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Iowa State University

Family and consumer sciences education

Economics

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Full-Text Articles in Education

Unsecured Debt And Early Saving For Retirement By Recent Female College Graduates , Pamela J. Bennett Jan 2006

Unsecured Debt And Early Saving For Retirement By Recent Female College Graduates , Pamela J. Bennett

Retrospective Theses and Dissertations

The purpose of this study was to investigate unsecured debt and the practice of saving early for retirement by recent female college graduates. An electronic survey was conducted to assess graduates from the calendar years 1994--2004. An over-sampling of Family and Consumer Sciences majors was conducted for comparison. The amount of debt, amount of retirement savings, attitudes toward retirement, and expectations toward retirement were investigated. The study was grounded in the Theory of Reasoned Action and the findings supported the theoretical construct;The study revealed lower than national average amounts of student loan debt and a slightly larger than national ...


Role Management Strategies Of Bed And Breakfast Operators In New York State , Margaret Dansbury Howe Jan 1989

Role Management Strategies Of Bed And Breakfast Operators In New York State , Margaret Dansbury Howe

Retrospective Theses and Dissertations

The major purposes of this study were to describe families operating bed and breakfast operations in New York State, explore family coping behaviors used by bed and breakfast operators, and examine factors affecting life satisfaction. Results were analyzed from responses of 174 bed and breakfast operators to a questionnaire that elicited data on coping behaviors, demographics, time management, and life satisfaction. Mean scores of coping behaviors indicated that bed and breakfast operators appear to employ most frequently coping behaviors in the maintaining perspective/reducing tension coping pattern. These behaviors reflect a strong positive belief system for the lifestyle. The results ...