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Full-Text Articles in Education
Impact Of Financial Literacy And Financial Capability On Students' Self-Efficacy, Darren Scott
Impact Of Financial Literacy And Financial Capability On Students' Self-Efficacy, Darren Scott
Dissertations
Low-income, first-generation college students experience unique obstacles in their pursuits of a college degree. One of the biggest stressors that exist within this population is financial stress which has led to money being the number one reason students do not persist to graduation. Despite this being one of their biggest stressors, many higher education institutions do not put an emphasis on financial literacy initiatives that research has shown can help alleviate this type of stress. This mixed methods study explores the impact financial literacy and financial capability has on a students’ self-efficacy. This research is guided by Albert Bandura’s Self-Efficacy …
Addressing First-Generation College Students’ Gap In Financial Literacy Through The First-Year Seminar, Mary G. Wright
Addressing First-Generation College Students’ Gap In Financial Literacy Through The First-Year Seminar, Mary G. Wright
Culminating Experience Projects
There is a gap in the financial literacy of first-generation college students. Research on first-generation college students and their unique barriers to financial resources, financial literacy, financial aid, and first-year seminars is reviewed. Research indicates that higher education funding, first-generation students’ intersecting identities, and the unique barriers related to their identities impact first-generation college students’ ability to succeed in higher education. A first-year seminar is proposed with financial literacy topics threaded throughout the entirety of the course and a financial literacy unit to address the gap in financial literacy. First-generation college students graduate at disproportionately low rates in comparison to …
An Examination Of The Impact Of Student Loan Debt On Alumni Giving, Ashley N. Nickell, Molly B. Hurley
An Examination Of The Impact Of Student Loan Debt On Alumni Giving, Ashley N. Nickell, Molly B. Hurley
Dissertations
This study examined the effect of student loan debt on alumni’s willingness and ability to donate to their alma mater, including other identity-based motivating factors associated with an alumnus’ decision whether or not to donate. Participants of this study were recent (2015-2020) graduates of a doctoral program in the healthcare field in the Midwest, and were purposefully selected to answer questions regarding their income, loan debt, decision to give in monetary or non-monetary ways, and financial literacy education/financial preparedness. Data were gathered from virtual interviews that were transcribed and coded for emergent themes. The findings revealed that the majority of …
Getting Ahead Of The Game: Financial Fundamentals For Prospective College Students, Dia Taliaferro
Getting Ahead Of The Game: Financial Fundamentals For Prospective College Students, Dia Taliaferro
West Chester University Master’s Theses
As the cost of college and student loan debt increase, there is also a concern with the lack of financial literacy from Black low-income students. Students are eager to attend college and obtain a college degree, yet they are barely prepared academically and financially. Not only are students unaware of the total cost to attend college but their support system (parents/guardian and family) are also not familiar with the basic financial fundamentals to prepare for higher education. The purpose of this thesis is to examine the influences and resources available to Black low-income students. Colleges and universities can support prospective …
Factors Contributing To Student Loan Debt, Cynthia Fitzthum
Factors Contributing To Student Loan Debt, Cynthia Fitzthum
Culminating Projects in Higher Education Administration
The costs of higher education continue to rise each year and students are faced with increasing levels of tuition and fees to obtain their degrees. With research showing the benefits of post-secondary degrees, it is important for institutions to educate students on financial literacy and loan choices to ensure they are informed consumers. Using qualitative research, this study focuses on St. Cloud State University students to understand how a regional comprehensive institution can proactively work to help students through the student loan process by examining factors that contribute to student loan debt.
A Study Of Undergraduate Personal Finance Courses At Public Universities In The Pacific Northwest Using An Action Research Approach, Melody Bell
CUP Ed.D. Dissertations
The purpose of this action research study was to examine undergraduate personal finance course instruction with a specific focus on student loan debt instruction at public universities in Oregon. This study focused on the central research question: What is the scope, sequence, and emphasis on the curriculum in undergraduate financial education courses and how could it be improved? Four personal finance professors from four public universities in Oregon participated in the study; with one of the universities serving as the focus. The first stage after the proposed study was to audit the personal finance course at the focus university. The …