increase in level of education. We also …
Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa
Testing An Asset-Building Approach For Young People: Early Access To Savings Predicts Later Savings, Terri Friedline, William Elliott, Gina Chowa
Center for Social Development Research
A major hypothesis of asset-building is that early access to savings accounts leads to continued and improved educational and economic outcomes over time. This study asks whether or not young adults (ages 18 to 22), particularly lower-income young adults, are significantly more likely to own savings accounts and to accumulate more savings when they have access to savings accounts at banking institutions as adolescents (ages 13 to 17). We investigate this question using longitudinal data (low-to-moderate income sample [LMI; N = 530]; low-income sample [LI; N = 354]) from the Panel Study of Income Dynamics and its supplements. Results from …
Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson
Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson
Center for Social Development Research
Child health, educational attainment, and family socioeconomic status are inextricably linked. We introduce a model that ties together research drawn from the fields of economics, education, psychology, sociology, medicine, epidemiology, neuroscience, public health and biostatistics. Organized around an integrated conceptual paradigm of environmental, economic, familial and psychosocial pathways, we demonstrate various ways SES alters the performance of biological systems, thereby affecting family interaction, stress, school success, and child outcomes.
Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy
Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy
Center for Social Development Research
Research has linked parents’ educational expectations to children’s educational attainment, but findings regarding differences in educational expectations by race/ethnicity have been inconsistent. In addition, existing studies have focused on school-age children and their parents. In this study, we examine educational expectations in mothers of newborn children using a state representative sample. a series of logistic regressions are conducted for the full sample (N=2,572) and for individual racial groups to investigate parental educational expectations by race and Hispanic origin. The study finds that non-Hispanic Whites hold higher educational expectations for their children compared to African Americans, American Indians, and Hispanics. However, …