Social and Behavioral Sciences Commons^™

The Limits Of Paternalism: A Case Study Of Welfare Reform In Wisconsin, Thomas S. Moore, Swarnjit S. Arora

The Journal of Sociology & Social Welfare

This paper uses a pooled sample constructed from the Food Stamp Quality Control data for the fiscal years 1993 to 2006 to assess the effects of welfare reform upon the employment, earnings, income, and poverty trends among poor, single-mother families, both in Wisconsin and nationwide. It finds that the employment and earnings gains of the Wisconsin families exceed those of comparable families nationwide. However, there has been no significant change in the average income of the Wisconsin families, and the number of extremely poor families has increased more rapidly in Wisconsin than in the country as a whole. These findings …

Women's Lives And Poverty: Developing A Framework Of Real Reform For Welfare, Mary Gatta, Luisa S. Deprez

The Journal of Sociology & Social Welfare

The historic 1996 welfare reform is typically regarded as a successful public policy. Using the limited success metric of "reducing welfare rolls," welfare evaluations and analysis have obscured the lived experiences of recipients, particularly among women, who are disproportionally represented among welfare recipients. While it is true that welfare numbers are down, those women who have been forced off or left behind are not doing well. In this paper we seek to explore and critically evaluate the lived experiences of women, to challenge mainstream understandings of women's "success" post-welfare, and propose a theoretical and methodological framework, based on an intersectional …

Financial Knowledge Of The Low-Income Population: Effects Of A Financial Education Program, Min Zhan, Steven G. Anderson, Jeff Scott

The Journal of Sociology & Social Welfare

This study examines the effects of one large financial management training program for low-income people. The data are from tests of pre- and posttraining financial knowledge of 163 participants. The test was designed to measure basic knowledge of participants in five content areas: predatory lending practices, public and work-related benefits, banking practices, savings and investing strategies, and credit use and interest rates.

The findings demonstrate that substantial pre-training knowledge deficiencies existed on basic financial management issues, especially on public and work-related benefits and savings and investing. Results also indicate that the program was effective in improving the financial knowledge of …