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Full-Text Articles in Social Work
Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley
Asset-Building In Rural Communities: The Experience Of Individual Asset Accounts, Michal Grinstein-Weiss, Jami Curley
Center for Social Development Research
Similar to the beginning of many new eras, the dawning of the 21st century has brought new opportunities as well as new challenges to the stability of our economy. New technology offers more efficient methods of production while the continuing influence of globalization increases market availability for our goods. Yet, when a region has a hard time transitioning to a new economy, the challenges produced by these changes are often overwhelming and can create hardship. Rural America is currently facing many of the difficulties associated with these changing economies, thus affecting their current economic sustainability and development. The industry base …
Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel
Asset-Building In Tribal Communities: Generating Native Discussion And Practical Approaches, Sarah Hicks, Karen Edwards, Mary Kate Dennis, Christy Finsel
Center for Social Development Research
Asset-Building in Tribal Communities: Generating Native Discussion and Practical Approaches
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Educational Status And Savings Performance In Individual Development Accounts, Min Zhan, Michal Grinstein-Weiss
Center for Social Development Research
This study examines the relationship between education and savings performance in Individual Development Accounts (IDAs), a matched savings program for the poor. We also investigate whether the relationship between education and savings is mediated by income, intended uses of IDAs, and program (or institutional) factors. The data of this study is from the American Dream Demonstration (N = 2,50), the first national demonstration of IDAs. The results indicate that, compared to the participants without a high school degree, those with some college education, especially those with a 4-year college degree, had higher savings, after controlling for program factors and other …
Exploration And Use Of Individual Development Accounts By Three American Indian Tribes In Oregon, Christina Finsel, Jennifer Russ
Exploration And Use Of Individual Development Accounts By Three American Indian Tribes In Oregon, Christina Finsel, Jennifer Russ
Center for Social Development Research
Exploration and Use of Individual Development Accounts by Three American Indian Tribes in Oregon
Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan
Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, Luxman Nathan
Center for Social Development Research
Rural Wealth Building: Native Americans
Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden
Saving In Add: Measures From Mis Ida, Mark Schreiner, Michael Sherraden
Center for Social Development Research
Saving in Add: Measures From MIS IDA
Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards
Status Of State Supported Ida Programs In 2005, Naomi Warren, Karen Edwards
Center for Social Development Research
Status of State Supported IDA Programs in 2005
Add: Lessons From The Uk, Dominic Maxwell, Will Paxton
Add: Lessons From The Uk, Dominic Maxwell, Will Paxton
Center for Social Development Research
ADD: Lessons From the Uk
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Saving And Asset Accumulation Among Low-Income Families With Children In Idas, Michal Grinstein-Weiss, Kristen Wagner, Fred M. Ssewamala
Center for Social Development Research
Research indicates that low-income families with children have many motives to save, however, the costs of raising children, low wage employment, means tested programs, and the need for child care make it difficult for them to save. Using data from the American Dream Demonstration (n=1,801), this study examines saving performances of low-income families with children in a matched savings program – Individual Development Accounts (IDAs). The results indicate that households with children in IDAs can save when they are provided structured opportunities. In addition, this study finds that institutional factors, not merely individual characteristics, are highly associated with IDA saving …
Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks
Saving In Low-Income Households: Evidence From Interviews With Participants In The American Dream Demonstration, Michael Sherraden, Amanda Moore Mcbride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, Trina R. Shanks
Center for Social Development Research
Saving in Low-Income Households: Evidence From Interviews With Participants in the American Dream Demonstration
The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn
The Missouri-Kansas Asset-Building Coalition And Policy Project: An Initiative In Cross-State Policy Making For Wealth Building, Njeri Kagotho, Gena Gunn
Center for Social Development Research
The Missouri-Kansas Asset-Building Coalition and Policy Project: An Initiative in Cross-State Policy Making for Wealth Building
Way To Give: A Guide To Connecting, Giving And Asset Building, Stephanie C. Boddie, Prema Thirupathy
Way To Give: A Guide To Connecting, Giving And Asset Building, Stephanie C. Boddie, Prema Thirupathy
Center for Social Development Research
Way to Give: A Guide to Connecting, Giving and Asset Building
Age As Asset: The Contribution Of Youth And Retirees To Rural Well-Being, Kathleen K. Miller, Brian Dabson
Age As Asset: The Contribution Of Youth And Retirees To Rural Well-Being, Kathleen K. Miller, Brian Dabson
Center for Social Development Research
The purpose of this paper is to consider the proposition that community wellbeing in rural America can be enhanced by regarding youth and retirees as assets. For both age groups, the literature and public attitudes tend to adopt a less than positive view, emphasizing the problems associated with the out-migration of young people on the one hand and the growing numbers of the elderly on the other. This paper points to trends and thinking which suggest that a different, asset-based lens may be helpful in developing community and policy responses. This paper is one of a series focusing on wealthbuilding …
Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang
Asset-Building Programs For People With Disabilities In Rural Areas: Including Independent Living And Long-Term Care Planning Education, Michelle Putnam, Fengyan Tang
Center for Social Development Research
This paper presents findings from a case study of individuals with multiple sclerosis examining their planning and preparation activities for their future independent living and long-term care needs. Data collected from a representative sample of National Multiple Sclerosis Society members in the greater metropolitan St. Louis and eastern Illinois area indicate significant differences in income, assets, education, health and functional limitation status between individuals living in rural versus urban areas. Additionally, findings show respondents with greater levels of education and assets, and those living in urban areas, are more likely to have saved for retirement, made legal preparations, or engaged …
Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards
Diffusion Of Policy Innovation: The Case Of Individual Development Accounts (Idas) As An Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, Karen Edwards
Center for Social Development Research
Diffusion of a policy innovation from one state to another is an important component of social change. Several theories and models have been developed to explain how and under what circumstances policy innovation and diffusion occurs. This paper examines the policy diffusion process through the case of Individual Development Accounts (IDAs), a policy innovation designed to provide matched saving opportunities for low-income people to accumulate assets. While our examination supports several of the prominent theories of policy diffusion, we suggest that a fusion of policy theories may better guide policy makers in more adequately predicting and executing the diffusion of …
Examples Of Successful Wealth Building In Rural Areas, Jean Schumacher, Ann Ulmer
Examples Of Successful Wealth Building In Rural Areas, Jean Schumacher, Ann Ulmer
Center for Social Development Research
The purpose of this paper is to describe successful examples of wealth building in rural areas through the mechanism of individual development accounts (IDAs). a review of available literature, supplemented by a limited survey of selected programs, provides an overview of the issues associated with operating IDA programs in rural America, a set of ‘action factors’ that help define success, and some initial observations on rural IDA programs. an appendix gives details on each of the selected programs. This paper is one of a series on wealth building in rural America.
Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley
Increasing Life Chances For Orphaned Children In Africa: Testing An Asset-Based Development Strategy, Fred Ssewamala, Jami Curley
Center for Social Development Research
Increasing Life Chances for Orphaned Children in Africa: Testing an Asset-Based Development Strategy