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Full-Text Articles in Social Work
Early Program Enrollment In A Statewide Child Development Account Program, Jin Huang, Sondra Beverly, Margaret Clancy, Terry Lassar, Michael Sherraden
Early Program Enrollment In A Statewide Child Development Account Program, Jin Huang, Sondra Beverly, Margaret Clancy, Terry Lassar, Michael Sherraden
Center for Social Development Research
Early Program Enrollment in a Statewide Child Development Account Program
Socioeconomic Status And Early Savings Outcomes: Evidence From A Statewide Child Development Account Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Socioeconomic Status And Early Savings Outcomes: Evidence From A Statewide Child Development Account Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Center for Social Development Research
Socioeconomic Status and Early Savings Outcomes: Evidence From a Statewide Child Development Account Experiment
Are Child Development Accounts Inclusive? Early Evidence From A Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Are Child Development Accounts Inclusive? Early Evidence From A Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Center for Social Development Research
A key objective of Child Development Accounts (CDAs) is to increase college completion rates among disadvantaged youth by helping families accumulate assets for college and by encouraging youth to see themselves as college bound. While the major asset-building programs in the United States largely benefit socioeconomically advantaged individuals, CDAs explicitly aim to facilitate account holding and asset accumulation by disadvantaged families. But do CDAs meet the goal of being inclusive? This research uses data from a large CDA experiment with probability sampling and random assignment to examine early CDA savings outcomes. Findings indicate that the CDA improves outcomes for several …
Contributions Of Qualitative Research To Understanding Saving Theory For Children And Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, Baorong Guo
Contributions Of Qualitative Research To Understanding Saving Theory For Children And Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, Baorong Guo
Center for Social Development Research
This paper explores contributions of qualitative research to saving theory for children, youth, and parents in Children’s Development Account (CDA) programs. It brings together findings from three studies: (1) elementary school age children saving for college, (2) youth transitioning from foster care saving for education and other purposes, and (3) mothers of toddlers saving for college. Findings suggest that children, youth, and parents find CDAs helpful in accumulating savings. CDAs interact with developmental stages to motivate and facilitate saving. Accumulating savings has positive meaning for participants in CDAs for economic and psychological reasons. However, although CDAs overcome some obstacles in …
Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden
Financial Knowledge And Child Development Account Policy: A Test Of Financial Capability, Jin Huang, Yunju Nam, Margaret Sherrard Sherraden
Center for Social Development Research
This study examines how study participants’ financial knowledge and participation in a Child Development Account (CDA) intervention affect 529 College Savings Plan account holding among caregivers of infants. The study uses data from the SEED for Oklahoma Kids experiment (SEED OK, N=2,51), a statewide randomized experiment using a probability sample of infants selected from birth records. SEED OK is a policy test of universal and progressive CDAs that encourage families to accumulate assets for their children’s future. Results of logit regression show that participants’ financial knowledge is positively related to the account holding in the treatment group, but not in …
Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson
Assets, Economic Opportunity, And Toxic Stress: A Framework For Understanding Child And Educational Outcomes, Trina R. Williams Shanks, Christine Robinson
Center for Social Development Research
Child health, educational attainment, and family socioeconomic status are inextricably linked. We introduce a model that ties together research drawn from the fields of economics, education, psychology, sociology, medicine, epidemiology, neuroscience, public health and biostatistics. Organized around an integrated conceptual paradigm of environmental, economic, familial and psychosocial pathways, we demonstrate various ways SES alters the performance of biological systems, thereby affecting family interaction, stress, school success, and child outcomes.
Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy
Parental Educational Expectations By Race/Ethnicity And Socioeconomic Status, Youngmi Kim, Michael Sherraden, Margaret Clancy
Center for Social Development Research
Research has linked parents’ educational expectations to children’s educational attainment, but findings regarding differences in educational expectations by race/ethnicity have been inconsistent. In addition, existing studies have focused on school-age children and their parents. In this study, we examine educational expectations in mothers of newborn children using a state representative sample. a series of logistic regressions are conducted for the full sample (N=2,572) and for individual racial groups to investigate parental educational expectations by race and Hispanic origin. The study finds that non-Hispanic Whites hold higher educational expectations for their children compared to African Americans, American Indians, and Hispanics. However, …