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Center for Social Development Research

Savings

2012

Articles 1 - 5 of 5

Full-Text Articles in Social Work

Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden Nov 2012

Youth And Saving In Ghana: A Baseline Report From The Youthsave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Mat Despard, Isaac Osei-Akoto, Atta-Ankomah Richmond, Andrew Agyei-Holmes, Michael Sherraden

Center for Social Development Research

Youth and Saving in Ghana: A Baseline Report From the YouthSave Ghana Experiment


Interviews With Mothers Of Young Children In The Seed For Oklahoma Kids College Savings Experiment, Karen Gray, Margaret Clancy, Margaret S. Sherraden, Kristen Wagner, Julie Miller-Cribbs Nov 2012

Interviews With Mothers Of Young Children In The Seed For Oklahoma Kids College Savings Experiment, Karen Gray, Margaret Clancy, Margaret S. Sherraden, Kristen Wagner, Julie Miller-Cribbs

Center for Social Development Research

Interviews With Mothers of Young Children in the SEED for Oklahoma Kids College Savings Experiment


Effects Of An Individual Development Account Program On Retirement Saving: Follow-Up Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key Nov 2012

Effects Of An Individual Development Account Program On Retirement Saving: Follow-Up Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key

Center for Social Development Research

Using data from a randomized experiment that ran from 1998 to 2003 in Tulsa, Oklahoma, we examine the 10-year follow-up effects on retirement saving of an Individual Development Account (IDA) program. The IDA program included financial education, encouragement to save, and matching funds for several qualified uses of the savings, including contributions to retirement accounts. The results indicate that, as of 2009, 6 years after the program ended, the IDA program had no impact on the propensity to hold a retirement account, the account balance, or the sufficiency of retirement balances to meet retirement expenses.


Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul, Youngmi Kim, Soonung Lee, Michael Sherraden Jun 2012

Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul, Youngmi Kim, Soonung Lee, Michael Sherraden

Center for Social Development Research

Seoul Hope Plus Savings Accounts: Asset-Building Program for Low-Income Households in Seoul


Civic Service And Asset Building In Generating Livelihoods Among Youth In Africa, Benjamin J. Lough, Margaret S. Sherraden Jun 2012

Civic Service And Asset Building In Generating Livelihoods Among Youth In Africa, Benjamin J. Lough, Margaret S. Sherraden

Center for Social Development Research

Given high rates of unemployment among African youth, civic service offers a promising strategy for preparing young people for the labor market. Despite its potential, a lack of service opportunities, incentives, and competing livelihood needs, frequently prevent young people from volunteering. This paper reviews the debate on financial remuneration for volunteering, and describes innovative “hybrid” ways to incentivize and support young volunteers. These approaches offer the potential to build financial assets during service in the form of savings, stipends, and microenterprise credit or education awards. This paper highlights programs in several regions of Africa where similar approaches have been piloted. …