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Perspectives Winter 2001, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Winter 2001 employee newsletter published quarterly for employees of Blue Cross and Blue Shield of Florida. Includes Brand Matters, Winter 2001.

Fitting Loss Distributions In The Presence Of Rating Variables, Farrokh Guiahi

Journal of Actuarial Practice (1993-2006)

This paper focuses on issues and methodologies for fitting alternative statistical models-parametric probability distributions-to samples of insurance loss data. The interactions of loss distributions, deductibles, policy limits, and rating variables in the context of fitting distributions to losses are discussed. Fitted loss distributions serve an important function in pricing insurance products. The methodology developed in this paper is applied to a sample of insurance loss data that has the lognormal as the underlying loss distribution.

A Sensitivity Analysis Of The Premiums For A Permanent Health Insurance (Phi) Model, Ben D. Rickayzen

Journal of Actuarial Practice (1993-2006)

This paper presents an analysis of the parameters used in a multi-state model for permanent health insurance (PHI). The model is a simplification of that used in the United Kingdom. To avoid using duration dependent probabilities, the model splits the sick state into several sub-states to act as a proxy for duration spent in a particular state. This enables a Markov approach to be adopted. Lapses are incorporated within the model, and the net premium for a particular policy is tested for sensitivity to the various parameters used, including their interaction with the lapse rate. One of our conclusions is …

Journal Of Actuarial Practice, Volume 9 (2001), Colin Ramsay , Editor

Journal of Actuarial Practice (1993-2006)

(The complete issue, including) ARTICLES

Analyzing Management Fees of Pension Funds: A Case Study of Mexico • Tapen Sinha 5

Premium Earning Patterns for Multi-Year Policies with Aggregate Deductibles • Thomas Struppeck 45

Exponential Bonus-Malus Systems Integrating A Priori Risk Classification • Lluis Benmidez, Michel Denuit, and Jan Dhaene 67

Fitting Loss Distributions in the Presence of Rating Variables • Farrokh Guiahi 97

Linear Empirical Bayes Estimation of Survival Probabilities with Partial Data • Mostafa Mashayekhi 131

Controlling the Solvency Interaction Among a Group of Insurance Companies • Alexandros Zimbidis and Steven Haberman 151

A Sensitivity Analysis of the Premiums …

Premium Earning Patterns For Multi-Year Policies With Aggregate Deductibles, Thomas Struppeck

Journal of Actuarial Practice (1993-2006)

MUlti-year policies with large aggregate deductibles or multiple triggers raise some interesting issues about the correct amount of unearned premium reserve that a company should carry. Examples in this paper illustrate some of the difficulties that arise when trying to establish such reserves. The basic approach taken here is that the pure premium portion of the unearned premium reserve should always be adequate to cover the remaining risk. This approach, however, can lead to some unusual and controversial earning patterns; there are even situations where a negative premium is earned. In addition, the earning pattern for a particular loss scenario …

Linear Empirical Bayes Estimation Of Survival Probabilities With Partial Data, Mostafa Mashayekhi

Journal of Actuarial Practice (1993-2006)

In this paper we consider linear empirical Bayes estimation of survival probabilities with partial data from right-censored and possibly left-truncated observations. Such data are produced by studies in which the exact times of death are not recorded and the length of time that each subject may be under observation cannot exceed one unit of time. We obtain asymptotically optimal linear empirical Bayes estimators, with respect to the squared error loss function, under the assumption that the probability of death under observation in a unit time interval is proportional to the length of observation. This assumption is sometimes implied by Balducci's …

Controlling The Solvency Interaction Among A Group Of Insurance Companies, Alexandros Zimbidis, Steven Haberman

Journal of Actuarial Practice (1993-2006)

Pooling of risks is an efficient risk management technique used by large employee benefit schemes of multinational companies to self-insure their retirement and other benefit obligations. This technique forms a basis for formulating a general control theoretic model for the interaction between insurance companies within a pooling network. The objective of these insurance companies is to avoid insolvency yet maintain stable premium and surplus processes. A general control system of equations that is used as a model for the interaction of m insurance companies within the network is first analyzed. An analytic solution is provided. Questions concerning the stability and …

Manual: Part Two: The Blue Foundation For A Healthy Florida – Building A Positive Image: Public Relations Results, Year One 2001-2002, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Manual: The Blue Foundation for a Healthy Florida – Building a Positive Image: Public Relations Results, Year One 2001-2002 (Part Two).

2001 Performance Highlights, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2001 Performance Highlights.

The Shape Of Success: Partners In Education For Business Success, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Partners in Education for Business Success Program brochure. 2001

Written Notes: Carl Demery Part 2, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Part two of written notes about Carl Demery.

Written Notes: Carl Demery, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Written Notes about Carl Demery.

Manual: Part One: The Blue Foundation For A Healthy Florida – Building A Positive Image: Public Relations Results, Year One 2001-2002, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Manual: The Blue Foundation for a Healthy Florida – Building a Positive Image: Public Relations Results, Year One 2001-2002 (Part One).

Blue Cross And Blue Shield Of Florida Annual Report: 2001, Blue Cross Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report for 2001 detailing Blue Cross of Florida's business operations, financial assets and expenditures, and executive leadership.

2001 Blue Cross And Blue Shield Of Florida Report To The Community And Blue Foundation Annual Report, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

Annual company report to the community for 2001 detailing Blue Cross of Florida's The Blue Foundation for a Healthy Florida's charitable initiatives, community involvement, business operations, financial assets and expenditures, and executive leadership.

2001-2002 Corporate Directory, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

2001-2002 corporate directory.

Emerging Trends In Marine Insurance : Is There A Trend Towards Demutualisation Of Mutual Clubs?, Ramasamy Ravichandran

World Maritime University Dissertations

No abstract provided.

Images: Printout “Grant Awards Winter 2001”, The Blue Foundation For A Healthy Florida

Florida Blue Archives Printed Materials

No abstract provided.

Brochure: United Way Report To The Community, United Way Of Northeast Florida

Florida Blue Archives Printed Materials

No abstract provided.