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Reconstructing The Individual Mandate As An Escrow Account, Gregg Polsky
Reconstructing The Individual Mandate As An Escrow Account, Gregg Polsky
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This short essay in Michigan Law Review First Impressions describes how the individual mandate could be reconstructed as an escrow account. Such a restructuring would ameliorate policy concerns regarding the mandate while still deterring the opportunistic behavior that would otherwise occur as a result of the nondiscrimination rules imposed on insurers.