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Articles 1 - 6 of 6
Full-Text Articles in Social Work
Effects Of An Individual Development Account Program On Retirement Saving: Follow-Up Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Effects Of An Individual Development Account Program On Retirement Saving: Follow-Up Evidence From A Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, Clinton Key
Center for Social Development Research
Using data from a randomized experiment that ran from 1998 to 2003 in Tulsa, Oklahoma, we examine the 10-year follow-up effects on retirement saving of an Individual Development Account (IDA) program. The IDA program included financial education, encouragement to save, and matching funds for several qualified uses of the savings, including contributions to retirement accounts. The results indicate that, as of 2009, 6 years after the program ended, the IDA program had no impact on the propensity to hold a retirement account, the account balance, or the sufficiency of retirement balances to meet retirement expenses.
Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul, Youngmi Kim, Soonung Lee, Michael Sherraden
Seoul Hope Plus Savings Accounts: Asset-Building Program For Low-Income Households In Seoul, Youngmi Kim, Soonung Lee, Michael Sherraden
Center for Social Development Research
Seoul Hope Plus Savings Accounts: Asset-Building Program for Low-Income Households in Seoul
Are Child Development Accounts Inclusive? Early Evidence From A Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Are Child Development Accounts Inclusive? Early Evidence From A Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, Margaret Clancy
Center for Social Development Research
A key objective of Child Development Accounts (CDAs) is to increase college completion rates among disadvantaged youth by helping families accumulate assets for college and by encouraging youth to see themselves as college bound. While the major asset-building programs in the United States largely benefit socioeconomically advantaged individuals, CDAs explicitly aim to facilitate account holding and asset accumulation by disadvantaged families. But do CDAs meet the goal of being inclusive? This research uses data from a large CDA experiment with probability sampling and random assignment to examine early CDA savings outcomes. Findings indicate that the CDA improves outcomes for several …
Community Based Efforts That Promote Healthier Diets For Low-Income Minnesotans, Stephanie Larson
Community Based Efforts That Promote Healthier Diets For Low-Income Minnesotans, Stephanie Larson
Master of Social Work Clinical Research Papers
The purpose of this study was to examine the challenges and successes community-based Minnesotan Programs have had in promoting low-income adults to eat healthier to avoid obesity and complications from obesity. This research highlighted factors associated with community based programs from the perspective of the professionals working with these programs. This study outlined the Centers for Disease Control and Prevention (CDC) definition of healthy diet and weight along with the current measurement of Body Mass Index (BMI). The conceptual framework utilizing the concepts developed by National Geographic researcher Dan Buettner through his book The Blue Zones showing it is possible …
"Waiting For The White Man To Fix Things:" Rebuilding Black Poverty In New Orleans, Robert L. Hawkins, Katherine Maurer
"Waiting For The White Man To Fix Things:" Rebuilding Black Poverty In New Orleans, Robert L. Hawkins, Katherine Maurer
The Journal of Sociology & Social Welfare
This paper revisits William Julius Wilson's thesis that class has surpassed race in significance of impact on African Americans. Our study uses qualitative data from a three-year ethnographic study of 40 largely low-income families in New Orleans following Hurricane Katrina. We also include a review of the recent U.S. Census study assessing New Orleans's current economic state. Participants in our study viewed race and class as major factors in four areas: (1) immediately following the devastation; (2) during relocation to other communities; (3) during the rebuilding process; and (4) historically and structurally throughout New Orleans. Our analysis concludes that racism …
Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana
Cash-Flow And Savings Practices Of Low-Income Households: Evidence From A Follow-Up Study Of Ida Participants, David W. Rothwell, Nahid Sultana
Center for Social Development Research
This study uses a survey of participants from an Individual Development Account (IDA) matched savings intervention to examine self-reported financial practices (cash flow and savings) five years after the intervention terminated. Latent class analysis produced three groups of financial practices - high, medium, and low functioning. Results showed that some low-income households are carefully managing their finances. Psychological sense of mastery was positively related to high functioning cash-flow and savings. The IDA intervention had no association with latent class membership. Antipoverty interventions should assess the financial practices of participants at the time of service enrollment. Further, social service providers should …