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Articles 1 - 30 of 55
Full-Text Articles in Social Work
Does Household Food Insecurity Affect Parental Characteristics And Child Behavior?: Evidence From The Panel Study Of Income Dynamics (Psid), Jin Huang, Karen M. Matta Oshima, Youngmi Kim
Does Household Food Insecurity Affect Parental Characteristics And Child Behavior?: Evidence From The Panel Study Of Income Dynamics (Psid), Jin Huang, Karen M. Matta Oshima, Youngmi Kim
Center for Social Development Research
This study examines the link between household food insecurity and child behavior problems mediated through parental characteristics (parenting stress, parental warmth, psychological distress, and parent’s self-esteem) using two waves of data from the Child Development Supplement in the Panel Study of Income Dynamics. Analyses of fixedeffects models are conducted on a low-income sample of 416 children from 249 households. This study finds that the effects of food insecurity on child behavior problems are mediated by parenting stress. However, two robustness tests show different results from those of the fixed-effects models. This inconsistency suggests that the complicated relationship between household food …
Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou
Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou
Center for Social Development Research
Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building in the US: Policy Innovation and Scientific Research]
Parental Income, Assets, And Borrowing Constraints And Children's Post-Secondary Education, Jin Huang, Baorong Guo, Youngmi Kim, Michael Sherraden
Parental Income, Assets, And Borrowing Constraints And Children's Post-Secondary Education, Jin Huang, Baorong Guo, Youngmi Kim, Michael Sherraden
Center for Social Development Research
This study is a test of two theoretical models linking parental economic resources to children’s post-secondary education, namely, short-term borrowing constraints and long-term family background. a series of structural equation models (SEM) are tested using data from a sample of young adults (N=650) in the Panel Study of Income Dynamics (PSID). To further understand the role of parental resources in children’s education, analyses are conducted for both income and assets, with assets measured by liquid assets and net worth. Findings indicate that both income and assets have consistent long-term associations with children’s college entry. When measures of household wealth are …
Assets And Child Well-Being In Developed Countries, Trina Williams Shanks, Youngmi Kim, Vernon Loke, Mesmin Destin
Assets And Child Well-Being In Developed Countries, Trina Williams Shanks, Youngmi Kim, Vernon Loke, Mesmin Destin
Center for Social Development Research
Although there is no universal approach to offering Child Development Accounts (CDAs), this paper introduces a framework for an age-based conceptual model that describes how such accounts might influence indicators of child wellbeing. With a focus on optimal age-appropriate development beginning at birth and ranging through young adulthood, the model incorporates research from multiple disciplines to include direct effects, indirect effects and critical milestones. We review empirical evidence from national datasets (primarily from the United States, but including research from other developed countries) to provide a context for this framework. This conceptual and empirical backdrop provides a starting point from …
Streamlined Enrollment And Default Investment: Innovations In Alaska's College Savings Plan, Margaret M. Clancy, Terry Lassar, Rebekah Miller
Streamlined Enrollment And Default Investment: Innovations In Alaska's College Savings Plan, Margaret M. Clancy, Terry Lassar, Rebekah Miller
Center for Social Development Research
As college savings plans have gained in popularity and matured over the years, states have developed a number of innovations to facilitate access to and participation in 529s. This paper examines innovations in streamlined enrollment, pre-selected investment, and default investment in Alaska’s college savings plan. These 529 innovations—intended to facilitate greater participation, especially amongst low- and middle-income families—could play a more important role in other states to encourage savings for postsecondary education.
Assets And Liabilities, Educational Expectations, And Children's College Degree Attainment, Min Zhan, Michael Sherraden
Assets And Liabilities, Educational Expectations, And Children's College Degree Attainment, Min Zhan, Michael Sherraden
Center for Social Development Research
Assets and Liabilities, Educational Expectations, and Children's College Degree Attainment
Low-Cost State Innovations To Help Families Save For College, Mark Huelsman, Margaret M. Clancy
Low-Cost State Innovations To Help Families Save For College, Mark Huelsman, Margaret M. Clancy
Center for Social Development Research
While 529 plans are defined in the federal tax code, individual states have considerable latitude to innovate and make their plans more inclusive. Some states have undertaken large-scale initiatives, such as matching contributions or establishing accounts at birth. Other states have been exploring a number of smaller, lower- cost innovations to remove disincentives and increase savings. States are often the testing ground for future federal policies, and several of these initiatives could also be enacted at the federal level.
Account Monitoring Research At Michigan Seed, Vernon Loke, Margaret Clancy, Robert Zager
Account Monitoring Research At Michigan Seed, Vernon Loke, Margaret Clancy, Robert Zager
Center for Social Development Research
Account Monitoring Research at Michigan SEED
The Southern Regional Asset Building Coalition Survey, Gena Gunn, Jennifer Heffern
The Southern Regional Asset Building Coalition Survey, Gena Gunn, Jennifer Heffern
Center for Social Development Research
The Southern Regional Asset Building Coalition Survey
Assets And Liabilities, Educational Expectations, And Children's College Degree Attainment, Min Zhan, Michael Sherraden
Assets And Liabilities, Educational Expectations, And Children's College Degree Attainment, Min Zhan, Michael Sherraden
Center for Social Development Research
This research examines relationships among household assets and liabilities, educational expectations of children and parents, and children’s college degree attainment. Special attention is paid to influences of different asset types (financial vs. nonfinancial assets) and liabilities (secured vs. unsecured debt). Results indicate that, after controlling for family income and other parent/child characteristics, financial and nonfinancial assets are positively related to, and unsecured debt is negatively related to, children’s college completion. Furthermore, there is evidence that financial assets are positively associated with the education expectations of parents and children. Policy directions are suggested.
The Seed For Oklahoma Kids Experiment: Comparison Of Treatment And Control Groups, Youngmi Kim, Yunju Nam
The Seed For Oklahoma Kids Experiment: Comparison Of Treatment And Control Groups, Youngmi Kim, Yunju Nam
Center for Social Development Research
The SEED for Oklahoma Kids Experiment: Comparison of Treatment and Control Groups
Wealth Effects Of An Asset-Building Intervention Among Rural Households In Sub-Saharan Africa, Gina A. N. Chowa, Michael Sherraden
Wealth Effects Of An Asset-Building Intervention Among Rural Households In Sub-Saharan Africa, Gina A. N. Chowa, Michael Sherraden
Center for Social Development Research
Asset development is a key strategy to promote economic and social development in Sub-Saharan Africa. Research has found associations between asset ownership and household well-being. However, to date there has been little rigorous research on impacts of asset-building interventions for families in SSA. In this study, we analyze wealth outcomes of a matched savings intervention among rural households in Masindi, Uganda. Using propensity score matching and difference-in-differences, significant differences are found on the adjusted means for financial assets ($1,323.01), total wealth ($1,72.18), and net worth ($2,048.20). Overall, results show that asset-building interventions have potential utility as a policy solution for …
Young Children's Perceptions Of College And Saving: Potential Role Of Child Development Accounts, William Elliott Iii, Margaret Sherrard Sherraden, Lissa Johnson, Baorong Guo
Young Children's Perceptions Of College And Saving: Potential Role Of Child Development Accounts, William Elliott Iii, Margaret Sherrard Sherraden, Lissa Johnson, Baorong Guo
Center for Social Development Research
This paper explores young children's perceptions and expectations about attending college, and the potential influence of a savings program on shaping children's perceptions about paying for college. As part of a four-year study of a school-based college savings program called “I Can Save”, this paper uses qualitative evidence from interviews conducted in second and fourth grades with a diverse group of 51 children. Findings suggest that most of the children in the study have a general understanding of college and have begun a process of considering higher education. Further, children in “I Can Save” are more likely than a comparison …
Overview Of Child Development Accounts In Developing Countries, Jeff Meyer, Rainier D. Masa, Jamie M. Zimmerman
Overview Of Child Development Accounts In Developing Countries, Jeff Meyer, Rainier D. Masa, Jamie M. Zimmerman
Center for Social Development Research
Child Development Accounts (CDAs) as a matter of policy have existed for some time, though predominantly in developed countries. While there are at least a few government social programs with CDA components in the developing world, such policies have yet to gain significant traction. This paper finds that despite this lack of policy movement, CDAs do exist in developing countries in a variety of forms and delivered by a diverse group of institutions. Government-linked institutions (such as savings and post banks); non-governmental institutions (such as credit unions and NGOs); and commercial financial institutions are all innovating in CDA design and …
The Human Capital Agenda: Asset Holding And Educational Attainment Among African-American Youth, William Elliott, Kevin Kim, Hyunzee Jung, Min Zhan
The Human Capital Agenda: Asset Holding And Educational Attainment Among African-American Youth, William Elliott, Kevin Kim, Hyunzee Jung, Min Zhan
Center for Social Development Research
This study extends previous analyses in several ways. First, in addition to parental wealth, the relationship between children’s wealth and math and reading scores are examined. Second, we examine different mediating pathways that wealth may affect children’s math and reading scores in a single path analysis model. The advantage of path analysis over traditional regression analyses, which are typically used in this area, is that researchers can get a glimpse of relationships among variables. While the focus of regression analysis is on the associations of predictors with outcome variables, path analysis provides a larger picture of the overall structure of …
Tribal Innovations In Children's Accounts, Miriam Jorgensen, Peter Morris
Tribal Innovations In Children's Accounts, Miriam Jorgensen, Peter Morris
Center for Social Development Research
An important frontier in savings policy and research is the effectiveness of accounts at birth. This paper presents ideas and initial findings from the experience of American Indian nations—America’s first asset-builders—with such policies. It describes the motivations for creating “minors’ accounts,” which are offered by approximately 70 tribes. These tribes are the only jurisdictions in the nation to offer universal, unrestricted accounts for children. Increasingly, they also are using conditions and incentives to promote their policy goals. Their experiences and ideas offer important insights for mainstream policy makers and program managers (in the US and elsewhere) about how to design …
Child Development Accounts And Saving For Children's Future: Do Financial Incentives Matter?, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, Vernon Loke
Child Development Accounts And Saving For Children's Future: Do Financial Incentives Matter?, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, Vernon Loke
Center for Social Development Research
This study examines savings outcomes in the first large-scale demonstration of Child Development Accounts (CDAs) in the United States—the Saving for Education, Entrepreneurship, and Downpayment (SEED) initiative. It is also the first empirical study, to our knowledge, to investigate associations between savings outcomes and incentives in an asset-building program for children. This study enhances knowledge about saving in CDAs, incentives in public policy in general, and incentives in savings policy in particular. Results can inform CDA policy design.
Assets As A Resource Variable In The Stress Management Of Low-Income Families, David Rothwell, Chang-Keun Han
Assets As A Resource Variable In The Stress Management Of Low-Income Families, David Rothwell, Chang-Keun Han
Center for Social Development Research
The hard times resulting from the 2008 recession represent an opportunity to re-examine the theoretical framework for how families use economic resources to adjust and adapt to stress. Sherraden’s (1991) theory of assets and McCubbin and Patterson’s (1983) Family Adjustment and Adaptation Response (FAAR) model are used to demonstrate how assets relate to family stressors and demands among a sample of 839 low-income families. The negative relationship between assets and financial stressors and financial strain suggest that the expansion of social welfare policies promoting assets among low-income families may positively influence family relations. Future research on family relations would benefit …
Productive Aging Conference Report, Nancy Morrow-Howell, Gao Jianguo, Li Zou, Xie Yuxi
Productive Aging Conference Report, Nancy Morrow-Howell, Gao Jianguo, Li Zou, Xie Yuxi
Center for Social Development Research
Productive Aging Conference Report
City And Community Innovations In Cdas: The Role Of Community-Based Organizations, Carl Rist, Liana Humphrey
City And Community Innovations In Cdas: The Role Of Community-Based Organizations, Carl Rist, Liana Humphrey
Center for Social Development Research
In the SEED Initiative, twelve community-based organizations (CBOs) across the United States and its territories were chosen to offer CDAs, establish best practices in delivering CDAs and demonstrate “proof of concept.” Since the inception of the SEED Initiative, a second wave of CDA programs has emerged at the local level. The purpose of this paper is to analyze these community and city-wide CDA innovations in the U.S. and to examine the role that CBOs play in these innovations. First, this paper explores the theory behind CBO engagement in asset-building and the roles CBOs typically play at the local level. Second, …
Financial Capability In Children: Effects Of Participation In A School-Based Financial Education And Savings Program, Margaret S. Sherraden, Lissa Johnson, Baorong Guo, William Elliott
Financial Capability In Children: Effects Of Participation In A School-Based Financial Education And Savings Program, Margaret S. Sherraden, Lissa Johnson, Baorong Guo, William Elliott
Center for Social Development Research
A groundswell of interest in young people’s ability to understand and handle financial decisions has generated keen interest in financial knowledge and effectiveness of financial education. This study examines an innovative four-year school-based financial education and savings program, called “I Can Save” (ICS). Using a quasi-experimental design, the study examines quantitative and qualitative data to analyze program effects on financial knowledge. Children who participated in ICS scored significantly higher on a financial literacy test than comparison group students in the same school, regardless of parent education and income. Results suggest that children increase financial capability when they have access to …
Assets And Child Well-Being In Developing Countries: A Research Review, Gina A. N. Chowa, David Ansong, Rainier Masa
Assets And Child Well-Being In Developing Countries: A Research Review, Gina A. N. Chowa, David Ansong, Rainier Masa
Center for Social Development Research
The impact of assets on child well-being in developing countries has received considerable attention in the last decade. Increased recognition of the critical role played by assets in enhancing children’s well-being has spurred efforts to study the relationship between assets and a range of outcomes for children. This chapter reviews current studies (i.e., conducted within the past 10 years) that explore the relationship of asset ownership and a range of outcomes. The studies we have included in this review illustrate the impact that assets can have on children’s outcomes in the area of health, education, and child labor. Overall, the …
Youth And Savings In Assetsafrica, Gina A. N. Chowa, David Ansong
Youth And Savings In Assetsafrica, Gina A. N. Chowa, David Ansong
Center for Social Development Research
As youth transition to adulthood, their ability to save and accumulate assets becomes very important as they begin to accept financial responsibilities and plan for the future. In this paper, we investigated the effects of an asset building intervention on youth asset accumulation in Masindi, a rural area in Uganda. Two waves of data were collected on youth, between 15 and 35 years of age, for both the treatment and comparison groups. We used a Propensity Score Matching (PSM) technique and Difference-in-Difference model to estimate the effects of the asset building intervention. We find that the mean difference in financial …
Measuring Volunteer Outcomes: Development Of The International Volunteer Impacts Survey, Benjamin J. Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Measuring Volunteer Outcomes: Development Of The International Volunteer Impacts Survey, Benjamin J. Lough, Amanda Moore Mcbride, Margaret S. Sherraden
Center for Social Development Research
Current research on international volunteering and service is largely descriptive but program administrators and policymakers seek information about outcomes. This article reports on a 90-item survey administered to 983 respondents. Using factor analysis procedures, we assess factor structure and reliability across a range of outcomes in an International Volunteer Impacts Survey (IVIS) instrument designed to measure IVS volunteer outcomes. Resulting outcome categories include international contacts, open-mindedness, international understanding, intercultural relations, global identity, social skills, life plans, civic activism, community engagement, media attentiveness, and financial contributions. In this article, we discuss research design, survey administration, and further development of the IVIS.
Youth Saving Preferences In Sub-Saharan Africa And The Potential For Asset Accumulation, David Ansong, Gina Chowa
Youth Saving Preferences In Sub-Saharan Africa And The Potential For Asset Accumulation, David Ansong, Gina Chowa
Center for Social Development Research
As youth transition to adulthood, their ability to save and accumulate assets becomes very important as they begin to accept financial responsibilities and plan for the future. This paper uses data from Masindi, a rural area in Uganda, to (a) investigate the savings preferences of youth in Sub-Saharan Africa (SSA), (b) examine the relationship between an asset-building intervention for youth and higher savings, and (c) determine whether gender and marital status interact in their effect on young people’s savings in SSA. Univariate statistics, independent sample t-test and factorial analysis of variance (ANOVA) are used to address the study’s three goals. …
State-Level Asset-Building Coalitions: Origins, Operations, And Achievements, Naomi Warren, Gena Gunn
State-Level Asset-Building Coalitions: Origins, Operations, And Achievements, Naomi Warren, Gena Gunn
Center for Social Development Research
State-Level Asset-Building Coalitions: Origins, Operations, and Achievements
Second Thoughts: Who Almost Participates In An Ida?, David Rothwell, Chang-Keun Han
Second Thoughts: Who Almost Participates In An Ida?, David Rothwell, Chang-Keun Han
Center for Social Development Research
Self-selection into social intervention programs may bias the estimates of treatment impact. Data from an Individual Development Account (IDA) program (N = 758) are used to examine the self-selection process. Persons who applied but did not enroll are assumed to have had “second thoughts” about program participation. Multivariate logistic regression predicted second thoughts and showed that having children in the household and negative net worth, along with not owning a vehicle, were positively related to having second thoughts. Those saving for an education were more likely than those saving for a home or business to have second thoughts. Implications for …
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Center for Social Development Research
Individual Development Accounts (IDAs) are matched savings accounts that encourage asset development for individuals and families with low incomes. Unique program data from an IDA program serving 758 Native Hawaiians were used to model the probability of participating in and graduating from the IDA program. Multivariate logistic regression models show that children in the household, lack of vehicle ownership, and savings goal (education) were associated with a reduced likelihood of program participation. Participants who owned homes and had relatively high savings balances prior to starting the program were more likely to graduate. Additionally, Maui participants were more than three times …
Evaluation Report Of Vital Visionaries: Medical Student And Older Adult Outcomes, Ernest Gonzales, Nancy Morrow-Howell
Evaluation Report Of Vital Visionaries: Medical Student And Older Adult Outcomes, Ernest Gonzales, Nancy Morrow-Howell
Center for Social Development Research
Evaluation Report of Vital Visionaries: Medical Student and Older Adult Outcomes
Creative Partnerships Between Gear Up And State College Savings Plans: Experience And Policy Potential, Margaret M. Clancy, Rebekah Miller
Creative Partnerships Between Gear Up And State College Savings Plans: Experience And Policy Potential, Margaret M. Clancy, Rebekah Miller
Center for Social Development Research
This brief provides examples of how GEAR UP and state College Savings Plans are working together to provide information and resources to low-income and at-risk students. To illustrate experience and potential, the Center for Social Development documents and assesses four existing partnerships between College Savings Plans and GEAR UP. State-level experiences to date suggest several policy implications.