Education Commons^™

Heg79-104 Auto Insurance Insights, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication examines the basics of auto insurance.

Transportation costs are the third largest expense category for the average family, claiming up to 20 percent and more of family take-home pay. One of the liveliest topics of conversation is the high cost of auto insurance coverage and ways to cut premium costs.

Heg79-103 Homeowners Insurance Insights, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication provides basic information about homeowners insurance.

Most of us have property we want to protect against unknown dangers that might damage or destroy it. Homeowners or renters insurance can provide that protection. These policies include both property and liability insurance. They usually exclude motor vehicles for recreational or highway use.

The properties covered and the perils those properties can be insured against are listed in the policy. Your house, garage, and other structures on your lot are covered. Personal properties including household contents and other personal belongings are covered up to specified limits. Perils are listed under various …

Heg79-102 Health And Disability Insurance Insights, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This publication covers the basics of health and disability insurance.

Good health is one of the personal goals of almost every individual or family. Because health is so important to a person's plans, providing for good health care--at a reasonable cost--is a major concern.

About 85 percent of the non-institutionalized population in the United States has some form of health insurance. Approximately three-fourths of those people covered are covered through group health insurance policies.

In the past 20 years medical costs have increased rapidly because of an increased demand for medical care by our health-conscious society, a shortage of doctors, …

Heg79-101 Insurance -- What Kind Do You Need?, Kathleen Prochaska-Cue

University of Nebraska-Lincoln Extension: Historical Materials

This NebGuide examines various types of risks and the need for insurance.

Have you spent time recently with an insurance agent who was trying to explain an old policy or to sell you a new one? Perhaps you felt you didn't know which questions to ask about what you were signing, or how the policy would pay in an emergency.

Most people would like to better understand insurance terms and the reasons for buying insurance. Before you visit with an agent, you will want to answer some basic questions about an insurance purchase that is adequate for your situation.