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Full-Text Articles in Social Work

Financial Capability And Asset Building In Social And Economic Development: Advancing The Sustainable Development Goals, David Ansong, Moses Okumu, Jin Huang`, Margaret S. Sherraden, Lissa Johnson, Li Zou Nov 2020

Financial Capability And Asset Building In Social And Economic Development: Advancing The Sustainable Development Goals, David Ansong, Moses Okumu, Jin Huang`, Margaret S. Sherraden, Lissa Johnson, Li Zou

Center for Social Development Research

The concern for economic well-being undergirds most of the United Nations Sustainable Development Goals. This Perspective articulates an agenda for advancing those goals in resource-constrained countries by leveraging financial capability and asset-building (FCAB) strategies. It also specifies a role for financial technology (commonly called “FinTech”) in this work. The authors conclude with a call for better integrating FCAB and FinTech into plans for advancing the SDGs.


Sibling Violence: The Missing Piece In Family Violence Policy, Nathan H. Perkins, Susan F. Grossman Jan 2020

Sibling Violence: The Missing Piece In Family Violence Policy, Nathan H. Perkins, Susan F. Grossman

Social Work: School of Social Work Faculty Publications and Other Works

Social work has played an integral role in the conceptualization and implementation of policy aimed at prevention and intervention of various forms of family violence. Seminal federal policies to address child abuse and neglect (Child Abuse Prevention and Treatment Act), elder abuse (Elder Justice and Older Americans Acts), and intimate partner violence (Violence Against Women and Family Violence Prevention and Services Acts) all focus on specific types of violence in the family. To date, however, there are no federal policies specifically addressing physical and/or emotional sibling violence (Perkins, Coles, & O’Connor, 2017; Perkins & O’Connor, 2016). This article examines the exclusion of ...


Statewide Child Development Accounts And Local Partnerships: A Scalable Model That Can Include All Families, Margaret M. Clancy, Michael Sherraden, Jim Huang, Sondra G. Beverly, Youngmi Kim Nov 2019

Statewide Child Development Accounts And Local Partnerships: A Scalable Model That Can Include All Families, Margaret M. Clancy, Michael Sherraden, Jim Huang, Sondra G. Beverly, Youngmi Kim

Center for Social Development Research

This brief presents a policy model for partnering statewide Child Development Accounts (CDAs) with other federal, state, city, and community services for financially vulnerable families. Statewide CDAs use 529 plans as the financial platform.

The brief first outlines the different strengths of local municipalities, social service organizations, and statewide CDAs, and then illustrates the benefits of a combined policy model. The model is designed to increase the positive impacts at scale and ensure that statewide CDAs complement but do not replace efforts by local organizations and governments. With partnerships formed and common challenges met, statewide CDAs, local municipalities and social ...


Seed For Oklahoma Kids Wave 3: Extending Rigorous Research And A Successful Policy Model, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly Mar 2019

Seed For Oklahoma Kids Wave 3: Extending Rigorous Research And A Successful Policy Model, Margaret M. Clancy, Michael Sherraden, Sondra G. Beverly

Center for Social Development Research

With support from philanthropists, the Center for Social Development at Washington University in St. Louis (CSD) is conducting a third wave of research in the SEED for Oklahoma Kids (SEED OK) experiment. A research study of exceptional quality, SEED OK represents an opportunity to assess the long-term potential of Child Development Accounts (CDAS)—a national system of asset-building accounts for children and youth.1 Wave 3, taking place in 2019 and 2020, expands the original CDA in SEED OK with an automatic progressive deposit, and extends the longitudinal research to examine the impacts of the CDA when the children are ...


Clinical Social Workers, Gender, And Perceptions Of Political Participation, Jason Ostrander, Janelle K. Bryan, Shannon R. Lane Jan 2019

Clinical Social Workers, Gender, And Perceptions Of Political Participation, Jason Ostrander, Janelle K. Bryan, Shannon R. Lane

School of Social Work Faculty Publications

Political participation to create social change is considered a professional and ethical imperative for social workers. Although researchers have examined overall political participation by social workers, little is known about how clinical social workers participate and the broader societal factors that influence their political participation. A critical phenomenological methodology was used with a sample of 23 clinical social workers from New England states to (1) identify how socio-political forces influenced their political activity; and, (2) understand how the concept of power affected individuals’ level of engagement or inclination toward the political process. This article describes one of the study’s ...


The Political Participation Of First Year Social Work Students: Does Practice Specialization Matter?, Jason Ostrander, Janelle K. Bryan, Addie Sandler, Paula Nieman, Maureen Clark, Emily Loveland, Tanya Rhodes Smith Sep 2018

The Political Participation Of First Year Social Work Students: Does Practice Specialization Matter?, Jason Ostrander, Janelle K. Bryan, Addie Sandler, Paula Nieman, Maureen Clark, Emily Loveland, Tanya Rhodes Smith

School of Social Work Faculty Publications

This study identifies the types of political participation engaged in by MSW students (n=214). A self-report survey administered to MSW students at a Northeastern university indicates limited political involvement. MSW students participate in political activities not requiring significant time, energy, or resources. Furthermore, on the scale and its two subscales, micro-oriented students had less political participation than macro-oriented students. This study suggests firstyear social work students may lack the tools to engage in the political process effectively. Schools of social work should include political participation education in both micro and macro foundation courses and field placements


Faculty Perspectives On Financial Capability And Asset Building In Social Work Education: A Research Report, Margaret S. Sherraden, Jin Huang, Lissa Johnson, Peter Dore, Julie Birkenmaier, Vernon Loke, Sally Hageman Apr 2018

Faculty Perspectives On Financial Capability And Asset Building In Social Work Education: A Research Report, Margaret S. Sherraden, Jin Huang, Lissa Johnson, Peter Dore, Julie Birkenmaier, Vernon Loke, Sally Hageman

Center for Social Development Research

This report is based on a study conducted in collaboration with the Council on Social Work Education. The report presents findings from a national online survey of social work faculty. Results identify financial and economic (F&E) content taught in the current curriculum, gaps in coverage, and strategies for improving the academic preparation of social workers in these areas. Findings will inform financial capability and asset-building curriculum and improve the academic preparation of social workers.


Policy Recommendations For Meeting The Grand Challenge To Achieve Equal Opportunity And Justice, Ruth G. Mcroy, Yolanda C. Padilla, Rocío Calvo, Jeremy T. Goldbach, Martell L. Teasley, Hortensia Amaro, Marilyn Armour, Manuel Cano, Sandra E. Crewe, Westy Egmont, Victor J. Figuero, Rowena Fong, Cynthia G. S. Franklin, Ruby M. Gourdine, John L. Jackson Jr., Mit Joyner, Michael S. Kelly, James E. Lubben, Larry Ortiz, Macheo Payne, Robert Rosales, William A. Vega, Michael D. Walter, Mary C. Waters Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Achieve Equal Opportunity And Justice, Ruth G. Mcroy, Yolanda C. Padilla, Rocío Calvo, Jeremy T. Goldbach, Martell L. Teasley, Hortensia Amaro, Marilyn Armour, Manuel Cano, Sandra E. Crewe, Westy Egmont, Victor J. Figuero, Rowena Fong, Cynthia G. S. Franklin, Ruby M. Gourdine, John L. Jackson Jr., Mit Joyner, Michael S. Kelly, James E. Lubben, Larry Ortiz, Macheo Payne, Robert Rosales, William A. Vega, Michael D. Walter, Mary C. Waters

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.


Policy Recommendations For Meeting The Grand Challenge To Ensure Healthy Development For All Youth, J.David Hawkins, Jeffery M. Jenson, Jordan Devylder, Richard F. Catalano, Gilbert J. Botvin, Mark Fraser, Kimberly A. Bender, Valerie A. Shapiro, Brian Bumbarger Jan 2017

Policy Recommendations For Meeting The Grand Challenge To Ensure Healthy Development For All Youth, J.David Hawkins, Jeffery M. Jenson, Jordan Devylder, Richard F. Catalano, Gilbert J. Botvin, Mark Fraser, Kimberly A. Bender, Valerie A. Shapiro, Brian Bumbarger

Center for Social Development Research

This brief was created forSocial Innovation for America’s Renewal, a policy conference organized by the Center for Social Development in collaboration with the American Academy of Social Work & Social Welfare, which is leading theGrand Challenges for Social Work initiative to champion social progress. The conference site includes links to speeches, presentations, and a full list of the policy briefs.


Home Delinquency Rates Are Lower Among Aca Marketplace Households: Evidence From A Natural Experiment, Emily A. Gallagher, Radhakrishnan Gopalon, Michal Grinstein-Weiss, Stephen P. Roll, Genevieve Davison Dec 2016

Home Delinquency Rates Are Lower Among Aca Marketplace Households: Evidence From A Natural Experiment, Emily A. Gallagher, Radhakrishnan Gopalon, Michal Grinstein-Weiss, Stephen P. Roll, Genevieve Davison

Center for Social Development Research

This brief uses administrative income tax data coupled with survey responses from roughly 5,000 households living near the poverty line to estimate how access to the Affordable Care Act’s health insurance Marketplaces have affected households’ experiences of extreme illiquidity, which is measured by delinquencies on home payments. To estimate this relationship, we exploit a natural experiment underway in states that did not expand Medicaid and created by the eligibility rules for Marketplace subsidies. Results suggest that insured households living near the poverty line are better able to make timely rent and mortgage payments compared with similar, uninsured households ...


Leveraging Tax Time To Build Financial Capability: Research Evidence And Policy Directions, Meredith Covington, Jane E. Oliphant, Michal Grinstein-Weiss Aug 2016

Leveraging Tax Time To Build Financial Capability: Research Evidence And Policy Directions, Meredith Covington, Jane E. Oliphant, Michal Grinstein-Weiss

Center for Social Development Research

Over the past decade, a variety of initiatives have been implemented in the United States to facilitate saving and build financial security at tax time, including national experiments, pilot programs, and federal and state policies. Much progress has been made in encouraging tax filers, especially low- to moderate-income (LMI) tax filers, to save a portion of their refund. To expand upon the “golden moment” of saving at tax time, policymakers, practitioners, and researchers must now seek ways in which the lump sum of saving at tax time can serve to render tax filers capable of confidently managing their financial lives ...


Financial Outcomes In Seed For Oklahoma Kids, Margaret M. Clancy, Sondra G. Beverly, Michael Sherraden Jun 2016

Financial Outcomes In Seed For Oklahoma Kids, Margaret M. Clancy, Sondra G. Beverly, Michael Sherraden

Center for Social Development Research

The SEED for Oklahoma Kids (SEED OK) experiment is a large-scale policy test of universal, automatic, and progressive Child Development Accounts (CDAs). This fact sheet highlights selected SEED OK financial outcomes measured between 2007 and 2014. Because of SEED OK’s automatic account opening and initial deposits, the CDA has especially large impacts on OK 529 savings among disadvantaged children. Advantaged children are more likely than disadvantaged children to have individual savings in OK 529 accounts, and average individual savings are higher for advantaged children. But, the CDA increases the likelihood that disadvantaged children have OK 529 accounts opened by ...


Tax Abatement In Saint Louis: Reforms Could Foster Equitable Development, Claire Dewind, Jennifer Dickey, Ellen O'Neill, Molly W. Metzger Jun 2016

Tax Abatement In Saint Louis: Reforms Could Foster Equitable Development, Claire Dewind, Jennifer Dickey, Ellen O'Neill, Molly W. Metzger

Center for Social Development Research

Across the United States, municipal governments use tax abatement in various ways to incentivize development and revitalize urban areas. In Saint Louis, historical housing trends related to deindustrialization, redlining, and “white flight” led to the City’s depopulation, creating the current need to incentivize development. However, in certain neighborhoods, development now occurs without tax abatement, and some homeowners and developers receive tax abatement despite being able to afford paying taxes. This points to a need to understand where and when tax abatement is necessary, and whether it is being used effectively. In this brief, we ask the following questions: (1 ...


Racial Disparities In Student Debt: Evidence From The Refund To Savings Initiative, Samuel H. Taylor, Dana C. Perantie, Nava Kantor, Michal Grinstein-Weiss, Shenyang Guo, Ramesh Raghavan May 2016

Racial Disparities In Student Debt: Evidence From The Refund To Savings Initiative, Samuel H. Taylor, Dana C. Perantie, Nava Kantor, Michal Grinstein-Weiss, Shenyang Guo, Ramesh Raghavan

Center for Social Development Research

This brief provides evidence that low- and moderate-income (LMI) Black households accumulate significantly more debt in pursuit of a higher education than do LMI White students, even after using rigorous methods to account for race- and debt-related confounders. Using data from the Refund to Savings experiment, the authors find that LMI Black households accrued $7,721 more in student loan debt than their White counterparts did. This finding is crucial in light of the financial vulnerability of this population both before and after college. That vulnerability potentially contributes to diminished returns and exacerbates racial disparities in educational outcomes and wealth ...


A Savings Account For Every Child Born In Israel: Recommendations For Program Implementation, Michal Grinstein-Weiss, Meredith Covington, Margaret M. Clancy, Michael Sherraden Apr 2016

A Savings Account For Every Child Born In Israel: Recommendations For Program Implementation, Michal Grinstein-Weiss, Meredith Covington, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

In November 2015, Israel enacted legislation to create and fund a Child Development Account program. Beginning in 2017, every baby born to an insured Israeli resident will receive a Child Development Account in his or her name. This brief details the policy, which was developed in collaboration with researchers at the Center for Social Development, and offers recommendations to guide its implementation.


Research Summary: Universal Accounts At Birth: Results From Seed For Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden Mar 2016

Research Summary: Universal Accounts At Birth: Results From Seed For Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

This research summary consolidates the findings of several studies from the SEED for Oklahoma Kids experiment, a large-scale policy test of universal, automatic, and progressive Child Development Accounts (CDAs). Studies report the positive impacts of the CDA on financial outcomes (e.g., OK 529 college savings account holding and savings) and on nonfinancial outcomes (e.g., educational expectations, mother’s mental health, and child development). The impacts are often greater for disadvantaged and at-risk children. of note, the automatic components make the CDA in SEED OK inclusive and reduce asset inequality early in life. SEED OK studies indicate the importance ...


Support For A Tax-Time Savings Policy: Interest In Deferring Tax Refunds With Matched Incentives, Dana C. Perantie, Jane E. Oliphant, Michal Grinstein-Weiss Jan 2016

Support For A Tax-Time Savings Policy: Interest In Deferring Tax Refunds With Matched Incentives, Dana C. Perantie, Jane E. Oliphant, Michal Grinstein-Weiss

Center for Social Development Research

Support for a Tax-Time Savings Policy: Interest in Deferring Tax Refunds With Matched Incentives


The Seed For Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, And Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, Michael Sherraden Sep 2015

The Seed For Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, And Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, Michael Sherraden

Center for Social Development Research

This brief presents the latest results from SEED for Oklahoma Kids, a pathbreaking randomized experiment to test the effects of automatic, universal, and progressive Child Development Accounts (CDAs) in a statewide sample. Key features of the CDA are automatic opening of a 529 account and an automatic initial $1,000 deposit. The results show that CDAs with automatic deposits invested in a 529 plan may enable children to accumulate meaningful levels of assets over time, even if their families do not contribute to the accounts. As the brief indicates, the new results also have key implications for public policy.


Evicting Victims: Reforming St. Louis's Nuisance Ordinance For Survivors Of Domestic Violence, Nava Kantor, Molly W. Metzger Sep 2015

Evicting Victims: Reforming St. Louis's Nuisance Ordinance For Survivors Of Domestic Violence, Nava Kantor, Molly W. Metzger

Center for Social Development Research

Nuisance ordinances, established in municipalities nationwide to ostensibly protect the well-being of residents, threaten property owners with fines and jail time if they fail to abate a nuisance occurring on their property. Rather than promoting conflict resolution, such punitive consequences incentivize landlords to simply evict the tenants causing the nuisance. The enforcement of nuisance ordinances can have detrimental and disproportionate effects on already vulnerable populations, including tenants in domestic violence situations. The City of St. Louis employs a chronic nuisance ordinance, which is based in part on the number of police calls to a property. This ordinance can force survivors ...


Working With Passion, Effecting Change In A Context Of Uncertainty, Sandra M. Moore Jun 2015

Working With Passion, Effecting Change In A Context Of Uncertainty, Sandra M. Moore

Center for Social Development Research

This CSD Perspective has been adapted from a commencement address given by Sandra M. Moore on May 14, 2015, before the Brown School of Social Work at Washington University.


Closing The Racial Wealth Gap: Innovative Solutions For Change, Southern Regional Asset Building Coalition Feb 2015

Closing The Racial Wealth Gap: Innovative Solutions For Change, Southern Regional Asset Building Coalition

Center for Social Development Research

Closing the Racial Wealth Gap: Innovative Solutions for Change


From Mass Incarceration To Smart Decarceration, Carrie Pettus-Davis, Matthew W. Epperson Jan 2015

From Mass Incarceration To Smart Decarceration, Carrie Pettus-Davis, Matthew W. Epperson

Center for Social Development Research

American Academy of Social Work and Social Welfare Grand Challenges Initiative Concept Paper


Adults With Intellectual Disability Or Autism Spectrum Disorder. Executive Summary, Kimberly I. Snow Mhsa, Ba, Stuart Bratesman Mpp, Taryn Bowe, Julie T. Fralich Mba Dec 2014

Adults With Intellectual Disability Or Autism Spectrum Disorder. Executive Summary, Kimberly I. Snow Mhsa, Ba, Stuart Bratesman Mpp, Taryn Bowe, Julie T. Fralich Mba

Disability & Aging

This chartbook describes Maine’s historical trends in meeting the needs of adults with ID/ASD through institutional and community based services in comparison to other states; a detailed analysis of the population’s utilization of different types of services and their costs in SFY 2010; the implementation of the Supports Intensity Scale (SIS) as a means of identifying the supports needs of the adults with ID/ASD; and the complement of providers serving this population in Maine.


The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden Sep 2014

The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, Michael Sherraden

Center for Social Development Research

This brief summary of early research findings from the SEED for Oklahoma Kids experiment may help Child Development Account (CDA) proponents communicate the value of such accounts to policymakers, educators and others.


Social Challenges And Policy Innovations By Social Workers In Australia, Manohar Pawar Jun 2014

Social Challenges And Policy Innovations By Social Workers In Australia, Manohar Pawar

Center for Social Development Research

By summarizing the social challenges in the contemporary Australian context, this article aims to discuss policy innovations by Australian social workers. Acknowledging that the concept of policy innovation is broad and sometimes ambiguous, it looks at four examples by social workers. Drawing on secondary data analysis, it discusses how social workers played an important role in introducing legislative changes/amendments to protect children in difficult circumstances, resisted a refugee policy that incarcerates innocent children, challenged and changed procedures and policies within an organization, and influenced policymakers to revert budgetary decisions to enhance access to services. These examples show the social ...


Research Summary: Testing Universal College Savings Accounts At Birth: Early Research From Seed For Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden Apr 2014

Research Summary: Testing Universal College Savings Accounts At Birth: Early Research From Seed For Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

SEED for Oklahoma Kids is a large-scale policy test of automatic and progressive Child Development Accounts (CDAs), and it is the first truly universal model in the United States. The SEED OK CDA is universal in that it opens an Oklahoma 529 College Savings Plan (OK 529) account on behalf of every infant in the treatment group. This report summarizes key findings and conclusions from SEED for Oklahoma Kids research. Even at this early stage, SEED OK research is informing policy and the design of college savings plans at the state level. Amore recent summary of SEED OK research is ...


Automatic Deposits For All At Birth: Maine's Harold Alfond College Challenge, Margaret M. Clancy, Michael Sherraden Mar 2014

Automatic Deposits For All At Birth: Maine's Harold Alfond College Challenge, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

The first statewide Child Development Account (CDA) in the United States announced a major change in strategy to automatically enroll all newborns. Evidence from CDA research has contributed to the decision by the College Challenge to remove its original opt-in requirement—in which parents must enroll their newborns in the state’s 529 college savings plan to receive a $500 grant—in favor of universal enrollment—in which every child is enrolled automatically at birth with a $500 grant.


Building A Lifetime Of Economic Security: Mobilizing For Change, Center For Social Development Mar 2014

Building A Lifetime Of Economic Security: Mobilizing For Change, Center For Social Development

Center for Social Development Research

Building a Lifetime of Economic Security: Mobilizing for Change


Identifying Appropriate Sanctions For Youth Sexual Behavior: The Impact Of Age, Gender, And Sexual Orientation, Erin B. Comartin, Poco D. Kernsmith, Roger M. Kernsmith Jan 2014

Identifying Appropriate Sanctions For Youth Sexual Behavior: The Impact Of Age, Gender, And Sexual Orientation, Erin B. Comartin, Poco D. Kernsmith, Roger M. Kernsmith

Social Work Faculty Publications

Although statutory rape laws were initially developed to protect youth from coercion by adults, youth are sometimes also prosecuted under these laws. This article investigates public attitudes regarding sanctions for youth engaging in sexual behaviors with peers. Hierarchical linear modeling was used to determine if age and gender of the offending youth, and sexual orientation of the relationship,has an impact on the public's level of agreement for sanctioning youth for three types of sexual behavior: intercourse, oral sex, or touching. The study participants (N= 757) were drawn from the general population of adult Michigan residents; the sample was ...


“IʼM A Leader Of All Of Them To Tell The Truth”: Participatory Action Principles For Uplifting Social Work Research Partnersʼ Identities, Katherine Mccrea Jan 2014

“IʼM A Leader Of All Of Them To Tell The Truth”: Participatory Action Principles For Uplifting Social Work Research Partnersʼ Identities, Katherine Mccrea

Social Work: School of Social Work Faculty Publications and Other Works

Identity, understood from many vantage points, is continually evolving based on relationship experiences, including those relationships established in social and behavioral research. Whether rendered anonymous in large quantitatively-studied samples, or intimately known in qualitative studies, those contributing to science in a role termed “subject” receive, through the research, definitions of their identities. Because those identities are part of published social research, identities created in the research process become part of the public discourse about persons in the “subjects’” situations, and also influence policies that in turn influence persons’ lives. For their part, the identities of social and behavioral researchers also ...