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Old Dominion University

Educational Administration and Supervision

2016

Financial literacy

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Full-Text Articles in Education

The Perception Of The Value Added From Accruing Student Debt To Earn A Degree Or Graduate Certificate From A Public Institution Of Higher Education: A Descriptive Study, William L. Nuckols Apr 2016

The Perception Of The Value Added From Accruing Student Debt To Earn A Degree Or Graduate Certificate From A Public Institution Of Higher Education: A Descriptive Study, William L. Nuckols

Educational Foundations & Leadership Theses & Dissertations

Student loan debt has had a tremendous impact on higher education over the past 45 years. Over that timeframe, federal student loan dollars have increased by more than 800%. This dissertation examines the perception of value that has been added to the lives of graduates by using student loans to finance their degree or graduate certificate. Literature on the subject has focused primarily on the rising costs associated with earning a college education, and the continuous increase in the average amount of student loan debt that graduates carry into their careers. A researcher-generated survey was administered to 6 years of …