Social Work Commons^™

A Cross-Sectional Study Of The Relationship Between Political Ideology And State Legislative Responses To Payday Lending, Louie Fletcher Bickham Iii

LSU Master's Theses

The present study examines the relationship between state electorate and state government political ideologies and state legislative responses to payday lending. Payday lending is a form of short-term, high-interest credit (e.g., Graves, 2003; Karger, 2005), and components of states’ legislative responses toward payday lending regulation serve as dependent variables in this study. The internal determinants model serves as the policy innovation model, predicting the attributes of states that influence legislative responses to social constructs (Berry & Berry, 1999; Mohr, 1969). People espousing liberal political ideology believe in using governmental intervention to ensure corporate social responsibility, while those adhering to a …