Social and Behavioral Sciences Commons^™

Terra Incognita: Post-Traumatic Infrastructural Opportunism, Zachary Corre Orig

EURēCA: Exhibition of Undergraduate Research and Creative Achievement

In anticipation of the impending results of a world affected by climate change, architecture is now more than ever positioned to leverage its unique influence, communication, and power to fight problems that the world cannot see. Every day we turn a lamp on, start a car, or make a pot of coffee, we are engaging into a complex system of interacting with the world’s natural resources: fossil fuels. The United Nations, as of 2019, predicts we have but twelve years at most until climate change is irreversible. As the world runs out of time to cool down, global traumatic …

The Pricing Impact Of The Decreasing Competitiveness Of The Health Insurance Market, Lauren N. Patterson

EURēCA: Exhibition of Undergraduate Research and Creative Achievement

The Affordable Care Act created the national insurance exchanges of qualified health plans to encourage a higher insured rate, larger risk pools, and lower prices for quality health coverage. Consolidation of insurers can have opposing effects. The insurers’ risk pools will grow, allowing insurers to better hedge for risk. However, consolidation decreases the prevalence of competition in the market, and past research shows that insurer consolidation decreases market competition and increases prices.

I examine how the number of plans offered in a set market, pricing components, and county health variables impact the monthly premium pricing of plans sold on the …