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Full-Text Articles in Insurance

A Mixed-Methods Study: Self-Efficacy And Barriers To Participation In Workplace Wellness Programs, Massiel Perez-Calhoon Apr 2017

A Mixed-Methods Study: Self-Efficacy And Barriers To Participation In Workplace Wellness Programs, Massiel Perez-Calhoon

Dissertations

America needs a healthy workforce to sustain the country. The scourge of obesity continues to plague Americans despite government initiatives such as the Affordable Care Act and wellness programs in the workplace to combat this epidemic. However, despite initiatives to make America healthy, barriers continued to impede the nation’s health. Lack of awareness and sensitivity to what motivates individual participants versus group participants built formidable barriers to accessing all workplace employees equitably. The purpose of this study was twofold. First, the intent of this study was to explore the relationship between self-efficacy and the impact on participation and engagement ...


Giving A Voice To The Powerless: Participatory Monitoring & Evaluation As A Tool For Inclusive Development Through Microfinance, Evan T. Burke Aug 2015

Giving A Voice To The Powerless: Participatory Monitoring & Evaluation As A Tool For Inclusive Development Through Microfinance, Evan T. Burke

Capstone Collection

The greatest experts on the situation of the marginalized peoples of the world are the marginalized communities themselves. This paper explores how participatory monitoring & evaluation can be a powerful tool for giving voices to marginalized communities, ensuring that the voices of beneficiaries and local stakeholders are heard and inform sustainable project design. It analyzes a participatory monitoring and evaluation methodology implemented for women’s credit cooperatives in Gujarat, India by the Human Development & Research Centre, and examines lessons to be learned to design evaluations facilitating inclusive development.

Strategies for the monitoring and evaluation of microfinance have evolved along with the ...


An Assessment Of The Performances Of Several Univariate Tests Of Normality, James Olusegun Adefisoye Mar 2015

An Assessment Of The Performances Of Several Univariate Tests Of Normality, James Olusegun Adefisoye

FIU Electronic Theses and Dissertations

The importance of checking the normality assumption in most statistical procedures especially parametric tests cannot be over emphasized as the validity of the inferences drawn from such procedures usually depend on the validity of this assumption. Numerous methods have been proposed by different authors over the years, some popular and frequently used, others, not so much. This study addresses the performance of eighteen of the available tests for different sample sizes, significance levels, and for a number of symmetric and asymmetric distributions by conducting a Monte-Carlo simulation. The results showed that considerable power is not achieved for symmetric distributions when ...


Balancing Act: Successfully Combining Creativity And Accountability In The Practice Of Marriage And Family Therapy, Nathalie Duque Bello Jan 2015

Balancing Act: Successfully Combining Creativity And Accountability In The Practice Of Marriage And Family Therapy, Nathalie Duque Bello

Department of Family Therapy Theses and Dissertations

The conditions that allowed early MFTs the freedom to creatively explore different interventions and theories of change are no longer available in today’s mental health care system. Although there are many benefits to the structure of managed behavioral healthcare organizations, a thorough review of the literature demonstrates that many therapists working in managed care agencies struggle with maintaining their theoretical creativity, claiming third-party payers’ service requirements and paperwork a barrier to their creativity. A phenomenological transcendental research method was utilized to understand the phenomenon of successfully combining creativity and accountability in the practice of marriage and family therapy from ...


Consumers' Misunderstanding Of Health Insurance., George Loewenstein, Joelle Y Friedman, Barbara Mcgill, Sarah Ahmad, Suzanne Linck, Stacey Sinkula, John Beshears, James J Choi, Jonathan Kolstad, David Laibson, Brigitte C Madrian, John A List, Kevin. G. Volpp Sep 2013

Consumers' Misunderstanding Of Health Insurance., George Loewenstein, Joelle Y Friedman, Barbara Mcgill, Sarah Ahmad, Suzanne Linck, Stacey Sinkula, John Beshears, James J Choi, Jonathan Kolstad, David Laibson, Brigitte C Madrian, John A List, Kevin. G. Volpp

Health Care Management Papers

We report results from two surveys of representative samples of Americans with private health insurance. The first examines how well Americans understand, and believe they understand, traditional health insurance coverage. The second examines whether those insured under a simplified all-copay insurance plan will be more likely to engage in cost-reducing behaviors relative to those insured under a traditional plan with deductibles and coinsurance, and measures consumer preferences between the two plans. The surveys provide strong evidence that consumers do not understand traditional plans and would better understand a simplified plan, but weaker evidence that a simplified plan would have strong ...


The Unanticipated Consequences Of Postponing The Employer Mandate, Mark. V. Pauly, Adam. A. Leive Aug 2013

The Unanticipated Consequences Of Postponing The Employer Mandate, Mark. V. Pauly, Adam. A. Leive

Health Care Management Papers

No abstract provided.


Combining Forces: The Joint Defense Agreement In Civil Litigation, Stephen Messer Dec 2010

Combining Forces: The Joint Defense Agreement In Civil Litigation, Stephen Messer

Stephen Messer

From day one of law school aspiring lawyers are taught that information shared in confidence between a lawyer and his client is confidential. Although all lawyers are well aware of this, surprisingly few know that conversations with a client and someone else's lawyer can also be privileged. This is what happens when a joint defense agreement is created; Joint defense agreements extend the attorney client privilege throughout the entire defense camp in cases where multiple defendants and their counsel have common interests in the litigation. This often overlooked, yet highly effective legal strategy may serve as a valuable tool ...


Ua3/9 Wku Health Care & Wku United Way Campaign, Wku President's Office, Gary Ransdell Sep 2010

Ua3/9 Wku Health Care & Wku United Way Campaign, Wku President's Office, Gary Ransdell

WKU Archives Records

Memo from President Gary Ransdell to the faculty and staff regarding health care benefits and fundraising for the United Way.


Ua3/9 Fall 2009 Midpoint Report, Wku President's Office, Gary Ransdell Oct 2009

Ua3/9 Fall 2009 Midpoint Report, Wku President's Office, Gary Ransdell

WKU Archives Records

Memo from President Gary Ransdell to all faculty and staff regarding events and announcements for Fall semester 2009.


Why Are The Disability Rolls Skyrocketing? The Contribution Of Population Characteristics, Economic Conditions, And Program Generosity, Mark Duggan, Scott. A. Imberman Jan 2009

Why Are The Disability Rolls Skyrocketing? The Contribution Of Population Characteristics, Economic Conditions, And Program Generosity, Mark Duggan, Scott. A. Imberman

Health Care Management Papers

This chapter, which addresses three categories of explanation—the characteristics of individuals insured by the Disability Insurance (DI) program, the state of the economy, and the generosity of program benefits—argues that the growth in DI rolls is likely to continue and perhaps accelerate going forward. The data indicate that the recessions of 1991 and 2001 can explain 24 percent of the growth in DI receipt among men and 12 percent of the growth among women. Changes in health during the past two decades have slowed rather than added to the growth of the DI rolls. DI awards for certain ...


Ua12/2/1 College Heights Herald, Vol. 81, No. 21, Wku Student Affairs Nov 2005

Ua12/2/1 College Heights Herald, Vol. 81, No. 21, Wku Student Affairs

WKU Archives Records

WKU campus newspaper reporting campus, athletic and Bowling Green, Kentucky news. Articles in this issue:

  • Coulter, Amber. Money Missing from Faculty Insurance Fund
  • Coulter, Amber. Parking Initiative to Begin
  • Brandenburg, Katie. Four People Receive Positive Results in TB Skin Tests – Tuberculosis
  • Teague, Hawkins. ‘Simpsons’ Star Nancy Cartwright Keeps Audience Laughing
  • McNamara, Andrew. Bomb Threat Causes Evacuation – Mass Media & Technology Hall (WKU)
  • Equilibrium Point – Enrollment
  • Ashby, Robert. A Man’s Perspective – Girls Gone Wild
  • Dillon, Ryan. Girls Gone Stupid
  • Salsman, Andrew. Rest Room Usage 101
  • Richardson, Kelly. Gary Ransdell Appointed to Equine Education Board
  • Caudle, Leah. Exhibit Sparks Feminist Debate – Libby ...


Ua3/9/1 Wku 2003/2004 Annual Report, Wku President's Office Jan 2004

Ua3/9/1 Wku 2003/2004 Annual Report, Wku President's Office

WKU Archives Records

WKU's annual report regarding academics, faculty/staff performance, economic development, sponsored research, funding, athletics and leadership.


Health Insurance And The Growth In Pharmaceutical Expenditures*, Patricia. M. Danzon, Mark V. Pauly Oct 2002

Health Insurance And The Growth In Pharmaceutical Expenditures*, Patricia. M. Danzon, Mark V. Pauly

Health Care Management Papers

This paper examines the contribution of insurance coverage to the recent unprecedented growth in spending on pharmaceuticals. Trends in drug spending over time closely paralleled the growth in drug coverage. Most of the coverage growth reflects an increase in the number of people with coverage, 65 percent from 1987 to 1996, rather than increased depth of coverage. The direct moral hazard effect of this insurance growth accounts for between one‐fourth and one‐half of the increase in drug spending. Technological change contributed to these changes, because both the flow of new drugs increased the demand for insurance and information ...


Brief 14: Risk Management, New England Resource Center For Higher Education, University Of Massachusetts Boston Sep 2002

Brief 14: Risk Management, New England Resource Center For Higher Education, University Of Massachusetts Boston

New England Resource Center for Higher Education Publications

The development office accepts a gift of a house from a prestigious donor. The faculty has developed and approved a new core curriculum. The institution recently constructed a new campus center. While these circumstances sound no alarms, all involve elements of risk. The welcome gift of the house, later discovered to be contaminated with mold, will involve a costly clean up. A revised curriculum cannot guarantee that the changes will yield the expected results. The construction of a new building has significant implications for maintenance of the physical plant. In a recent meeting NERCHE’s Chief Financial Officers Think Tank ...


Faculty Worklife Study: Part Ii Analysis Of Research/Creative Activity, Service Activity, Support, Salary & Healthcare Benefits, Wku University Senate Mar 2002

Faculty Worklife Study: Part Ii Analysis Of Research/Creative Activity, Service Activity, Support, Salary & Healthcare Benefits, Wku University Senate

University Senate

In March 2002, the WKU University Senate Faculty Welfare & Professional Responsibilities Committee surveyed the Western Kentucky University faculty concerning aspects of their jobs. This study was undertaken, in part, due to concern over the number of faculty leaving the university. Of the possible 614 faculty, 367 responded, making the response rate 59.8%. This report outlines and examines the faculty's responses to the research/creative and service activity sections of this survey as well as the sections dealing with support, salary and healthcare benefits.


Ua3/9/5 Faculty Staff Convocation, Wku President's Office Aug 2001

Ua3/9/5 Faculty Staff Convocation, Wku President's Office

WKU Archives Records

Speech delivered by WKU president Gary Ransdell at fall convocation. He discusses enrollment, budget, tuition, salaries, insurance, administrative reorganization, legislative priorities, construction of Mass Media & Technology Hall and Guthrie Tower, engineering, economic development, information technology and capital campaign.


Does Regulation Drive Out Competition In Pharmaceutical Markets?*, Patricia. M. Danzon, Li-Wei Chao Oct 2000

Does Regulation Drive Out Competition In Pharmaceutical Markets?*, Patricia. M. Danzon, Li-Wei Chao

Health Care Management Papers

Most countries regulate pharmaceutical prices, either directly or indirectly, on the assumption that competition is at best weak in this industry. This paper tests the hypothesis that regulation of manufacturer prices and retail pharmacy margins undermines price competition. We use data from seven countries for 1992 to examine price competition between generic competitors (different manufacturers of the same compound) and therapeutic substitutes (similar compounds) under different regulatory regimes. We find that price competition between generic competitors is significant in unregulated or less regulated markets (United States, United Kingdom, Canada, and Germany) but that regulation undermines generic competition in strict regulatory ...


Ua3/9/5 Opening Faculty & Staff Convocation, Wku President's Office Aug 2000

Ua3/9/5 Opening Faculty & Staff Convocation, Wku President's Office

WKU Archives Records

Speech delivered by WKU president Gary Ransdell at fall convocation. He discusses strategic planning, honors and awards, tuition, recruitment, physical plant, Mass Media & Technology Building, new buildings, capital campaign, employee benefits, student health care and University Senate. Also included are remarks regarding Jody Richards and engineering programs.


Ua3/9/5 Opening Faculty & Staff Convocation, Wku President's Office Aug 1999

Ua3/9/5 Opening Faculty & Staff Convocation, Wku President's Office

WKU Archives Records

Speech delivered by WKU president Gary Ransdell at the fall convocation. He discusses freshman orientation, change, Challenging the Spirit strategic plan, budget and funding model, tuition, new buildings, technology, parking, curriculum, dormitories, Diddle Arena renovations, University Senate and employee benefits.


Ua25/2 Connections, Wku Human Resources Feb 1999

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua25/2 Connections, Wku Human Resources Dec 1998

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua3/9/5 Opening Faculty/Staff Meeting, Wku President's Office Aug 1998

Ua3/9/5 Opening Faculty/Staff Meeting, Wku President's Office

WKU Archives Records

Speech delivered by WKU president Gary Ransdell at his first fall convocation. He discusses priorities, strategic planning, institutional peer group, programs of distinction, campus construction and improvement, traffic and parking, information technology, student compensation, athletics, employee benefits and policies, community relations, fund raising and student recruitment.


Ua25/2 Connections, Wku Human Resources Aug 1998

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua25/2 Connections, Wku Human Resources Jun 1998

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua25/2 Connections, Wku Human Resources Jan 1998

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua25/2 Connections, Wku Human Resources Dec 1997

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua25/2 Connections, Wku Human Resources Oct 1997

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Ua25/2 Connections, Wku Human Resources Aug 1997

Ua25/2 Connections, Wku Human Resources

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.


Tort Liability: A Minefield For Managed Care?, Patricia. M. Danzon Jun 1997

Tort Liability: A Minefield For Managed Care?, Patricia. M. Danzon

Health Care Management Papers

The restructuring of health insurance contracts and health care delivery systems under managed care is the result of competitive attempts to reduce the inefficiencies that developed in medical markets under traditional indemnity insurance. Liability rules that continue to apply norms of customary care threaten to undermine these potential efficiency gains. Liability rules under managed care should treat claims for denial of coverage as contractual disputes, to be brought against health plans as residual claimants. Where contracts are ambiguous, appropriate coverage should be determined using a cost-benefit criterion based on beneficiaries’ willingness-to-pay. Liability claims for negligent care should be permitted only ...


Ua25/2 Connections, Wku Human Relations Jun 1997

Ua25/2 Connections, Wku Human Relations

WKU Archives Records

Newsletter created by WKU Human Resources for the faculty and staff of WKU regarding personnel issues and benefits.