Open Access. Powered by Scholars. Published by Universities.®

Education Commons

Open Access. Powered by Scholars. Published by Universities.®

Western Kentucky University

Counseling Concepts and Applications for Student Affairs Professionals (CNS 577)

Business

Articles 1 - 2 of 2

Full-Text Articles in Education

Managing Finances In College [Brochure And Video], Laura Heidel, Caleb M. Parrigan Oct 2011

Managing Finances In College [Brochure And Video], Laura Heidel, Caleb M. Parrigan

Counseling Concepts and Applications for Student Affairs Professionals (CNS 577)

Managing finances is a very important instrument that should be demonstrated on a daily basis by all students, and also any individual that is working full-time and has a set of expenses that must be paid. Creating a budget helps college students resist physical, mental, and emotional stress. Knowing how to budget your expenses will teach students how to be responsible, how you view money, and the true value of a dollar. Credit cards are also a potential stressor for students. Nellie Mae, a student loan provider, finds that 83% of undergraduates have at least one credit card and the ...


Student Debt [Brochure And Video], John Roberts, Timothy Popma Jul 2011

Student Debt [Brochure And Video], John Roberts, Timothy Popma

Counseling Concepts and Applications for Student Affairs Professionals (CNS 577)

Research has proven that over the course of a student’s higher education career, individuals will become debt tolerant (Zhang and Kemp, 2009, p. 28). Being that students are becoming debt tolerant, more and more debt is taken from government aid or private loans to fund students through college. Currently, the national student debt amount is over $950 billion. Mark Kantrowitz, a publisher of FinAid.org, states, “national student debt increases $2853.88 every second.” Unfortunately, student debt has not only accrued from education alone. Students are using student loan refunds and credit cards to finance the high standard of ...