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2003

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Full-Text Articles in Insurance

Why Not Rms In In Insurance Agencies?, Zachary S. Finn Dec 2003

Why Not Rms In In Insurance Agencies?, Zachary S. Finn

Scholarship and Professional Work - Business

Comments on the significant role played by risk managers in the insurance industry as well as in companies which have limited or no knowledge as to what risk management is.


Handwritten Note, Marilou To Michael Kucsak, Re: Attached Info About Bobby Ross, With 4 Attachments, Blue Cross And Blue Shield Of Florida, Inc. Oct 2003

Handwritten Note, Marilou To Michael Kucsak, Re: Attached Info About Bobby Ross, With 4 Attachments, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Handwritten Note, Marilou to Michael Kucsak, re: attached info about Bobby Ross, with 4 attachments: Letter: Lynn Gregory and Family to Mr. Cassady, re: Thanksgiving basket thank you, Profile Article: “Spotlight”, Article: “Blanket Man covers homeless with care”, and Certificate: Federal Employee Program Medical Operations Team Volunteer- Bobby Ross. Box 41, Folder 504.


Perspectives Fall 2003, Blue Cross And Blue Shield Of Florida, Inc. Oct 2003

Perspectives Fall 2003, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Fall 2003 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Fall 2003. Box: 9 Folder: 69


Blue Support For Aging Well, Blue Cross And Blue Shield Of Florida, Inc. Jul 2003

Blue Support For Aging Well, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A program mailed to members about discount offers and programs and Blue Support for Aging Well. Box 22, Folder 281


Florida’S Medicaid And Schip Funding- Joan Alker, Georgetown Health Policy Institute, Blue Cross And Blue Shield Of Florida, Inc. Jul 2003

Florida’S Medicaid And Schip Funding- Joan Alker, Georgetown Health Policy Institute, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Florida’s Medicaid and SCHIP Funding- Joan Alker, Georgetown Health Policy Institute. Box 47, Folder 593.


Direct Market Operations- New Scheduling Systems, Blue Cross And Blue Shield Of Florida, Inc. Jul 2003

Direct Market Operations- New Scheduling Systems, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Direct Market Operations- New Scheduling Systems from July 8, 2003. Box 46, Folder 575.


Insuring Eggs In Baskets, Chad E. Hart, Dermot J. Hayes, Bruce A. Babcock Jul 2003

Insuring Eggs In Baskets, Chad E. Hart, Dermot J. Hayes, Bruce A. Babcock

CARD Working Papers

The vast majority of crop and revenue insurance policies sold in the United States are single-crop policies that insure against low yields or low revenues for each crop grown on a particular farm. This practice of insuring one crop at a time runs counter to the traditional risk management practice of diversifying across several enterprises to avoid putting all of ones eggs in a single basket. This paper examines the construction of whole-farm crop revenue insurance programs to include livestock. The whole-farm insurance product covers crop revenues from corn and soybeans and livestock revenues from hog production. The results show ...


Perspectives Summer 2003, Blue Cross And Blue Shield Of Florida, Inc. Jul 2003

Perspectives Summer 2003, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Summer 2003 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Summer 2003. Box: 9 Folder: 69


Perspectives Spring 2003, Blue Cross And Blue Shield Of Florida, Inc. Apr 2003

Perspectives Spring 2003, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Spring 2003 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Spring 2003. Box: 9 Folder: 69


Florida Blue-Ppo Edition, Spring 2003, Blue Cross And Blue Shield Of Florida, Inc. Apr 2003

Florida Blue-Ppo Edition, Spring 2003, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Florida Blue-PPO Edition from Spring 2003. Box 22, Folder 289.


The Rise In The Disability Rolls And The Decline In Unemployment, Mark Duggan, David H. Autor Feb 2003

The Rise In The Disability Rolls And The Decline In Unemployment, Mark Duggan, David H. Autor

Health Care Management Papers

Between 1984 and 2001, the share of nonelderly adults receiving Social Security Disability Insurance income (DI) rose by 60 percent to 5.3 million beneficiaries. Rapid program growth despite improving aggregate health appears to be explained by reduced screening stringency, declining demand for less skilled workers, and an unforeseen increase in the earnings replacement rate. We estimate that the sum of these forces doubled the labor force exit propensity of displaced high school dropouts after 1984, lowering measured U. S. unemployment by one-half a percentage point. Steady state calculations augur a further 40 percent increase in the rate of DI ...


Beware Of The Ides Of March: The Demise Of Hih Insurance, Bonnie Buchanan, Tom Arnold, Lance Nail Jan 2003

Beware Of The Ides Of March: The Demise Of Hih Insurance, Bonnie Buchanan, Tom Arnold, Lance Nail

Finance Faculty Publications

Despite differences in corporate governance systems in the United States and Australia, the corporate governance failures that led to each country’s largest bankruptcy are strikingly similar. WorldCom in the United States and HIH Insurance in Australia were both created by a rapid series of major acquisitions, failed after their last major acquisitions, and attempted to hide their declining performance with aggressive and/or fraudulent accounting practices. In this paper we present a clinical examination of the corporate governance failures that led to the demise of HIH Insurance and show that corporate governance failures are not endemic to the existing ...


Message Deleted? Resolving Physician-Patient E-Mail Through Contract Law, Michael Mccann Jan 2003

Message Deleted? Resolving Physician-Patient E-Mail Through Contract Law, Michael Mccann

Law Faculty Scholarship

This article examines the impact of e-mail on the physician-patient relationship, and how contract law can resolve the uncertainties incumbent in this nascent form of communication. Significantly, courts have yet to indicate when the physician-patient relationship begins by e-mail, or to what extent e-mail affects the duties of the relationship. Instead of waiting for judicial guidance, physicians and patients can employ specialized contracts to clarify the role that e-mail plays in their relationship. As a result, more physicians and patients will regard e-mail correspondence as a valuable means of communication, and a tool for improving the quality of health care ...


Brochure: Flexible Individual Coverage For Every Stage Of Life, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

Brochure: Flexible Individual Coverage For Every Stage Of Life, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A brochure about Flexible individual Coverage for every stage of life. Box 25, Folder 322.


Perspectives Winter 2003, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

Perspectives Winter 2003, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Winter 2003 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Winter 2003. Box: 9 Folder: 69


Manual: The Blue Foundation For A Healthy Florida – 2003-2004 Media Coverage, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

Manual: The Blue Foundation For A Healthy Florida – 2003-2004 Media Coverage, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A Blue Foundation for a healthy Florida Manual for 2003-2004 Media coverage. Box 28, Folder 377.


2003 Blue Cross And Blue Shield Of Florida Report To The Community And Blue Foundation Annual Report, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

2003 Blue Cross And Blue Shield Of Florida Report To The Community And Blue Foundation Annual Report, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report to the community for 2003 detailing Blue Cross of Florida's The Blue Foundation for a Healthy Florida's charitable initiatives, community involvement, business operations, financial assets and expenditures, and executive leadership. Box 33, Folder 406


2003 Educational Programs: A Listing Of Blue Cross And Blue Shield Association Programs, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

2003 Educational Programs: A Listing Of Blue Cross And Blue Shield Association Programs, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Listing of 2003 conferences, training and educational programs hosted by Blue Cross and Blues Shield Association (BCBSA). Includes January 21, 2003 Memorandum from Paul Canchester to Blue Cross and Blue Shield Plan Executives, regarding BCBSA Conferences. Also includes, Executive Leadership Forum: A Blue Cross and Blues Shield Association Executive Program. Box: 11 Folder: 118


Diversity Week 2003: Building Skills For A Changing Marketplace, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

Diversity Week 2003: Building Skills For A Changing Marketplace, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Diversity Week 2003 schedule. Box: 11 Folder: 118


2003-2004 Corporate Directory, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

2003-2004 Corporate Directory, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2003-2004 corporate directory. Box: 12 Folder: 130


2003 Compass Calendar, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

2003 Compass Calendar, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2003 calendar printed for Blue Cross and Blue Shield of Florida employees. Box: 14 Folder: 155


The Changing Nature Of Long-Term Care In Maine, Paul Saucier, Julie Fralich Jan 2003

The Changing Nature Of Long-Term Care In Maine, Paul Saucier, Julie Fralich

Maine Policy Review

The increase in the proportion of older adults, many with one or more chronic medical conditions, will increase the demand for long-term care. Paul Saucier and Julie Fralich discuss the socio-demographic factors affecting long-term care policy, and describe various state and federal options for providing and financing long-term care. They note that Maine’s long-term care system has so far been able to absorb considerable growth in people by serving increasing numbers in lower-cost settings. Cost sharing has been introduced, and tax policy has been changed to provide incentives for long-term care insurance. Policymakers must now consider whether the current ...


Dirigo Health: A Small Business Perspective, Deborah Cook Jan 2003

Dirigo Health: A Small Business Perspective, Deborah Cook

Maine Policy Review

In her commentary Deborah Cook, executive director of the Maine Small Business Alliance, discusses Dirigo Health from the viewpoint of small businesses, whose employees and families, along with the self-employed, represent the largest proportion of uninsured in Maine’s population. She notes that rising costs of health care and insurance are a major threat to the viability of small businesses.


Dirigo Health, Sharon Anglin Treat, Michael Brennan, Ann Woloson Jan 2003

Dirigo Health, Sharon Anglin Treat, Michael Brennan, Ann Woloson

Maine Policy Review

Maine’s pioneering Dirigo Health program aims at reducing health care costs, improving quality, and increasing access by providing health insurance coverage to all of Maine’s currently uninsured population. State senators Sharon Treat and Michael Brennan and co-author Ann Woloson provide an overview of the components, structure and financing of the program. They discuss some of the challenges and opportunities posed in Dirigo Health’s implementation, and give an insider’s perspective on the process by which the program was enacted.


Dirigo Health: Its Opportunities And Obstacles, Godfrey Wood Jan 2003

Dirigo Health: Its Opportunities And Obstacles, Godfrey Wood

Maine Policy Review

No abstract provided.


The Challenge Of Preserving And Expanding Affordable Health Care In Maine, Wendy Wolf Jan 2003

The Challenge Of Preserving And Expanding Affordable Health Care In Maine, Wendy Wolf

Maine Policy Review

Maine’s health care system is in crisis. The state’s health care expenditures represent the third highest percentage of Gross Domestic Product in the nation; state health care spending is projected to top $11 billion per year, or $8,291 per person per year, over the next seven years; businesses in Maine pay 12-23% more for coverage than the national and New England state averages; and, the state’s uninsured and vulnerable populations continue to grow. In this article, Wendy Wolf charts the rising cost of health care in Maine and the implications of these costs for all Mainers ...


Corporate Services, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

Corporate Services, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2003 corporate services brochure, printed to provide a brief description of each area of the Corporate Service Group. Includes February 17, 2003 Blue Cross and Blue Shield of Florida at a Glance. Box: 13 Folder: 151


2003 Employee Benefits Program Slideshow Presentation, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

2003 Employee Benefits Program Slideshow Presentation, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2003 Employee Benefits Program Slideshow Presentation. Box 46, Folder 569.


The Blue Foundation Request For Proposals Winter 2003, Blue Cross And Blue Shield Of Florida, Inc. Jan 2003

The Blue Foundation Request For Proposals Winter 2003, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

The Blue Foundation Request for Proposals from Winter 2003. Box 31, Folder 393.


Blue Cross And Blue Shield Of Florida Annual Report: 2003, Blue Cross Of Florida, Inc. Jan 2003

Blue Cross And Blue Shield Of Florida Annual Report: 2003, Blue Cross Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report for 2003 detailing Blue Cross of Florida's business operations, financial assets and expenditures, and executive leadership. Box 44, Folder 554