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Full-Text Articles in Insurance

Not Every Risk Manager Needs To Become An Erm, Zachary S. Finn Dec 2011

Not Every Risk Manager Needs To Become An Erm, Zachary S. Finn

Zachary S. Finn

The author reflects on the responsibilities of risk managers in fulfilling their important role in insurance companies. He asserts that traditional risk managers needs to be part adjuster, part attorney, part underwriter, part risk-finance professional and part loss-control engineer. With such profound task, he contends that risk managers can perform their vital role in the organization without the need of becoming an enterprise risk manager.


What Do You Charge? It Depends., Zachary S. Finn Dec 2011

What Do You Charge? It Depends., Zachary S. Finn

Zachary S. Finn

Explores pricing variables for risk management service fees. Client's risk management service needs; Level of investment needed to meet the clients' risk management needs; Measurement of the return on investment.


Why Not Rms In In Insurance Agencies?, Zachary S. Finn Dec 2011

Why Not Rms In In Insurance Agencies?, Zachary S. Finn

Zachary S. Finn

Comments on the significant role played by risk managers in the insurance industry as well as in companies which have limited or no knowledge as to what risk management is.


Spoiled Brands: Protecting Your Company's Goodwill And Assets From Food Contamination Claims, Zachary S. Finn, Timothy Anderson, Donald Lund Dec 2011

Spoiled Brands: Protecting Your Company's Goodwill And Assets From Food Contamination Claims, Zachary S. Finn, Timothy Anderson, Donald Lund

Zachary S. Finn

For most people, going to a restaurant ends with a sense of satisfaction and enjoyment, not sickness and the possibility of death. This is also true when purchasing products at a local grocery store. However, recent events have cast doubt on the safety of America’s food supply. The issue facing risk managers is how to reduce these escalating risks and manage any unfortunate outcomes. The cost of food contamination can be devastating to a business financially, and can result in both direct losses related to product recall expenses and indirect losses such as lost reputation and goodwill. By reducing ...