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Cash Transfers And Health, Sicong Sun, Jin Huang, Darrell Hudson, Michael Sherraden Sep 2020

Cash Transfers And Health, Sicong Sun, Jin Huang, Darrell Hudson, Michael Sherraden

Center for Social Development Research

Financial resources are known to affect health outcomes. Many types of social policies and programs, including social assistance and social insurance, have been implemented around the world to increase financial resources. As an overall term, we refer to these as cash transfers. In this article, we discuss whether, how, for whom, and to what extent purposeful cash transfers may improve health, both theoretically and empirically. The overall finding is that cash transfers are very positive, but as usual, there are many complexities and variations. Continuing research and policy innovation—for example, universal basic income and universal Child Development Accounts—are ...


Child Development Accounts Improve Parenting Practices, Particularly For Financially Vulnerable Families, Jin Huang Aug 2020

Child Development Accounts Improve Parenting Practices, Particularly For Financially Vulnerable Families, Jin Huang

Center for Social Development Research

Parenting practices, such as parental involvement and discipline, define parent–child interactions and influence child functioning. Child Development Accounts may have positive impacts on parenting practices by increasing parents’ perceived levels of economic safety, enhancing their optimism regarding the long-term development of their child, and improving parents’ mental health. This research brief synthesizes findings of the CDA effects on parenting practices from three research studies in the SEED for Oklahoma Kids experiment.

Findings show that the SEED OK CDA has significantly reduced mothers’ punitive parenting practices, and also increased positive parenting practices among mothers in financially vulnerable families. The size ...


Accountable Policing: Policies To Advance The Personal Safety Of Black Boys And Young Men, Robert Motley Jun 2020

Accountable Policing: Policies To Advance The Personal Safety Of Black Boys And Young Men, Robert Motley

Center for Social Development Research

The policies and practices that perpetuate the continual, unjust murder of Black males by the nation’s law-enforcement professionals have gone unchanged for far too long. This Brief Report from HomeGrown StL provides local, state, and federal policymakers with concrete, evidence-based policy recommendations for building an equitable, transparent, and accountable public-safety approach that will serve and protect all.


Social Work And The Future Of Policing: Key Points For Changes In Policy And Practice, Michael Sherraden Jun 2020

Social Work And The Future Of Policing: Key Points For Changes In Policy And Practice, Michael Sherraden

Center for Social Development Research

High-profile police violence and killings have prompted struggles to reconceptualize public order, safety and justice. As reform proposals emerge, this brief proposes key elements for new approach to public safety: an expanded professional partnership between police and social workers.


Child Development Accounts In The Covid-19 Crisis: Lessons From The Great Recession, Michael Sherraden Apr 2020

Child Development Accounts In The Covid-19 Crisis: Lessons From The Great Recession, Michael Sherraden

Center for Social Development Research

The COVID-19 pandemic has triggered an economic downturn that will likely be worse than the Great Recession, especially for financially vulnerable households. Child Development Accounts (CDAs) were rigorously tested in the 2008-09 recession and produced positive financial and family results. Likewise, CDAs can be expected to have positive impacts on children in financially vulnerable households during and after the COVID-19 pandemic.

To confront this health and economic crisis, this research and policy report examines how CDA research from the previous recession can inform a new kind of social policy to address the current one. The report draws from in-person interviews ...


A Framework For Explaining Black–White Inequality In Homeownership Sustainability, Chunhui Ren Feb 2020

A Framework For Explaining Black–White Inequality In Homeownership Sustainability, Chunhui Ren

Center for Social Development Research

Why do housing outcomes differ by race?

To understand Black–White disparities in homeownership sustainability, this study proposes a conceptual framework that emphasizes Black homeowners’ socioeconomic challenges, challenges that go beyond the mortgage market, and focuses on the mediating role of liquid assets. Data from the Panel Study of Income Dynamics (PSID) enable a test of the framework through an examination of racial differences in the exit rates of homeowners during the recent housing crisis. The findings suggest that liquid assets played a significant role in such disparities.

This is a pre-print of an article published in Demography. The final ...


Chıld Development Accounts: A Policy Design And Opportunity For Azerbaijan, Aytakin Huseynli, Michael Sherraden, Daniel Gottlieb Jan 2020

Chıld Development Accounts: A Policy Design And Opportunity For Azerbaijan, Aytakin Huseynli, Michael Sherraden, Daniel Gottlieb

Center for Social Development Research

In Azerbaijan, recent economic growth and sizable oil revenues offer a path for improving the well-being of the nation’s children. This brief makes the case for a national CDA policy in Azerbaijan and suggests viable paths to implementation of such a policy.

Son zamanlar Azərbaycanda baş verən iqtisadi inkişaf və neft gəlirlərinin artamsı, uşaqların rifahının yaxşılaşdırılamsı sahəsində dayanıqlı proqramlar tətbiq etməyə imkan yaradır. Sənəd, Azərbaycanda hər bir uşağa qənaet hesabları olan- Uşaq İnkişaf Hesablarının-açılması üçün yazılan siyasi sənədin qısa xülasəsidir.


The Financial Capability And Financial Well-Being Of Low-Income Entrepreneurs, Jin Huang, Baorong Guo Jan 2020

The Financial Capability And Financial Well-Being Of Low-Income Entrepreneurs, Jin Huang, Baorong Guo

Center for Social Development Research

Entrepreneurship can offer a path out of poverty, but do low-income entrepreneurs have the knowledge and resources they need to succeed?

Reporting on analyses of data from the Consumer Financial Protection Bureau’s 2016 National Financial Well-Being Survey, this brief suggests that many would-be entrepreneurs turn to alternative financial products in lieu of mainstream options and could benefit from comprehensive financial guidance designed to bolster financial capability.


Essential Policy Design Elements For Statewide Child Development Accounts, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly Dec 2019

Essential Policy Design Elements For Statewide Child Development Accounts, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly

Center for Social Development Research

This Fact Sheet defines 10 essential and well-established design elements of state CDA legislation. Several states have adopted CDA policies, some by legislation and others by administrative rule, all using their 529 plans as the financial platform. Those interested in creating a statewide policy can view a full discussion and documentation of sample legislation in full in the Policy Summary from which this work is adapted.


Child Development Accounts At Scale: Sample State Legislation, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly Nov 2019

Child Development Accounts At Scale: Sample State Legislation, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly

Center for Social Development Research

Statewide Child Development Accounts (CDAs) provide assets and encourage saving for postsecondary education through deposits into investment accounts. Several states have adopted CDA policies, some by legislation and others by administrative rule, all using their 529 plans as the financial platform. This Policy Summary is intended to inform states interested in enacting universal, automatic, statewide CDA legislation.

It presents select examples of legislative from state CDA policies in Pennsylvania, Nebraska, Illinois, and California. Delivering CDAs at scale—to all newborns in families across the full socioeconomic and geographic (rural and urban) spectrum—and in a financially sustainable way requires a ...


Statewide Child Development Accounts And Local Partnerships: A Scalable Model That Can Include All Families, Margaret M. Clancy, Michael Sherraden, Jim Huang, Sondra G. Beverly, Youngmi Kim Nov 2019

Statewide Child Development Accounts And Local Partnerships: A Scalable Model That Can Include All Families, Margaret M. Clancy, Michael Sherraden, Jim Huang, Sondra G. Beverly, Youngmi Kim

Center for Social Development Research

This brief presents a policy model for partnering statewide Child Development Accounts (CDAs) with other federal, state, city, and community services for financially vulnerable families. Statewide CDAs use 529 plans as the financial platform.

The brief first outlines the different strengths of local municipalities, social service organizations, and statewide CDAs, and then illustrates the benefits of a combined policy model. The model is designed to increase the positive impacts at scale and ensure that statewide CDAs complement but do not replace efforts by local organizations and governments. With partnerships formed and common challenges met, statewide CDAs, local municipalities and social ...


Lessons And Policy Implications From The Flint Water Crisis, Amy Krings, Dana Kornberg, Shawna Lee Oct 2019

Lessons And Policy Implications From The Flint Water Crisis, Amy Krings, Dana Kornberg, Shawna Lee

Center for Social Development Research

The results of the Flint water crisis were disastrous. Permanent damage has been done to Flint’s most vulnerable residents, the city’s water system, and residents’ trust in government institutions.

This policy brief describes the shortcomings of Michigan’s emergency management (EM) system and informs policymakers on potential improvements for its eventual replacement. It frames the EM system within the logic and practice of urban austerity politics and demonstrates how emergency manager policies are not race-neutral approaches to solving urban financial crises. It considers what the Flint water crisis suggests about policy mechanisms that might prevent future environmental health ...


Financially Vulnerable Families Reap Multiple Benefits From Child Development Accounts, Jin Huang, Sondra G. Beverly, Youngmi Kim, Margaret M. Clancy, Michael Sherraden Oct 2019

Financially Vulnerable Families Reap Multiple Benefits From Child Development Accounts, Jin Huang, Sondra G. Beverly, Youngmi Kim, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

Financially vulnerable families face numerous challenges that can adversely affect their children’s development. This brief reports on the effects of Child Development Accounts (CDAs), a financial capability intervention, in families receiving Temporary Assistance for Needy Families or Head Start. The results show that CDAs positively shape several financial and nonfinancial outcomes for these families.


Will I Be Able To Cast My Ballot? Race, Income, And Voting Access On Election Day, Gena Gunn Mcclendon, Kyle A. Pitzer, Michael Sherraden, Aura Aguilar Sep 2019

Will I Be Able To Cast My Ballot? Race, Income, And Voting Access On Election Day, Gena Gunn Mcclendon, Kyle A. Pitzer, Michael Sherraden, Aura Aguilar

Center for Social Development Research

A multimethod study of electoral process and access among registered voters in St. Louis City and County.

This quantitative and qualitative study examines differences in electoral process and access, and how these differences may affect the participation of registered voters, with particular attention to race and income. Disparities in the voting process and access are understood as a form of voter suppression, whether intended or not. The research is community grounded, building on strong researcher–community relationships. Data were collected at a sample of polling locations during the November 2018 elections in St. Louis City and St. Louis County. The ...


Healing Policies For Black Boys And Young Men In St. Louis: Priorities In 2019, Sean Joe, Robert Motley, Alexandra Ivory, Alyssa Finner, Janet Frederick Sep 2019

Healing Policies For Black Boys And Young Men In St. Louis: Priorities In 2019, Sean Joe, Robert Motley, Alexandra Ivory, Alyssa Finner, Janet Frederick

Center for Social Development Research

What policy reforms are needed to remove the structural barriers that make it difficult for Black boys and young men to thrive in St. Louis?

Presenting findings from research with social service providers, this Brief Report from the Race and Opportunity Lab’s HomeGrown STL project seeks to inform policy decisions, advocacy efforts, and collective impact strategies in order to improve outcomes for Black boys and young men in the St. Louis region.


Race, Income, And Voting Access On Election Day, Aura Aguilar, Gena Gunn Mcclendon, Michael Sherraden, Kyle A. Pitzer Sep 2019

Race, Income, And Voting Access On Election Day, Aura Aguilar, Gena Gunn Mcclendon, Michael Sherraden, Kyle A. Pitzer

Center for Social Development Research

This Fact Sheet summarizes findings and recommendations from Will I Be Able to Cast My Ballot? Race, Income, and Voting Access on Election Day, a Research Report from the Voter Access and Engagement initiative’s multimethod study of electoral process and access among registered voters in St. Louis City and County.


Who Will Help Children? Building Brain Regimes, William F. Tate Iv Aug 2019

Who Will Help Children? Building Brain Regimes, William F. Tate Iv

Center for Social Development Research

“Why can’t we organize public–private partnerships to protect and to nurture the brains of our children?”

In this Perspective, William Tate IV makes the case for constructing brain regimes—public–private partnerships designed to nurture and support the healthy development of children. Illuminating the ways in which communities and schools shape individual outcomes in Missouri, he offers seven evidence-based recommendations for fostering brain development and positive outcomes.

Who Will Help Children? Building Regional Brain Regimes is based in part on “Beyond Education Triage: Building Brain Regimes in Metropolitan America,” Chapter 11 in Facing Segregation: Housing Policy Solutions for ...


Volunteering And Measures Of Human Development, Benjamin J. Lough Phd Jul 2019

Volunteering And Measures Of Human Development, Benjamin J. Lough Phd

Center for Social Development Research

Through volunteering, millions of people actively participate in the work of overcoming challenges to human development. But how do differences in income, gender, access to education, labor-force participation, and other factors influence people’s participation in volunteering? Created as part of a global research agenda to inform connections between volunteering and the United Nations Sustainable Development Goals, this brief reports results on correlations between national rates of volunteering (both formal and informal) and key indicators of human development. The findings suggest that differences in levels of human development, standards of living, and other key indicators play roles in whether a ...


Segregation And A Path Forward To Inclusion In St. Louis, Henry S. Webber May 2019

Segregation And A Path Forward To Inclusion In St. Louis, Henry S. Webber

Center for Social Development Research

Segregation and a Path Forward to Inclusion in St. Louis is adapted from an address given during Facing Segregation: Building Strategies in Every Neighborhood, the 2019 annual conference of the Metropolitan St. Louis Equal Housing and Opportunity Council, on April 12, 2019, at Central Baptist Church, St. Louis, Missouri. This Perspective is presented here through a partnership between the Center for Social Development and the council.


A Time Of Opportunity, Angela Glover Blackwell May 2019

A Time Of Opportunity, Angela Glover Blackwell

Center for Social Development Research

A Time of Opportunity is adapted from the keynote address given during Race at the Forefront: Sharpening a Focus on Race in Applied Research, the inaugural conference of the Collaboration on Race, Inequality, and Social Mobility in America, at Washington University on March 28, 2019.


Seed For Oklahoma Kids Wave 3: Extending Rigorous Research And A Successful Policy Model, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly Mar 2019

Seed For Oklahoma Kids Wave 3: Extending Rigorous Research And A Successful Policy Model, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly

Center for Social Development Research

With support from philanthropists, the Center for Social Development at Washington University in St. Louis (CSD) is conducting a third wave of research in the SEED for Oklahoma Kids (SEED OK) experiment. A research study of exceptional quality, SEED OK represents an opportunity to assess the long-term potential of Child Development Accounts (CDAS)—a national system of asset-building accounts for children and youth.1 Wave 3, taking place in 2019 and 2020, expands the original CDA in SEED OK with an automatic progressive deposit, and extends the longitudinal research to examine the impacts of the CDA when the children are ...


A Bill To Create The Bright Futures Plan Task Force: Testimony On H.B. 2389 Before The House Education Committee, Oregon State Legislature, Michael Sherraden Mar 2019

A Bill To Create The Bright Futures Plan Task Force: Testimony On H.B. 2389 Before The House Education Committee, Oregon State Legislature, Michael Sherraden

Center for Social Development Research

Legislation introduced in the Oregon House of Representatives early in 2019 proposed the creation of a task force to develop recommendations for increasing the number of children with savings for postsecondary education. The proposed Oregon Bright Futures Task Force would be obligated to submit its recommendations by January 2020. This document presents remarks prepared by Michael Sherraden and Margaret Clancy. Presented by Sherraden in testimony before the House Committee on Education on March 13, 2019, the remarks identify key design elements of Child Development Account policies and note experiences gained from research and as well as other policy engagements.


Social Mobility: The Necessary Focus Of St. Louis Investment In Black Males, Sean Joe, Robert Motley Feb 2019

Social Mobility: The Necessary Focus Of St. Louis Investment In Black Males, Sean Joe, Robert Motley

Center for Social Development Research

The tragic killing of Michael Brown at the hand of Darren Wilson, a Ferguson, Missouri, police officer, further highlighted the long-standing disparities in health, education, employment, and overall well-being disproportionately burdening Black boys and young men in the St. Louis region. Since that event and the associated developments, actions have centered on attending to structural determinants, racism, and equity. However, less attention has been devoted to the overall well-being of Black boys and young men ages 18 to 29 in the St. Louis region and to the paucity of available economic opportunities. This brief report seeks to shift the focus ...


The Meadowlark Scholarship Act: Testimony On L.B. 544 Before The Education Committee 106th Nebraska Legislature, Margaret Clancy Feb 2019

The Meadowlark Scholarship Act: Testimony On L.B. 544 Before The Education Committee 106th Nebraska Legislature, Margaret Clancy

Center for Social Development Research

In late January 2019, legislators in the state of Nebraska introduced a package of bills designed to broaden access to postsecondary education and to encourage saving in the state 529 college savings plan. The proposed legislation’s central piece, the Meadow Lark Scholarship Act, would create a universal, at-birth, $100 seed deposit for every child born in the state. Other bills would authorize an automatic savings match program for low- and moderate-income families who save in the state 529 plan, exclude 529 contributions in determining eligibility for need-based public benefits, and make other changes to the 529 plan. On February ...


Financial Capability As Social Investment, Mary Caplan, Margaret S. Sherraden, Junghee Bae Dec 2018

Financial Capability As Social Investment, Mary Caplan, Margaret S. Sherraden, Junghee Bae

Center for Social Development Research

In this contribution to Social Investments, Asset Building, and Social Development—the State of the Art: A Special Issue in Honor of James Midgley, the authors discuss trends in financial vulnerability, identify global indicators, and present a series of case studies that collectively illustrate the state of efforts to broaden financial capability. They suggest ways in which those efforts fit within a social investment framework.


Asset Building As Social Investment, Michael Sherraden Dec 2018

Asset Building As Social Investment, Michael Sherraden

Center for Social Development Research

Asset-building policies have been widely adopted since the middle of the 20th century, but most lack features that would make them accessible to all populations—features such as universal at-birth enrollment and progressive incentive structures. Because these policies are not inclusive, they primarily serve the well-off and are highly regressive. In this contribution to Social Investments, Asset Building, and Social Development—the State of the Art: A Special Issue in Honor of James Midgley, Michael Sherraden continued the work of formulating a proposal for a national policy to foster broad economic security by extending the benefits of asset accumulation to ...


The Global Research Agenda On Volunteering For Peace And Development, Benjamin J. Lough Phd, Cliff Allum, Peter Devereux, Rebecca Tiessen Dec 2018

The Global Research Agenda On Volunteering For Peace And Development, Benjamin J. Lough Phd, Cliff Allum, Peter Devereux, Rebecca Tiessen

Center for Social Development Research

This brief discusses the global research agenda on volunteering in activities designed to advance peace and foster development, reviewing the agenda’s history, objectives, and priorities. It also revisits key areas of research progress made from 2015 through 2018 and discusses the resources needed to further advance this agenda through 2025.


Incomplete Democracy: The Relationship Of Race, Income, And Education To Voter Participation, Gena Gunn Mcclendon Phd, Kyle A. Pitzer, Austin T. Tolani Oct 2018

Incomplete Democracy: The Relationship Of Race, Income, And Education To Voter Participation, Gena Gunn Mcclendon Phd, Kyle A. Pitzer, Austin T. Tolani

Center for Social Development Research

Does the growing number of registered voters represent the diverse population of the United States, particularly the population’s racial, economic, and educational diversity? This research brief examines the characteristics of voters and whether their demographics are associated with voter participation rates in the City of St. Louis, Missouri, and in St. Louis County. It presents findings from zip code–level analyses of voting and registration data. The authors propose a two-pronged strategy for strengthening electoral participation and offer specific policy recommendations.


Promoting Savings At Tax Time: Insights From Online And In-Person Tax Preparation Services, Genevieve Davison, Ellen Frank-Miller, Stephen P. Roll, Michal Grinstein-Weiss Aug 2018

Promoting Savings At Tax Time: Insights From Online And In-Person Tax Preparation Services, Genevieve Davison, Ellen Frank-Miller, Stephen P. Roll, Michal Grinstein-Weiss

Center for Social Development Research

This report presents findings and insights from Refund to Savings: Applications for myRA, a collaborative project involving the U.S. Department of the Treasury, Washington University in St. Louis, and Intuit, Inc. The project explored methods of promoting the myRA (My Retirement Account) savings program at tax time—that is, when households file their taxes. It focused specifically on opportunities in an online tax-filing setting and in person at Volunteer Income Tax Assistance (VITA) sites. The first component of the project examined the retirement needs of low- and moderate-income (LMI) tax filers through a large, national, online survey ...


Refund To Savings 2015-2016: Field Experiments To Promote Tax-Time Saving In Low- And Moderate-Income Households, Stephen P. Roll, Genevieve Davison, Michal Grinstein-Weiss, Mathieu R. Despard, Sam Bufe Jun 2018

Refund To Savings 2015-2016: Field Experiments To Promote Tax-Time Saving In Low- And Moderate-Income Households, Stephen P. Roll, Genevieve Davison, Michal Grinstein-Weiss, Mathieu R. Despard, Sam Bufe

Center for Social Development Research

This report covers the design and impacts of the R2S experiments in the 2015 and 2016 tax seasons (which include the 2014 and 2015 tax years), and also includes results from a 6-month follow-up survey conducted in 2015 to assess how the impacts of R2S interventions persist over time. These interventions reached a large number of tax filers in both of these years; 646,116 in 2015 and 284,125 in 2016.