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Articles 31 - 38 of 38

Full-Text Articles in Law

A Tale Of Three Markets: The Law And Economics Of Predatory Lending Apr 2002

A Tale Of Three Markets: The Law And Economics Of Predatory Lending

Patricia A. McCoy

Predatory lending - the practice of making exploitative high-cost loans to naive borrowers - has spurred policy-makers, activists, lenders and scholars to debate whether intervention is warranted and, if so, what type of intervention is appropriate. The solution requires understanding the incentives in the home mortgage market that have fueled predatory lending. Recent changes in the credit market have created new possibilities for lenders to profit by exploiting information asymmetries to the detriment of unsophisticated borrowers. As a result, a new, predatory lending market has emerged alongside the legitimate prime and subprime home mortgage markets. Neither market forces nor existing legal remedies ...


The Cra Implications Of Predatory Lending Mar 2002

The Cra Implications Of Predatory Lending

Patricia A. McCoy

This article considers the Community Reinvestment Act's role in combating predatory lending. It provides an overview of the CRA, explains how CRA-covered lenders may enable predatory lending and explores the relationship between the CRA, federal subsidies and predatory lending. The article concludes that the CRA should be used to penalize lenders that engage in predatory lending and recommends that federal bank regulators use CRA to sanction behavior that could encourage further predatory lending.


Musings On The Seeming Inevitability Of Global Convergence In Banking Law Dec 2000

Musings On The Seeming Inevitability Of Global Convergence In Banking Law

Patricia A. McCoy

No abstract provided.


The Law And Economics Of Remedies For Predatory Lending Dec 2000

The Law And Economics Of Remedies For Predatory Lending

Patricia A. McCoy

No abstract provided.


Technology Shifts And The Law: Year 2000 Readiness For Banks And Thrifts Dec 1999

Technology Shifts And The Law: Year 2000 Readiness For Banks And Thrifts

Patricia A. McCoy

No abstract provided.


Review, International Banking By Michael P. Malloy Dec 1998

Review, International Banking By Michael P. Malloy

Patricia A. McCoy

No abstract provided.


Levers Of Law Reform: Public Goods And Russian Banking Dec 1996

Levers Of Law Reform: Public Goods And Russian Banking

Patricia A. McCoy

No abstract provided.


A Political Economy Of The Business Judgment Rule In Banking: Implications For Corporate Law Dec 1995

A Political Economy Of The Business Judgment Rule In Banking: Implications For Corporate Law

Patricia A. McCoy

No abstract provided.