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Full-Text Articles in Social and Behavioral Sciences

Do Cognitive Test Scores Explain Higher U.S. Wage Inequality?, Francine D. Blau, Lawrence M. Kahn Dec 2003

Do Cognitive Test Scores Explain Higher U.S. Wage Inequality?, Francine D. Blau, Lawrence M. Kahn

Articles and Chapters

Using microdata from the 1994-8 International Adult Literacy Survey (IALS) for nine countries, we examine the role of cognitive skills in explaining higher wage inequality in the United States. We find that while the greater dispersion of cognitive test scores in the United States plays a part in explaining higher U.S. wage inequality, higher labor market prices (i.e., higher returns to measured human capital and cognitive performance) and greater residual inequality still play important roles, and are, on average, quantitatively considerably more important than differences in the distribution of test scores in explaining higher U.S. wage inequality.


New Wine In Old Bottles: A Case Study Of Innovation Territories In 'New World' Wine Production, D. K. Aylward, T. Turpin Dec 2003

New Wine In Old Bottles: A Case Study Of Innovation Territories In 'New World' Wine Production, D. K. Aylward, T. Turpin

Faculty of Commerce - Papers (Archive)

This article applies the concept of ‘innovation territories’ to explain the recent export success of the Australian Wine Industry. Recent data collected from four ‘New World’ wine producing countries are contrasted in order to investigate ‘innovation territories’ that in the Australian context transcend geographic and policy boundaries. The international comparison shows that these territories can be mapped and their interaction compared. A major finding from the study is that one of the major contributors to Australia’s success in gaining comparative advantage in this industry is the way local and national investments in R&D have transcended geographic and policy ...


The Spatial Distribution Of Housing-Related Ordinary Income Tax Benefits, Joseph Gyourko, Todd Sinai Dec 2003

The Spatial Distribution Of Housing-Related Ordinary Income Tax Benefits, Joseph Gyourko, Todd Sinai

Real Estate Papers

We estimate how tax subsidies to owner-occupied housing are distributed spatially across the United States and find striking skewness. At the state level, the mean tax benefit per owned unit in 1990 ranged from $917 in South Dakota to $10,718 in Hawaii. The dispersion is slightly greater when benefit flows are measured at the metropolitan-area level. Even assuming the subsidies are funded in an income progressivity-neutral manner, a relatively few metro areas, primarily in California and the New York–Boston corridor, are shown to gain considerably while the vast majority of areas have relatively small gains or losses.


Fisheries In Sundarbans: Problems And Prospects, Ganesh Chandra, R L. Sagar Dec 2003

Fisheries In Sundarbans: Problems And Prospects, Ganesh Chandra, R L. Sagar

Ganesh Chandra

Sundarbans, the largest delta on the planet earth is famous for its marine and estuarine fish resources. A large population is dependent on fishery activity and capture fisheries is treated as the backbone of Sundarban economy. Sundarban boast around 172 species of fishes, 20 species of prawn and 44 species of crabs including two edible crabs. But fisheries in Sundarbans faces some difficult problems which have an impact on the biodiversity, sustainability and livelihood of fish resources and fisher folk viz. shrinking tiger prawn population, indiscriminate fish seed collection, lack of post harvest and other infrastructures, natural calamities such as ...


Estimating Auction Revenues For The Proposed Fcc Sale Of 3g Spectrum For Broadband And Advanced Wireless Services, Peter Cramton Dec 2003

Estimating Auction Revenues For The Proposed Fcc Sale Of 3g Spectrum For Broadband And Advanced Wireless Services, Peter Cramton

Peter Cramton

No abstract provided.


Corporate Governance, The Environment And The Internet, Jane Andrew Dec 2003

Corporate Governance, The Environment And The Internet, Jane Andrew

Faculty of Commerce - Papers (Archive)

Corporate use of the internet for a variety of business purposes is now commonplace. Owning and occupying internet space is almost essential for publicly traded companies, either as a place to do business or as a place to exchange information about business. It has also been documented that the internet provides a global meeting ground for those interested in social and environmental change. The two ideas are now combining, leading to a situation in which corporations are using their web pages to provide environmental information about their activities as part of their corporate governance strategy. This paper performs an initial ...


Data-Driven Market Segmentation - A Structure-Based Conceptual Framework For Management Decision Support, Sara Dolnicar, Friedrich Leisch Dec 2003

Data-Driven Market Segmentation - A Structure-Based Conceptual Framework For Management Decision Support, Sara Dolnicar, Friedrich Leisch

Faculty of Commerce - Papers (Archive)

Market segmentation increasingly uses homogeneous groups of consumers determined on the basis of empirical market data as target segments (a posteriori-, data-driven-, post hoc segmentation) rather than splitting individuals according to single, typically socio-demographic or geographic, criteria (a priori-, commen sense segmentation). A vast amount of contributions has been made to improve methodology of identifying or constructing data-based market segments. However, real world data sets often do not contain clearly separated density clusters. Therefore all techniques used in data-based market segmentation can render multiple solutions of similar quality. So far no attempt has been made to construct a framework enabling ...


Announcements, Journal Of Microfinance Dec 2003

Announcements, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.


Rural Finance, Poverty Alleviation, And Sustainable Land Use: The Role Of Credit For The Adoption Of Agroforestry Systems In Occidental Honduras, Ruerd Ruben, Luud Clercx Dec 2003

Rural Finance, Poverty Alleviation, And Sustainable Land Use: The Role Of Credit For The Adoption Of Agroforestry Systems In Occidental Honduras, Ruerd Ruben, Luud Clercx

Journal of Microfinance / ESR Review

This paper analyzes the relationship between financial services provided by different agents, the adoption of agroforestry systems, and the implications for food security and sustainable soil management. Attention is focussed on the role of rural finance in reducing risk and stabilizing household income and yields. We conclude that credit provision performs critical functions for reinforcing the resilience of rural livelihoods in less-favored areas. Rural development programs in the Occidental region of Honduras have been rather reluctant to provide rural financial services. Unfavorable agroclimatic conditions and the scarcity of infrastructure lead to extreme poverty. The local economy is fairly dynamic due ...


Beyond Micro-Credit: Putting Development Back Into Micro-Finance By Thomas Fisher And M. S. Sriram, James R. Bradshaw Dec 2003

Beyond Micro-Credit: Putting Development Back Into Micro-Finance By Thomas Fisher And M. S. Sriram, James R. Bradshaw

Journal of Microfinance / ESR Review

No abstract provided.


Vol. 05 No. 2 Journal Of Microfinance, Journal Of Microfinance Dec 2003

Vol. 05 No. 2 Journal Of Microfinance, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.


A Challenge To The Orthodoxy Concerning Microfinance And Poverty Reduction, Ana Marr Dec 2003

A Challenge To The Orthodoxy Concerning Microfinance And Poverty Reduction, Ana Marr

Journal of Microfinance / ESR Review

As a response to many partial and simplistic theoretical and empirical studies, this paper presents a more comprehensive analytical framework to assess the success of microfinance in achieving its dual objectives of financial sustainability and poverty reduction. By giving center stage to the study of group dynamics and using principles of imperfect information and social psychology, the paper argues that microfinance not only has failed to solve the original problems of information asymmetries between borrowers and lenders but also, in its pursuit of financial sustainability, is destroying the very foundations of these schemes by disrupting the social fabric of communities ...


Money Talks: Conversations With Poor Households In Bangladesh About Managing Money, Stuart Rutherford Dec 2003

Money Talks: Conversations With Poor Households In Bangladesh About Managing Money, Stuart Rutherford

Journal of Microfinance / ESR Review

This paper describes the money management behavior of 42 low-income Bangladeshi households, half of them rural and half living in urban slums. They were found to be active managers of their financial resources. Thirty-three varieties of financial instrument were found to be in use by the sample households during the research year. As well as using a wide variety of instruments, most households engaged in multiple uses of the instruments: on average each household initiated a new money management arrangement every two weeks. The sums of money involved are large, both absolutely and relative to incomes. The average “turnover” (the ...


Front Matter, Journal Of Microfinance Dec 2003

Front Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.


Attitudes Of Rural Branch Manages In Madhya Pradesh, India, Toward Their Role As Providers Of Financial Services To The Poor, Howard Jones, Marylin Williams, Yashwant Thorat, Abba Thorat Dec 2003

Attitudes Of Rural Branch Manages In Madhya Pradesh, India, Toward Their Role As Providers Of Financial Services To The Poor, Howard Jones, Marylin Williams, Yashwant Thorat, Abba Thorat

Journal of Microfinance / ESR Review

Discussions on banking reforms to reduce financial exclusion have referred little to possible attitudinal constraints, on the part of staff at both branch and institutional levels, inhibiting the provision of financial services to the poor. The research project, funded by the ESCOR (now Social Science Research) Small Grants Committee, has focused on this aspect of financial exclusion. The research commenced in May 2001 and was completed in April 2002. Profiles of the rural bank branch managers, including personal background, professional background and workplace, are presented. Attitudes of managers toward aspects of their work environment and the rural poor are examined ...


Implications Of Financial Innovations For The Poorest Of The Poor In The Rural Area: Experience From Northern Bangladesh, Mohammed Emrul Hasan Dec 2003

Implications Of Financial Innovations For The Poorest Of The Poor In The Rural Area: Experience From Northern Bangladesh, Mohammed Emrul Hasan

Journal of Microfinance / ESR Review

Providing microfinance to the poorest of the poor in rural areas remains a challenge. Grameen demonstrated that the poor are viable clients for loans and reached them on a massive scale. However, they reach only the upper level of the poor and provide narrow and limited financial services with rigid systems and procedures, which in many ways do not address the needs of the poorest. Despite earning signs of success with their SafeSave innovative approach to serving the poorest in the urban area, this rural adaptation and experiment has faced challenges because of the different social and economical structures of ...


Balancing Supply And Demand: The Emerging Agenda For Microfinance Institutions, Thankom Arun, David Hulme Dec 2003

Balancing Supply And Demand: The Emerging Agenda For Microfinance Institutions, Thankom Arun, David Hulme

Journal of Microfinance / ESR Review

No abstract provided.


Minerva 2003, The Honors College Dec 2003

Minerva 2003, The Honors College

Minerva

This inaugural issue of Minerva includes an article on the inauguration of the University of Maine Honors College; a discussion of Honors Living-Learning communities, Colvin and Balentine Halls; and an article on the introduction of the Honors Read tutorial course. Other highlights include an article on Honors travel to Washington D.C. and Chicago.


I Love Smu: Heart, Life, Passion, Soul [Advertisment], Singapore Management University Dec 2003

I Love Smu: Heart, Life, Passion, Soul [Advertisment], Singapore Management University

SMU Press Releases

Celebrating the unconventional, the intriguing, the undaunted. Experience the SMU spirit. Heart: Jenny Foo; Life: Tan Chee Wee; Life: Joven Lai; Soul: Jeremy Nguee; Passion: Richard Ho, Johny Tay.

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Inside Unlv, Gian Galassi, Katrina Hudak, Carol C. Harter, Eric Sandgren, Tom Hagge Dec 2003

Inside Unlv, Gian Galassi, Katrina Hudak, Carol C. Harter, Eric Sandgren, Tom Hagge

Inside UNLV

No abstract provided.


Maine Food Trader, New England Environmental Finance Center, University Of Southern Maine Dec 2003

Maine Food Trader, New England Environmental Finance Center, University Of Southern Maine

Local Food Systems

A free website for buying, selling, trading and donating local food. Keep food from going to waste and help make food production a good way to make a living in Maine.


Because A Better World Is Possible: Women Casino Workers, Union Activism And The Creation Of A Just Workplace, Susan Chandler Dec 2003

Because A Better World Is Possible: Women Casino Workers, Union Activism And The Creation Of A Just Workplace, Susan Chandler

The Journal of Sociology & Social Welfare

Based on a re-analysis of data from a qualitative study of the work experience of 36 women casino workers, this article examines the contributions and personal characteristics of the 13 women in the sample who described themselves as committed union activists. These women, all leaders in the Hotel Employees, Restaurant Employees Union, were proud that collectively they had improved wages, benefits, and the conditions of work in Nevada casinos, and had created an environment that reinforced pride in a job well-done, provided job security, and promoted strong families and communities. These women's workplace experience serves as a reminder to ...


2003 December, Office Of Communications & Marketing, Morehead State University. Dec 2003

2003 December, Office Of Communications & Marketing, Morehead State University.

Morehead State Press Release Archives, 1961 to the Present

Morehead State University press releases for December of 2003.


Changing Patterns X: Mortgage Lending To Traditionally Underserved Borrowers And Neighborhoods In Greater Boston, 1990-2002, Jim Campen Dec 2003

Changing Patterns X: Mortgage Lending To Traditionally Underserved Borrowers And Neighborhoods In Greater Boston, 1990-2002, Jim Campen

Gastón Institute Publications

The present study is the latest in a series of annual updates of the original report, Changing Patterns: Mortgage Lending in Boston, 1990-1993. Beginning in 1998, the reports’ geographic scope was expanded to include an examination of mortgage lending patterns in 27 cities and towns surrounding the city of Boston. In this year’s report, the geographic coverage has been further expanded t o include a total of 108 communities.

This introduction is followed by ten pages of text that identify some of the most significant findings that emerge from the extensive set of tables and charts that constitute the ...


Consumer Willingness To Pay For Genetically Modified Food Labels In A Market With Diverse Information: Evidence From Experimental Auctions, Wallace E. Huffman, Jason F. Shogren, Matthew Rousu, Abebayehu Tegene Dec 2003

Consumer Willingness To Pay For Genetically Modified Food Labels In A Market With Diverse Information: Evidence From Experimental Auctions, Wallace E. Huffman, Jason F. Shogren, Matthew Rousu, Abebayehu Tegene

Economics Publications

With the continuing controversy over genetically modified (GM) foods, some groups advocate mandatory labeling of these products, while other groups oppose labeling. An important issue is how GM labels affect consumers' willingness to pay for these food products in the market. Using a statistically based economics experiment with adult consumers as subjects, we examine how willingness to pay changes for three food products - vegetable oil, tortilla chips, and potatoes - when GM labels are intro- duced. Participants in the experiments discounted GM-labeled foods by approximately 14% relative to their standard-labeled counterparts. The evidence also showed that sequencing of food labels affects ...


Towards A Theory Of Sustainable Exchange And Trade Or Why We Need To Rethink And Restructure Free Trade, Kenneth A. Dahlberg Nov 2003

Towards A Theory Of Sustainable Exchange And Trade Or Why We Need To Rethink And Restructure Free Trade, Kenneth A. Dahlberg

Kenneth Dahlberg

This essay outlines a positive alternative to today’s unsustainable free trade doctrines and practices. It is firmly based on natural and human biological, ecological and evolutionary experience as well as their various stewardship practices.
It begins with a discussion of an important insight: that biological systems operating at all levels - from the cell to organs, organisms, social insects, and social animals (including humans) - all seek to encourage healthy exchanges as well as to keep harmful agents from crossing their permeable “boundaries.” The implications of such “selecting” boundaries for evolutionary biology are also briefly discussed.
Next, the mutually shaping interactions ...


The Problem Of Unwanted Pets: A Case Study In How Institutions “Think” About Clients’ Needs, Leslie Irvine Nov 2003

The Problem Of Unwanted Pets: A Case Study In How Institutions “Think” About Clients’ Needs, Leslie Irvine

Pets Collection

The research on organizational framing and the metaphor of institutional “thinking” highlight the ways that social problems organizations shape the ameliorative services they deliver. Social problems work then perpetuates representations of problems that may not match the conditions clients face. This study extends social problems literature to argue that organizations sometimes “think” differently about the problems they intend to solve than do persons involved with these problems in everyday life. Using ethnographic research and interviews, this article contrasts the way in which animal sheltering, as an institution, frames the problem of unwanted animals with how the public interprets that problem ...


2003 November, Office Of Communications & Marketing, Morehead State University. Nov 2003

2003 November, Office Of Communications & Marketing, Morehead State University.

Morehead State Press Release Archives, 1961 to the Present

Morehead State University press releases for November of 2003.


Ecolabel Value Assessment: Consumer And Food Business Perceptions Of Local Foods, Richard S. Pirog Nov 2003

Ecolabel Value Assessment: Consumer And Food Business Perceptions Of Local Foods, Richard S. Pirog

Leopold Center Publications and Papers

This survey of 1,600 consumers in Iowa, the Midwest and metro areas on the East and West coasts showed preference for the term locally grown and family farms.


Mas 2010: Models For Academic Support: Final Report To The Mellon Foundation, Oya Rieger, Karen S. Calhoun, Susan Currie, Edward Weissman Oct 2003

Mas 2010: Models For Academic Support: Final Report To The Mellon Foundation, Oya Rieger, Karen S. Calhoun, Susan Currie, Edward Weissman

Karen S Calhoun

Assisted by a Mellon planning grant and led by principal investigator Sarah Thomas, a Cornell University project team investigated the potential of significant structural reorganization that would increase the value of the Library’s services to the University. The study revealed that the proposed benefits of restructuring are better support for scholarly creativity and communication; use of library space that privileges library users; more cost-effective allocation of resources; and the development of a new infrastructure to permit new relationships between libraries to flourish, enabling improved services at lower cost. To provide information from all the relevant stakeholders who would be ...