Education Commons^™

G93-1163 Choosing A Financial Planner, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication questions your need for a financial planner, costs involved, explains financial plans, offers criteria for selecting a planner and offers suggestions on how to register complaints regarding a financial planner.

A financial planner is not someone who tells you what to do with your money. A planner is someone who is a money coach, trained to draw up a financial game plan with your help and information, and who is there when advice is needed.

G93-1162 Financial Planning, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide discusses the importance of financial planning, the results of not planning finances, and the important steps to take in making a financial plan.

Achieving financial security in today's rapidly changing world requires more than earning an adequate income. Making sound decisions about managing financial resources is essential if financial success and security is to be attained. Financial planning refers to this decision making process.

Financial planning is the continuing process of decision making about obtaining, protecting, and using financial resources throughout life. Financial planning means developing and implementing plans to meet defined financial goals and objectives.

Financial goals …

G93-1164 About Money And Children, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

Money takes on a new meaning when there are children in the family. Parents realize the added pressure on the family's income to cover more wants and needs. They also feel and express a concern for helping their children develop healthy, positive attitudes about money.

Attitudes and habits about money are learned at an early age. Very young children begin to learn about money by observing how their parents feel about money and react to it. They notice whether parents argue or discuss calmly how money is to be spent, who pays the bills, and who keeps the records. This …

G93-1161 Investment Alternatives...For The Beginner, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication discusses risks associated with investing, and then gives a brief introduction to 21 investment alternatives. The alternatives are classified into seven types of investments.

Risks Associated With Investing

There are many types of risk involved with investments. Let's consider two types: investment risk and purchasing power risk.

Investment risk is the probability that the actual return on an investment will be different from what you expect. This is the type of risk one usually thinks of when considering investments. For example, CD's and EE savings bonds are considered safe investments because the probability that the actual return on …

G93-1160 Investment Basics...For The Beginner, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

Investing is a complex and ever-changing field. Consequently, most of us, even those involved in the investment field, occasionally are confused. This publication defines the difference between saving and investing, considers some financial requirements you need to meet before you start to invest, helps you define just what type of investor you are, gives advice on choosing an investment adviser, and offers some investment tips for beginning investors.

Savings and Investments

To help clarify just what is being discussed when talking about investing, let's define two terms. Saving is money set aside for future use while investing is money set …

G93-1165 Essentials Of A Home Business Center, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication outlines the equipment, storage space and supplies needed to set up a well-equipped home business center at a reasonable cost.

A business center doesn't have to be elaborate. But, to be adequate it should...

be located in a convenient, comfortable area of the home;

provide necessary equipment, supplies, papers, records and references; and

have good light.