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Full-Text Articles in Social Work

Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo Apr 2021

Building Financial Capability And Assets For Disadvantaged Entrepreneurs, Jin Huang, Baorong Guo

Center for Social Development Research

Low wages and material need motivates many to supplement income through entrepreneurship, and policymakers intervened to support such efforts in the COVID-19 economy. What lessons can these supports offer for ongoing efforts to support disadvantaged entrepreneurs? Using data from the 2018 National Financial Capability Study, this brief examines the income volatility and emergency savings of disadvantaged entrepreneurs. The findings suggest the potential of long-term policy mechanisms to improve financial security.


Financial Outcomes In A Child Development Account Experiment: Full Inclusion, Success Regardless Of Race Or Income, And Investment Growth For All, Margaret Clancy Apr 2021

Financial Outcomes In A Child Development Account Experiment: Full Inclusion, Success Regardless Of Race Or Income, And Investment Growth For All, Margaret Clancy

Center for Social Development Research

This research summary presents SEED for Oklahoma Kids (SEED OK) experiment financial outcomes—Oklahoma College Savings Plan 529 (OK 529) account holding and savings—as of December 31, 2019. Wave 3 of SEED OK occurred when children were about 12 years old, nearing the age when they and their families make decisions about high school curricula and, not long after, postsecondary education.

This summary shows that all children can have an asset-building account with resources that grow over time. In particular, the CDA greatly increases the likelihood that disadvantaged children have assets accumulating for their future education. In addition, the ...


A Long-Term Experiment On Child Development Accounts: Update And Impacts Of Seed For Oklahoma Kids, Jin Huang, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden Mar 2021

A Long-Term Experiment On Child Development Accounts: Update And Impacts Of Seed For Oklahoma Kids, Jin Huang, Sondra G. Beverly, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

How does a Child Development Account (CDA), opened for an infant at the time of birth, shape that child’s trajectory as he or she grows? For 12-year-old children and their families, the CDA in SEED for Oklahoma Kids had very large positive impacts on financial outcomes and some positive impacts on nonfinancial outcomes, even though the experiment had little intervention over the past 9 years.

This report presents findings from the long-running SEED for Oklahoma Kids experiment, a randomized Child Development Account experiment. Launched in 2007 with a representative sample of newborns, the experiment provided CDAs with substantial initial ...


Mi-Seed Investment Funds And Account Growth: Implications For Achieving Higher Rates Of Return In Cda Programs, Trina R. Shanks, Patrick Meehan Feb 2021

Mi-Seed Investment Funds And Account Growth: Implications For Achieving Higher Rates Of Return In Cda Programs, Trina R. Shanks, Patrick Meehan

Center for Social Development Research

In 2004, the Michigan Saving for Education, Entrepreneurship and Down Payment initiative (MI-SEED) recruited 430 families through 14 Head Start centers, enrolling 497 children in Child Development Accounts (CDAs). Designed to begin to address wealth disparities between low- and high-income families, the MI-SEED CDA used the state 529 college savings plan as the investment instrument. This brief presents results on MI-SEED savings and withdrawals through 2019. The results suggest that investment strategy greatly influences account growth, and the authors offer recommendations for ensuring acceptable growth in CDAs.


Toward Finance As A Public Good, Jin Huang, Margaret S. Sherraden, Michael Sherraden Jan 2021

Toward Finance As A Public Good, Jin Huang, Margaret S. Sherraden, Michael Sherraden

Center for Social Development Research

Financial inclusion is a prerequisite for the financial stability of families and for successful economies, but common conceptualizations of it have not adequately accounted for the financialization of modern life or for the influence of social policy, which increasingly delivers public benefits through financial services. This study proposes a broader conceptualization of financial inclusion, finding support for this new understanding in results from analyses of data from the 2016 National Financial Well-Being Survey and from a case study of Child Development Accounts.

Support for this publication comes from the Kauffman Foundation (Grant No. 201806-4478).


Two Extraordinary Days For Race And Electoral Democracy In America, Michael Sherraden Jan 2021

Two Extraordinary Days For Race And Electoral Democracy In America, Michael Sherraden

Center for Social Development Research

In this Perspective, Michael Sherraden draws optimism from participation in the January 5, 2021, special election in Georgia, as well as the national repudiation of the January 6, 2021, riot at the U.S. Capitol. Together, these events create an opportunity to shape a better future.


In The Community: Over 25 Years Of Inquiry, Innovation, And Impact, Center For Social Development, Washington University In St. Louis Jan 2021

In The Community: Over 25 Years Of Inquiry, Innovation, And Impact, Center For Social Development, Washington University In St. Louis

Center for Social Development Research

This report marks over 25 years of innovative applied research and the effects of those efforts in society. Founded in 1994, the Center for Social Development continues to generate pathbreaking innovations that broaden opportunity, especially for the marginalized. The report also looks ahead, discussing emerging engagements and potential lines for new inquiry.


Trail Marker Trees, Kaleigh Edwards Jan 2021

Trail Marker Trees, Kaleigh Edwards

Buder Center for American Indian Studies Research

For arborists and others who study forests and plant life, “Indian trail trees” or “trail marker trees” are an intriguing way to mark a path. But, for Native American people, the trees provided a trail marker that led to essential resources. According to Guy Sternberg (2015), there are several criteria for a tree to be defined as a trail marker tree; such standards are that the “species is Native to the area, long-lived, and point towards a significant location” (Sternberg, 2015). Through traditional deformation, white and red oak trees were the primary species of trail marker trees because of their ...


Asset-Building Policy In Korea: Innovation For Social Development, Michael Sherraden Nov 2020

Asset-Building Policy In Korea: Innovation For Social Development, Michael Sherraden

Center for Social Development Research

This Perspective is adapted from Michael Sherraden’s keynote address given during the “Ceremony Commemorating the 20th Anniversary of Self- Sufficiency & Welfare Policy and 10th Anniversary of Asset- Building Policy” in Korea. The Perspective is presented through a partnership between the Center for Social Development, the Korean Ministry of Health & Welfare, and the Korea Development Institute for Self-Sufficiency & Welfare.


Financial Capability And Asset Building In Social And Economic Development: Advancing The Sustainable Development Goals, David Ansong, Moses Okumu, Jin Huang`, Margaret S. Sherraden, Lissa Johnson, Li Zou Nov 2020

Financial Capability And Asset Building In Social And Economic Development: Advancing The Sustainable Development Goals, David Ansong, Moses Okumu, Jin Huang`, Margaret S. Sherraden, Lissa Johnson, Li Zou

Center for Social Development Research

The concern for economic well-being undergirds most of the United Nations Sustainable Development Goals. This Perspective articulates an agenda for advancing those goals in resource-constrained countries by leveraging financial capability and asset-building (FCAB) strategies. It also specifies a role for financial technology (commonly called “FinTech”) in this work. The authors conclude with a call for better integrating FCAB and FinTech into plans for advancing the SDGs.


Insights From State Treasurers: Developing And Implementing Statewide Child Development Account Policies, Chris Leiker, Margaret M. Clancy, Michael Sherraden Oct 2020

Insights From State Treasurers: Developing And Implementing Statewide Child Development Account Policies, Chris Leiker, Margaret M. Clancy, Michael Sherraden

Center for Social Development Research

In 2018 and 2019, Pennsylvania, Nebraska, Illinois, and California enacted laws creating automatic, universal, at-birth CDA policies, and in 2020, the COVID-19 pandemic halted the progress of CDA bills in Missouri. Several states previously adopted CDA policies by administrative rule. This Policy Summary presents insights from four state treasurers based on their direct experience developing statewide CDA policy through legislation.

On July 16, 2020, the treasurers and other professionals gathered virtually for “All Children Can Reach Their Potential: A CDA Conference.” In a panel discussion moderated by Missouri State Treasurer Fitzpatrick, Pennsylvania State Treasurer Joe Torsella, Nebraska State Treasurer John ...


Leadership Through An Indigenous Lens, Kelley Mccall Oct 2020

Leadership Through An Indigenous Lens, Kelley Mccall

Buder Center for American Indian Studies Research

Indigenous leaders are found throughout history, across the globe. Indigenous leaders have been present long before European settlers colonized lands. These leaders possessed qualities, worked within frameworks, and created strategies to successfully lead their people and nations. For the purposes of this brief, examples used will be of American Indians/First Nations leaders.


Cash Transfers And Health, Sicong Sun, Jin Huang, Darrell Hudson, Michael Sherraden Sep 2020

Cash Transfers And Health, Sicong Sun, Jin Huang, Darrell Hudson, Michael Sherraden

Center for Social Development Research

Financial resources are known to affect health outcomes. Many types of social policies and programs, including social assistance and social insurance, have been implemented around the world to increase financial resources. As an overall term, we refer to these as cash transfers. In this article, we discuss whether, how, for whom, and to what extent purposeful cash transfers may improve health, both theoretically and empirically. The overall finding is that cash transfers are very positive, but as usual, there are many complexities and variations. Continuing research and policy innovation—for example, universal basic income and universal Child Development Accounts—are ...


Child Development Accounts Improve Parenting Practices, Particularly For Financially Vulnerable Families, Jin Huang Aug 2020

Child Development Accounts Improve Parenting Practices, Particularly For Financially Vulnerable Families, Jin Huang

Center for Social Development Research

Parenting practices, such as parental involvement and discipline, define parent–child interactions and influence child functioning. Child Development Accounts may have positive impacts on parenting practices by increasing parents’ perceived levels of economic safety, enhancing their optimism regarding the long-term development of their child, and improving parents’ mental health. This research brief synthesizes findings of the CDA effects on parenting practices from three research studies in the SEED for Oklahoma Kids experiment.

Findings show that the SEED OK CDA has significantly reduced mothers’ punitive parenting practices, and also increased positive parenting practices among mothers in financially vulnerable families. The size ...


Reported Perception And Clinical Diagnosis Of Autism Among White And Non-White Groups, Margaret Gopaul, Ph.D., Mscp, Steven Little, Ph.D., Bcba-D Aug 2020

Reported Perception And Clinical Diagnosis Of Autism Among White And Non-White Groups, Margaret Gopaul, Ph.D., Mscp, Steven Little, Ph.D., Bcba-D

Journal on Race, Inequality, and Social Mobility in America

Objective: Lessen racial disparity by advancing awareness and promoting culturally competent practice related to Autism Spectrum Disorder (ASD) among racial groups to safeguard that children regardless of race, receive timely, accurate diagnosis and intervention. Evidence has been inconclusive regarding disparities in identifying and diagnosing ASD with some reports of higher incidents of delayed and missed diagnoses of ASD among underserved ethnic and racial minority groups. Thus, this study examined the relationship between the child’s race and reported perception of ASD and clinical diagnosis of ASD among White and Non-White children. Method: The sample (N=48) consisted of preschool children ...


State License Renewal Information For Licensed Professional Counselors And Addiction Counselors, Kelley Mccall, Lindsey Manshack Jul 2020

State License Renewal Information For Licensed Professional Counselors And Addiction Counselors, Kelley Mccall, Lindsey Manshack

Buder Center for American Indian Studies Research

The purpose of this document is to provide an analysis of continuing education requirements for professional counselors and addiction counselors by state. The chart below shows 1) Profession Title(s), 2) Allowable CE sources, 3) CE Hours/Topic Requirements, 4) Training Type/Delivery Methods, and 5) Renewal Fees.

Please carefully read your state licensure renewal requirements. State laws often change, so please remember it is your responsibility for interpreting your state’s laws, licensure requirements, course relevancy, and all requirements for your state. Note: The CE Allowable Sources section listings are not an exhaustive list. Please consult the state’s ...


Meeting People Where They Are: Extending Services Building Capacity In Black Communities, Megha Uberoi, Antonia Asher, Katherine Irani, Angela Serwin Jun 2020

Meeting People Where They Are: Extending Services Building Capacity In Black Communities, Megha Uberoi, Antonia Asher, Katherine Irani, Angela Serwin

Journal on Race, Inequality, and Social Mobility in America

The social and physical environments have played a fundamental role in the production and maintenance of racial health inequities in the United States. Contexts of these environments not only shape the social norms and health behaviors of individuals from an early stage in life, but also the stressors and coping resources available. Historical and current racial residential segregation has played a central role in determining the resources available to black communities residing in such neighborhoods. These challenges were discussed in detail at the inaugural Collaboration on Race, Inequality and Social Mobility in America (CRISMA) conference in March 2018. This paper ...


Investigating Vigilance: A New Way To Account For The Effects Of Racism On Health Inequities, Katherine Irani, Angela Serwin, Darrell Hudson Jun 2020

Investigating Vigilance: A New Way To Account For The Effects Of Racism On Health Inequities, Katherine Irani, Angela Serwin, Darrell Hudson

Journal on Race, Inequality, and Social Mobility in America

Racism is widely regarded as a fundamental driver of health inequities. There is no standardized way of measuring racism in previous research and most previous measures of racism are limited to the interpersonal level, particularly perceptions of unfair treatment observed by individuals. Another major research gap is the deficit of investigations into structural and cultural racism, a deficit that stands in sharp contrast to the oversaturation of studies on individual experiences and attitudes about racism. Furthermore, discerning instances of racism is difficult because contemporary racism is often more subtle and ambiguous than in the past. The goal of this paper ...


Racialized Educational Opportunities: The School-To-Prison Pipeline And Possible Solutions, Maya Williams Jun 2020

Racialized Educational Opportunities: The School-To-Prison Pipeline And Possible Solutions, Maya Williams

Journal on Race, Inequality, and Social Mobility in America

The development and implementation of school discipline policies and practices along with educational policy reforms across the United States, has dramatically shifted and fueled numerous inequities in education. Punitive school discipline policies along with the inequitable implementation of these policies have fueled the vicious cycle known as the school-to-prison pipeline (SPP). Specifically, the SPP is a phenomenon wherein predominately students of color are more likely to be suspended or expelled for minor infractions, relative to white students. This paper will present potential disruptions to the SPP that are currently being implemented in educational settings that were shared at the inaugural ...


Race At The Forefront In Social And Economic Inequities, Sicong Sun, Ashley Jackson, Romario Smith, Darrell L. Hudson Jun 2020

Race At The Forefront In Social And Economic Inequities, Sicong Sun, Ashley Jackson, Romario Smith, Darrell L. Hudson

Journal on Race, Inequality, and Social Mobility in America

Racial wealth inequity between Whites and people of color, particularly Black and Latino Americans, is one of the most pressing social and economic issues in the United States, historically and at present. The magnitude of the racial wealth gap is immense and deeply entrenched, and the scale of racial inequities in wealth has changed very little in recent times. Without radical changes, at the current rate of growth, the wealth gap between Whites, compared to Black and Latino families will be over one million dollars by 2044. Considering the shifting demographics of the U.S., including projections that indicate that ...


Introduction To The Special Issue On Race At The Forefront, Darrell L. Hudson Jun 2020

Introduction To The Special Issue On Race At The Forefront, Darrell L. Hudson

Journal on Race, Inequality, and Social Mobility in America

The Collaboration on Race, Inequality, and Social Mobility in America (CRISMA) hosted its inaugural conference on the campus of Washington University in St. Louis in March 2019 in order to convene influential, interdisciplinary emerging and senior scholars to share their work related to the development of innovative solutions needed to address racial inequities related to social, economic and health outcomes. The goal of this volume is to provide a synthesis of findings presented at the conference. The articles in this special issue of the Journal on Race, Inequality and Social Mobility in America have the potential to move us toward ...


Accountable Policing: Policies To Advance The Personal Safety Of Black Boys And Young Men, Robert Motley Jun 2020

Accountable Policing: Policies To Advance The Personal Safety Of Black Boys And Young Men, Robert Motley

Center for Social Development Research

The policies and practices that perpetuate the continual, unjust murder of Black males by the nation’s law-enforcement professionals have gone unchanged for far too long. This Brief Report from HomeGrown StL provides local, state, and federal policymakers with concrete, evidence-based policy recommendations for building an equitable, transparent, and accountable public-safety approach that will serve and protect all.


Social Work And The Future Of Policing: Key Points For Changes In Policy And Practice, Michael Sherraden Jun 2020

Social Work And The Future Of Policing: Key Points For Changes In Policy And Practice, Michael Sherraden

Center for Social Development Research

High-profile police violence and killings have prompted struggles to reconceptualize public order, safety and justice. As reform proposals emerge, this brief proposes key elements for new approach to public safety: an expanded professional partnership between police and social workers.


Maintaining Natural Recovery From Prescription Opioid Use Disorder, Christina Drymon May 2020

Maintaining Natural Recovery From Prescription Opioid Use Disorder, Christina Drymon

Arts & Sciences Electronic Theses and Dissertations

Prescription opioid use disorder (POUD) has been steadily rising in the United States since 1999 and is often accompanied by increases in heroin and synthetic opioid use, overdose deaths, and other adverse public health outcomes. Women in particular are at greater risk of developing POUD and associated outcomes. Even though high rates of mortality and morbidity are common among those with POUD, recovery is possible with nearly half of all individuals with POUD recovering naturally (i. e. , without formal or informal treatment). The natural recovery process from POUD has received little empirical attention. Using a grounded theory approach, semi-structured qualitative ...


A Case Study Of The Experiences Of Black Female Faculty At Research-Intensive Schools Of Social Work, Lashawnda N. Fields May 2020

A Case Study Of The Experiences Of Black Female Faculty At Research-Intensive Schools Of Social Work, Lashawnda N. Fields

Arts & Sciences Electronic Theses and Dissertations

Representation has improved over the past 40 years among Black female faculty members in social work schools; however, low academic rank and distribution of this demographic across institutions is one way in which predominately White institutions (PWI) of higher education perpetuate racial inequalities. Higher education, in general, continues to result in negative experiences and poor outcomes for Black female faculty members such as time to tenure, low academic rank, and feelings of isolation. However, little is known about the experiences of this demographic in schools of social work, particularly those identified as research-intensive (R-1) Carnegie-designated institutions of higher education. This ...


Improving Educational And Career Opportunities For Youth With Disabilities In The Future Trend Program, Yifat Klein, Osnat Elnathan, Mayzahav Itiel Barkai, Miriam Palachi, Anat Halevy, Yair Feingold, Ariel Tikotsky, Guy Hochman May 2020

Improving Educational And Career Opportunities For Youth With Disabilities In The Future Trend Program, Yifat Klein, Osnat Elnathan, Mayzahav Itiel Barkai, Miriam Palachi, Anat Halevy, Yair Feingold, Ariel Tikotsky, Guy Hochman

Social Policy Institute Research

This research brief is part of a series by the Social Impact Nudgeathon initiative. This initiative incorporated insights from behavioral economics into the design and delivery of social welfare programs. Developed through a partnership between the Joint Distribution Committee in Israel (JDC-Israel) and the Social Policy Institute (SPI) at Washington University in St. Louis, this initiative is among the first of its kind to launch in Israel. Working in close collaboration, research teams from the United States and Israel investigated whether using behavioral insights to make small changes in the delivery of social service programs in Israel and Russia would ...


Improving The Take-Up Of Homecare Services Among Holocaust Survivors In A Jewish Charitable Organization, Olga Kondratjeva, Stephen Roll, Odelya Mantsura, Pini Miretski, Olga Statland-Vaintraub, Hannah Brumbaum, Ariel Tikotsky, Michal Grinstein-Weiss May 2020

Improving The Take-Up Of Homecare Services Among Holocaust Survivors In A Jewish Charitable Organization, Olga Kondratjeva, Stephen Roll, Odelya Mantsura, Pini Miretski, Olga Statland-Vaintraub, Hannah Brumbaum, Ariel Tikotsky, Michal Grinstein-Weiss

Social Policy Institute Research

This research brief is part of a series by the Social Impact Nudgeathon initiative. This initiative incorporated insights from behavioral economics into the design and delivery of social welfare programs. Developed through a partnership between the Joint Distribution Committee in Israel (JDC-Israel) and the Social Policy Institute (SPI) at Washington University in St. Louis, this initiative is among the first of its kind to launch in Israel. Working in close collaboration, research teams from the United States and Israel investigated whether using behavioral insights to make small changes in the delivery of social service programs in Israel and Russia would ...


Child Development Accounts In The Covid-19 Crisis: Lessons From The Great Recession, Michael Sherraden Apr 2020

Child Development Accounts In The Covid-19 Crisis: Lessons From The Great Recession, Michael Sherraden

Center for Social Development Research

The COVID-19 pandemic has triggered an economic downturn that will likely be worse than the Great Recession, especially for financially vulnerable households. Child Development Accounts (CDAs) were rigorously tested in the 2008-09 recession and produced positive financial and family results. Likewise, CDAs can be expected to have positive impacts on children in financially vulnerable households during and after the COVID-19 pandemic.

To confront this health and economic crisis, this research and policy report examines how CDA research from the previous recession can inform a new kind of social policy to address the current one. The report draws from in-person interviews ...


A Framework For Explaining Black–White Inequality In Homeownership Sustainability, Chunhui Ren Feb 2020

A Framework For Explaining Black–White Inequality In Homeownership Sustainability, Chunhui Ren

Center for Social Development Research

Why do housing outcomes differ by race?

To understand Black–White disparities in homeownership sustainability, this study proposes a conceptual framework that emphasizes Black homeowners’ socioeconomic challenges, challenges that go beyond the mortgage market, and focuses on the mediating role of liquid assets. Data from the Panel Study of Income Dynamics (PSID) enable a test of the framework through an examination of racial differences in the exit rates of homeowners during the recent housing crisis. The findings suggest that liquid assets played a significant role in such disparities.

This is a pre-print of an article published in Demography. The final ...


Chıld Development Accounts: A Policy Design And Opportunity For Azerbaijan, Aytakin Huseynli, Michael Sherraden, Daniel Gottlieb Jan 2020

Chıld Development Accounts: A Policy Design And Opportunity For Azerbaijan, Aytakin Huseynli, Michael Sherraden, Daniel Gottlieb

Center for Social Development Research

In Azerbaijan, recent economic growth and sizable oil revenues offer a path for improving the well-being of the nation’s children. This brief makes the case for a national CDA policy in Azerbaijan and suggests viable paths to implementation of such a policy.

Son zamanlar Azərbaycanda baş verən iqtisadi inkişaf və neft gəlirlərinin artamsı, uşaqların rifahının yaxşılaşdırılamsı sahəsində dayanıqlı proqramlar tətbiq etməyə imkan yaradır. Sənəd, Azərbaycanda hər bir uşağa qənaet hesabları olan- Uşaq İnkişaf Hesablarının-açılması üçün yazılan siyasi sənədin qısa xülasəsidir.