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Utilizing Estate Plans To Achieve Economic Justice, Geber Penate Apr 2020

Utilizing Estate Plans To Achieve Economic Justice, Geber Penate

Poverty Law Conference & Symposium

Bayview has been the home to many black families for decades. However, the inability of title-holders to create distribution plans for their estate before their death has contributed to their ultimate displacement. When a title-holder of property dies, their property is required to go through a court system known as probate. The probate court system has various functions ranging from identifying assets, calculating any owed taxes and fees, and distributing property. The only way to avoid probate is through the execution of a probate-avoidance distribution document, which is mentioned in further detail below. The probate court system, to say the …


A Review Of The California Unlawful Detainer Pilot Program: 2018 Update, California Research Bureau Mar 2018

A Review Of The California Unlawful Detainer Pilot Program: 2018 Update, California Research Bureau

California Agencies

This is the eighth legislative report on the merits of the pilot program, as required by state statutes. There is insufficient data for a proper evaluation of the program with regards to crime reduction and nuisance abatement, but the accelerated unlawful detainer procedure is cost-effective when compared to lawsuits and is successful at evicting individual nuisance tenants.


Our Supreme Court Tackles Greenhouse Gas Analysis In Eirs, Alan Ramo Jan 2016

Our Supreme Court Tackles Greenhouse Gas Analysis In Eirs, Alan Ramo

Publications

No abstract provided.


Two New Case Developments In Landlord-Tenant Law, Myron Moskovitz Jan 2016

Two New Case Developments In Landlord-Tenant Law, Myron Moskovitz

Publications

No abstract provided.


Using A Long Arm To Undo A Fraudulent Conveyance, Marc Greenberg Jan 2016

Using A Long Arm To Undo A Fraudulent Conveyance, Marc Greenberg

Publications

No abstract provided.


His, Hers, Or Theirs?, Roger Bernhardt, Christine Tour­-Sarkissian Nov 2015

His, Hers, Or Theirs?, Roger Bernhardt, Christine Tour­-Sarkissian

Publications

Marriage of Brandes (2015) 239 CA4th 1461 is not technically a real estate case because the major asset fought over in that dissolution action was an investment advisory business that the husband had founded before marriage, but which had grown enormously during the marriage. Because investment advising is not a real estate activity, Brandes has been omitted from traditional coverage in this Reporter. (It was reported in CEB’s Estate Planning and California Probate Reporter; see 37 CEB Est Plan Rep 69 (Oct. 2015).) But since the opinion has so much to say to lawyers about community and separate property—real as …


Rethinking Rescission, Roger Bernhardt Sep 2015

Rethinking Rescission, Roger Bernhardt

Publications

The basic facts are that the purchasers of a hillside residence in San Carlos rescinded their completed contract because of misstatements made by the sellers to the effect that the property was served by a public sewer, when in fact the system was privately owned by the 13 residents of the area, who all had to share its maintenance costs. The trial court found that the sellers’ statements were negligent misrepresentations, but it declined to order rescission because of the complications involved in unwinding the deal. Instead, it ordered the sellers to indemnify the purchasers for their sewer maintenance costs …


Valbuena V Ocwen Loan Servicing, Llc, Roger Bernhardt Sep 2015

Valbuena V Ocwen Loan Servicing, Llc, Roger Bernhardt

Publications

No abstract provided.


Bank Of America V. Caulkett, Roger Bernhardt Jul 2015

Bank Of America V. Caulkett, Roger Bernhardt

Publications

A junior mortgage lien cannot be stripped off in a Chapter 7 bankruptcy just because it is entirely underwater. California law pretty much says the same; see Barbieri v Ramelli (1890) 84 C 154, holding that a secured creditor’s demonstration that the mortgages senior to hers exceed the value of the property is not enough to let her bypass the oneaction rule and sue on her note. On the other hand, if the senior has actually foreclosed his superior lien, then she is a “soldout junior” who can sue directly on her note without foreclosing.


Lessons Not To Learn About Merger, Roger Bernhardt Jul 2015

Lessons Not To Learn About Merger, Roger Bernhardt

Publications

Ram’s Gate Winery, LLC v Roche (2015) 235 CA4th 1071 teaches lessons that both transactional and litigation attorneys should not particularly want to learn. These lessons suggest that the old common law doctrine of merger can be safely ignored, whereas clients could suffer unpleasant consequences if those issues are not securely covered in the contract.


Mira Overseas Consulting Ltd. V Muse Family Enters., Ltd., Roger Bernhardt Jul 2015

Mira Overseas Consulting Ltd. V Muse Family Enters., Ltd., Roger Bernhardt

Publications

The normal rule dictating the priority of rival claims generally depends on which party got its judgment first (rather than, e.g., which made its loan first, or first went unpaid, or was first to file suit), but this decision adds that the date of getting a judgment relates back to an earlier time if a lis pendens had been filed.


California Bldg. Indus. Ass'n. V. City Of San Jose, Roger Bernhardt Jul 2015

California Bldg. Indus. Ass'n. V. City Of San Jose, Roger Bernhardt

Publications

If an inclusionary housing ordinance is regarded as an “exaction”—because it compelled a developer to pay through land dedication or in-lieu fees—then the city must show that (1) there was a reasonable relationship between the deleterious effects of the new housing and the economic burden imposed on the developer —the nexus—and (2) the burden is reasonably proportional to the problems created by the development.


Monterossa V Superior Court, Roger Bernhardt Jul 2015

Monterossa V Superior Court, Roger Bernhardt

Publications

In 2005, petitioners obtained a $359,650 mortgage from PNC Mortgage for the purchase of a home. In 2013, petitioners became unable to make their mortgage payments and contacted PNC for hardship assistance. PNC failed to send a hardship assistance package to petitioners. Despite that failure, PNC later notified petitioners that their request for hardship assistance was denied “because PNC did not receive a completed hardship assistance package” from petitioners and recorded a notice of default. In November 2013, petitioners submitted a loan modification agreement to PNC; in December 2013, PNC confirmed that it had received a complete package. Despite that …


Variances And Hardship, Roger Bernhardt May 2015

Variances And Hardship, Roger Bernhardt

Publications

Cities may want more eldercare facilities located within their municipal borders, but a neighborhood homeowner association inside the city might feel the other way if the project is going to be located too near to its members’ residences. If the local officials mess up in complying with the enabling standards in approving the project, that fact simply gives the opposition all the more ammunition to block the development.


Alborzian V Jpmorgan Chase Bank, Roger Bernhardt May 2015

Alborzian V Jpmorgan Chase Bank, Roger Bernhardt

Publications

Alborzian v JPMorgan Chase Bank (2015) 235 CA4th 29.


California Bank V. Delponti, Roger Bernhardt Apr 2015

California Bank V. Delponti, Roger Bernhardt

Publications

In DelPonti, the court of appeal held a guarantor’s waiver did not include allowing the lender “to profit from its own fraudulent conduct.” That position appears to fit right in to the Restatement doctrine that this is as far as a suretyship waiver can go, no matter how adroitly it is worded.


Stockton Mortgage, Inc. V Tope, Roger Bernhardt Apr 2015

Stockton Mortgage, Inc. V Tope, Roger Bernhardt

Publications

Alliance Title Company was able to dodge liability for failing to inform its insured about the county’s recorded and unreleased Notice of Abatement Action because the court of appeal deemed that notice was not a defect, lien, or encumbrance against the title that Alliance was insuring, such that the failure to mention it as an exception in the insurance policy did not make the insurer liable.


The One Action Rule Nightmare, Roger Bernhardt Jan 2015

The One Action Rule Nightmare, Roger Bernhardt

Publications

California’s one-action rule—legislatively misconceived at its creation, consistently misinterpreted by the judiciary, and capable of generating unpredictable and destructive consequences for practitioners—has been put on display again in First Cal. Bank v McDonald (2014) 231 CA4th 550. The decision also warns lender’s counsel that nonchalantly being helpful to a borrower can be suicidal.


Usury And Loan Transfers, Roger Bernhardt, Alex Volkov Jan 2015

Usury And Loan Transfers, Roger Bernhardt, Alex Volkov

Publications

This Article is primarily concerned with the effect of transferring a mortgage loan from its originating loan broker to a group of small investors when that loan was at its inception usurious. However, because the rules applicable to that situation are not confined to mortgage law, we begin with a general explanation of usury rules before dealing with the particular real estate loan transaction mentioned.


Bankruptcy Court Properly Invalidated Transfer Of Mexican Coastal Villa Owned By Debtors, Roger Bernhardt Dec 2014

Bankruptcy Court Properly Invalidated Transfer Of Mexican Coastal Villa Owned By Debtors, Roger Bernhardt

Publications

No abstract provided.


Homebuyers' Frivolous Claims Against Seller's Listing Agent Warranted Terminating And Monetary Sanctions, Roger Bernhardt Dec 2014

Homebuyers' Frivolous Claims Against Seller's Listing Agent Warranted Terminating And Monetary Sanctions, Roger Bernhardt

Publications

No abstract provided.


What Do Those Who Disagree With A Development Agreement Do?, Roger Bernhardt Nov 2014

What Do Those Who Disagree With A Development Agreement Do?, Roger Bernhardt

Publications

No abstract provided.


Borrower's Wrongful Foreclosure Claims Based On An Alleged Failed Attempt To Securitize The Loan, Roger Bernhardt Nov 2014

Borrower's Wrongful Foreclosure Claims Based On An Alleged Failed Attempt To Securitize The Loan, Roger Bernhardt

Publications

No abstract provided.


Foreclosing While The Property Is Burning, Roger Bernhardt Sep 2014

Foreclosing While The Property Is Burning, Roger Bernhardt

Publications

No abstract provided.


Private Clean-Up Causes Of Action And Federal Preemption, Roger Bernhardt Jul 2014

Private Clean-Up Causes Of Action And Federal Preemption, Roger Bernhardt

Publications

The biggest problem that California practitioners will have with the new decision by the United States Supreme Court in CTS Corp. v Waldburger (2014) ___ US ___, 134 S Ct 2175 (reported on p 94), is that it comes out of North Carolina. It gives no California reference for its holding that §309 of the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA) (42 USC §9258) preempts state statutes of limitations that apply to common law actions by private individuals for toxic torts and replaces their normal triggering event (the date the cause of action accrues) with a “federally required …


Acosta: Mortgagor Removal Of Fixtures, Roger Bernhardt Jul 2014

Acosta: Mortgagor Removal Of Fixtures, Roger Bernhardt

Publications

Husband and Wife bought a home, then sought refinancing to borrow $700,000. Based on the appraisal of the home,which showed exceptional upgrades, Lender specified in the deed of trust that “fixtures now or hereafter a part of the property” were secured collateral. After the couple defaulted, Lender scheduled the home for a foreclosure sale on June 14, 2010, but told the Husband and Wife they could stay in the home until the end of the month. Wife e-mailed Lender on June 9, 2010, demanding $10,000 in exchange for the keys to the house and threatening that the home would not …


Fiduciary & Nonfiduciary Duties Of Dual Agents, Roger Bernhardt May 2014

Fiduciary & Nonfiduciary Duties Of Dual Agents, Roger Bernhardt

Publications

No abstract provided.


Foothill Communities V Orange County: Justifying Spot Zoning, Roger Bernhardt Apr 2014

Foothill Communities V Orange County: Justifying Spot Zoning, Roger Bernhardt

Publications

No abstract provided.


Stop Notices Versus Preallocated Disbursements: Brewer V Point Center, Roger Bernhardt Mar 2014

Stop Notices Versus Preallocated Disbursements: Brewer V Point Center, Roger Bernhardt

Publications

No abstract provided.


Rutherford Holdings: Mutual Nonperformance Of Sales Contract, Roger Bernhardt Mar 2014

Rutherford Holdings: Mutual Nonperformance Of Sales Contract, Roger Bernhardt

Publications

No abstract provided.