Law Commons^™

How To Regulate Blockchain’S Real-Life Applications: Lessons From The California Blockchain Working Group, Michele Benedetto Neitz

Publications

How should legislators write a law regulating a brand-new technology that they may not yet fully understand? With the advent of blockchain and other advanced computational technologies, this generation of legislators faces more complex questions than their predecessors. Drawing on the author’s experience as a member of California’s Blockchain Work-ing Group, this Article offers guidance to lawmakers, lawyers, and industry leaders seek-ing to draft effective laws regulating real-life applications of blockchain technology. This cutting-edge Article will do two things for its readers: (1) encourage them to be informed participants in conversations relating to federal and state blockchain regulation, and (2) …

Ethical Considerations Of Blockchain: Do We Need A Blockchain Code Of Conduct?, Michele Benedetto Neitz

Publications

As states begin to adopt regulations governing cryptocurrencies and other uses of blockchain technology, it is becoming clear that the libertarian ideal of blockchain was just that – an ideal. There are already examples in which human decision-making has counteracted the immutability of some blockchains. In short, there appears to be a movement toward centralization within this decentralized technology.

The Future Is Mobile: Financial Inclusion And Technological Innovation In The Emerging World, Eleanor Lumsden

Publications

The digital revolution is in full bloom and technology is being used to solve the world’s most challenging problems, yet traditional banking excludes many of the world’s poorest from taking advantage of the full fruits of the financial system. Especially in developing countries, implementing mobile financial systems can speed financial inclusion and spur economic growth. There is space for regulatory reform that addresses concerns with data security and consumer privacy yet does not stifle innovation. Throughout history, resistance to innovation has generally proved futile, and countries that refuse to change risk missing opportunities.

2015-2016 Summary Of Legislation, Assembly Committee On Banking And Finance

California Agencies

No abstract provided.

Usury And Loan Transfers, Roger Bernhardt, Alex Volkov

Publications

This Article is primarily concerned with the effect of transferring a mortgage loan from its originating loan broker to a group of small investors when that loan was at its inception usurious. However, because the rules applicable to that situation are not confined to mortgage law, we begin with a general explanation of usury rules before dealing with the particular real estate loan transaction mentioned.

Bank Of America National Trust & Savings Ass'n V. 203 North Lasalle Street Partnership: A Different Interpretation, Karen Gebbia

Publications

The story of 203 North LaSalle Street is archetypical of real estate investments. A real estate investment partnership that had no other significant assets owned a substantial part of the 203 North LaSalle Street building, just as thousands of other real estate partnerships own thousands of other downtown office buildings across the United States. Like hundreds of other single asset real estate partnerships, the 203 North LaSalle Street Partnership fell upon financial hard times and filed a chapter 11 reorganization case to prevent the mortgagee from foreclosing on the building. As in many such cases, the financially decimated partners sought …

A Compilation Of Testimony And Exhibits Of The Subject Of Lincoln Savings And Loan, Volume I, Assembly Committee On Finance And Insurance

California Assembly

No abstract provided.

Lincoln Savings And Loan, Volume Iii, Assembly Committee On Finance And Insurance

California Assembly

A COMPILATION OF TESTIMONY AND EXHIBITS ON THE SUBJECT OF LINCOLN SAVINGS AND LOAN: for hearings held by the ASSEMBLY FINANCE AND INSURANCE SUBCOMMITTEE ON SAVINGS AND LOAN LAW AND REGULATION. PATRICK JOHNSTON, CHAIRMAN

August 31, 1989
November 29, 1989
December 20, 1989
Volume III

Lincoln Savings And Loan, Volume Ii, Assembly Committee On Finance And Insurance

California Assembly

A COMPILATION OF TESTIMONY AND EXHIBITS ON THE SUBJECT OF LINCOLN SAVINGS AND LOAN: for hearings held by the ASSEMBLY FINANCE AND INSURANCE SUBCOMMITTEE ON SAVINGS AND LOAN LAW AND REGULATION. PATRICK JOHNSTON, CHAIRMAN

August 31, 1989
November 29, 1989
December 20, 1989
Volume II

Review Of The Department Of Corporations, Insurance And Justice Responsibilities In Conversion Of Public Benefit Corporations From Nonprofit To Profit Status, Assembly Committee On Finance And Insurance

California Assembly

INTERIM HEARING: Review of Departments of Corporations, Insurance and Justice responsibilities in conversion of public benefit corporation from nonprofit to for-profit status: Case Study -- FHP, Inc. and Foundation Health Plan conversions and involvement of additional health plans.

Public Hearing On Banks And Savings And Loan Associations: Service Charges, Senate Committee On Banking And Commerce

California Senate

No abstract provided.

Interim Hearing On The Subject Of Assembly Bill 2094 (Floyd), Assembly Committee On Finance And Insurance

California Assembly

ASSEMBLY BILL 2094 (Floyd): Bank holding companies interstate banking, total, regional or selected states.

Public Hearing On Creative Financing, Assembly Committee On Finance And Insurance

California Assembly

No abstract provided.

Transcript Of Hearing On Retail Installment Accounts - Maximum Finance Charge, Rate Of Charge, Assembly Finance And Insurance Committee

California Assembly

MEMBERS:

Honorable Wadie Deddeh, Chairman
Honorable John Francis Foran, Vice-Chairman
Honorable Mike Antonovich
Honorable Robert Beverly
Honorable John Briggs
Honorable Peter Chacon
Honorable Robert Cline
Honorable Mike Cullen
Honorable Jack Fenton
Honorable Leroy F. Greene
Honorable Richard Hayden
Honorable John Knox
Honorable Ernest Mobley
Honorable Walter Powers
Honorable Paul Priolo
Honorable Leon Ralph
Honorable Newton Russell
Honorable Henry Waxman
Honorable Bob Wilson

Klett V. Security Acceptance Co. [Dissent], Jesse W. Carter

Jesse Carter Opinions

Discount sales offered to a finance company as part of the security given by a businessman for a loan were not part of a usurious scheme because the transaction was made at the businessman's request.

King V. Mortimer [Dissent], Jesse W. Carter

Jesse Carter Opinions

Certificate holders could not recover the difference between the price at which their assignors sold their certificates and the face amount thereof because they failed to show there was any matured claim or debt due at the time they sold them.