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Comment Of Professor Patricia A. Mccoy On Docket No. Cfpb-2019-0039, Patricia A. Mccoy
Comment Of Professor Patricia A. Mccoy On Docket No. Cfpb-2019-0039, Patricia A. Mccoy
Patricia A. McCoy
In this comment letter, Professor McCoy responds to the Advance Notice of Proposed Rulemaking on Qualified Mortgages issued by the Consumer Financial Protection Bureau.
Inside Job: The Assault On The Structure Of The Consumer Financial Protection Bureau, Patricia A. Mccoy
Inside Job: The Assault On The Structure Of The Consumer Financial Protection Bureau, Patricia A. Mccoy
Patricia A. McCoy
Soon after the 2016 election of Donald Trump as President of the United States, while Republicans controlled Congress, opponents of the fledgling Consumer Financial Protection Bureau (CFPB) opened a campaign against the Bureau. Their target was less the substance of federal consumer financial protection laws than the structure of the CFPB itself. This emphasis on structure was a response to the fact that Congress in 2010 had given special thought to the design of the CFPB to safeguard the Bureau and its mission.
In 2017, after legislation to weaken the Bureau’s structure failed in Congress and constitutional challenges to the …