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Social and Behavioral Sciences Commons

Open Access. Powered by Scholars. Published by Universities.®

2002

Other Social and Behavioral Sciences

Individual development account

Articles 1 - 5 of 5

Full-Text Articles in Social and Behavioral Sciences

The Decision Of African American Students To Complete High School: An Application Of The Theory Of Planned Behavior, Larry Davis, Icek Ajzen, Jeanne Saunders, Trina Williams Jul 2002

The Decision Of African American Students To Complete High School: An Application Of The Theory Of Planned Behavior, Larry Davis, Icek Ajzen, Jeanne Saunders, Trina Williams

Center for Social Development Research

A longitudinal study explored high-school completion among African Americans. Male and female high-school students aged 14 to 17 (N=166) completed a questionnaire based on the theory of planned behavior (Ajzen, 1991) early in their second year. Intentions to complete the year were accurately predicted from attitudes, subjective norms, and perceived behavioral control (R=0.71; p


Drop-Out From Individual Development Accounts: Prediction And Prevention, Mark Schreiner, Michael Sherraden Jul 2002

Drop-Out From Individual Development Accounts: Prediction And Prevention, Mark Schreiner, Michael Sherraden

Center for Social Development Research

Individual Development Accounts (IDAs) are a new policy instrument designed to help the poor save and accumulate assets. IDAs provide matches for savings used for home purchase, post-secondary education, or microenterprise. IDAs cannot help participants, however, if they drop out. What determines drop-out, and what can be done to help participants to stay in? Three findings emerge from an analysis of IDAs in the American Dream Demonstration. First, drop-out depends more on transaction costs and previous debt than on income. Second, program design --and match rates in particular--affect drop-out risk. Third, drop-out can be predicted with some accuracy, so IDA …


Crossing Divides: New Common Ground On Poverty And Economic Security, Tammy Draut, David Callahan, Corinna Hawkes Jul 2002

Crossing Divides: New Common Ground On Poverty And Economic Security, Tammy Draut, David Callahan, Corinna Hawkes

Center for Social Development Research

Crossing Divides: New Common Ground on Poverty and Economic Security


Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden Jul 2002

Saving Performance In The American Dream Demonstration: A National Demonstration Of Individual Development Accounts, Mark Schreiner, Margaret Clancy, Michael Sherraden

Center for Social Development Research

Saving Performance in the American Dream Demonstration: A National Demonstration of Individual Development Accounts


The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden Jul 2002

The United Way Of Greater St. Louis Individual Development Account Pilot Program, Margaret Clancy, Mark Schreiner, Mark Sherraden

Center for Social Development Research

The United Way of Greater St. Louis Individual Development Account Pilot Program