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Full-Text Articles in Education

At What Cost? The Ethics Of Student Debt, Kevin D. Gecowets Jun 2017

At What Cost? The Ethics Of Student Debt, Kevin D. Gecowets

The Siegel Institute Journal of Applied Ethics

This paper summarizes recent research into the cost of higher education, and specifically the effects of growing student debt loads. It explores the utility of debt related to access to degree programs, entry into the job market, and economic impact in later life. It is not an economic analysis of higher education financing, but a consideration of the costs and benefits of education financing today. The central ethical consideration of “who benefits” applied to the current state of play in higher education financing leads to the questions: With constantly rising debt loads for individual students and the general population, is …


A Transcendental Phenomenological Study Of Financial Literacy And Student Loan Debt Of Female Graduate Students, Melissa Begich May 2017

A Transcendental Phenomenological Study Of Financial Literacy And Student Loan Debt Of Female Graduate Students, Melissa Begich

Doctoral Dissertations and Projects

The purpose of this transcendental phenomenological study was to understand the level of financial literacy of women with higher education degrees with student loan debt. The definition of financial literacy is an understanding of the impact of accumulating student loans to pay for education expenses. This study seeks to understand the experience by using the following four research questions: (1)When first obtaining student loans, what information was received regarding the loan process and expectations once no longer in school? (2) What contributing factors influenced participants’ decisions to take on student loans? (3) What obstacles and/or resources do participants believe would …


Financial Management Issues Of College-Aged Students: Influences And Consequences, Katharine N. Widener Apr 2017

Financial Management Issues Of College-Aged Students: Influences And Consequences, Katharine N. Widener

Selected Honors Theses

College students have acquired a reputation of irresponsibility and impulsivity, which has contributed to the perception that they are poor managers of money. This researcher sought to establish a clearer picture of the full story behind how college students handle their finances through a comprehensive literature review. Several searches were conducted on the topics of college students, finances, money management, debt levels, and other related terms. Scholarly articles were analyzed for common themes and research patterns, and the various strings of research identified were categorized into three main headings: Financial situation, financial influences, and financial consequences. The three major headings …


Higher Education Costs And The Excelsior Scholarship: Who Pays, And Who Receives?, Anirudh Sanjay Hungund Jan 2017

Higher Education Costs And The Excelsior Scholarship: Who Pays, And Who Receives?, Anirudh Sanjay Hungund

Senior Projects Fall 2017

Senior Project submitted to The Division of Social Studies of Bard College.


Consolidated Energy: Hillary Clinton And The 2016 U.S. Presidential Campaign, David Gabbard Jan 2017

Consolidated Energy: Hillary Clinton And The 2016 U.S. Presidential Campaign, David Gabbard

Curriculum, Instruction, and Foundational Studies Faculty Publications and Presentations

The one on a one-dollar bill signifies a quantitive measure of that one’s symbolic energy – what we would normally call its value. In the absence of energy, life cannot form. Just as nature abhors a vacuum, we learn to abhor a debt. This understanding of value and debt informs the larger framework of analysis used to examine the seemingly never ending U.S. Presidential campaign of 2016. While many argue that Hillary Clinton represented the maintenance of the status quo, this paper points to evidence supporting a different conclusion. In the first place, to what status quo could they be …