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Full-Text Articles in Business

The Role Of Risk Management Departments In Banking Institutions, Enver Daci Oct 2020

The Role Of Risk Management Departments In Banking Institutions, Enver Daci

UBT International Conference

The topic of risk and risk management is a topic where the interest of academics, field professionals but also ordinary people has increased enormously. When this topic is dealt with in the banking system, the dominant element in the overall financial system of a country, then the interest rate is even higher, especially after the global financial crisis. In the case of the banking system, credit risk is one of the main risks to which the system is exposed. Over the last decades, loans have occupied the main weight among the assets of the banking system. Moreover, in recent years, …


International Economic Factors And Crises, Mirjeta Domniku, Lorik Elezkurtaj Oct 2020

International Economic Factors And Crises, Mirjeta Domniku, Lorik Elezkurtaj

UBT International Conference

Economics is a topic that initially does not arouse curiosity, in appearance it is a profession which seems very routine, in fact with this paper we will try to prove the opposite, so economics is a topic that grips itself with its magic, it is like nature itself because things happen in it even when we do not pay attention. Economic fluctuations also create social fluctuations which lead to potentially dangerous periods of instability, as a result of which we must analyze each crisis with the utmost care in order to prevent it in the future. After reviewing the literature …


Microfinance Credit And Micro Enterprise Development In The Agricultural Sub-Sector Of The Nigerian Economy, Ademola A. Adebisi Sep 2020

Microfinance Credit And Micro Enterprise Development In The Agricultural Sub-Sector Of The Nigerian Economy, Ademola A. Adebisi

Bullion

This study seeks to examine the relevance of micro financing credit loans to Agri-business in Lagos State, Nigeria - the development of Agricultural sub-sector centering the attention to the contribution of the institutions involved in the provision of these credits.It makes a critical review of the performance of microfinance institutions in Nigeria, based on a survey of the Agricultural Credit Guarantee Scheme Fund (a microfinance scheme established to boost the agricultural sub-sector of Nigeria). The study examines the scheme – the institutions involved and analyses the performance using the outreach paradigm via the mixed approach research techniques – qualitative and …


Trade Financing In Emerging Markets, Jamie L. Morris Apr 2020

Trade Financing In Emerging Markets, Jamie L. Morris

Senior Theses

Businesses need capital to initiate trades, drive growth, and produce profit, but unfortunately, not all companies can access to capital easily. Small and medium-sized enterprises (SMEs), although critical to the global economy, typically have trouble funding trades because of a lack of creditworthiness. This problem worsens for SMEs in emerging markets in volatile economies with political instability (“Trade finance and SMEs” 2016, p.11-21). In this study, we analyze how third-party trade finance companies can help finance trades more easily for SMEs in eight (8) emerging markets: Kenya, Rwanda, Ethiopia, Chile, Peru, Thailand, Cambodia, and Indonesia. We use a unique source …


Perceptions Of The Value Of Financial Education In African American Creditworthiness, Melvin Thomas Miller Jan 2020

Perceptions Of The Value Of Financial Education In African American Creditworthiness, Melvin Thomas Miller

Walden Dissertations and Doctoral Studies

Research suggests a disparity for African Americans within the banking system, as they are denied credit at a higher rate than other ethnic groups. The purpose of this phenomenological study was to explore the perceptions of African Americans financial training in regards to qualifying for consumer loans. The conceptual framework was based on seminal theories on credit risk assessment and critical race theory. The research questions were designed to address banking officials' perceptions of financial training and the effectiveness of training in improving African Americans' credit. A phenomenological design was employed with the purposeful sample of 9 banking officials within …


Caracterización Del Fondo De Empleados Colsanitas Fecolsa, David Gerardo Rojas Morales, Nora Liseth Rojas Patarroyo Jan 2020

Caracterización Del Fondo De Empleados Colsanitas Fecolsa, David Gerardo Rojas Morales, Nora Liseth Rojas Patarroyo

Administración de Empresas

No abstract provided.