Open Access. Powered by Scholars. Published by Universities.®
Articles 1 - 2 of 2
Full-Text Articles in Business
Race, Redlining, And Automobile Insurance Prices, Scott E. Harrington, Gregory R. Niehaus
Race, Redlining, And Automobile Insurance Prices, Scott E. Harrington, Gregory R. Niehaus
Faculty Publications
Following Becker's (1993) suggestion that tests for discrimination should attempt to infer whether profits differ for products sold to minorities and nonminorities, this article tests the hypothesis that racial discrimination affects market prices of auto insurance in Missouri. Compared with tests for discrimination in lending markets, our results are less susceptible to bias from omitted variables.Controlling for available demographic and coverage- related factors, we do not find that loss ratios at the zip-code level are negatively related to percent minority population. This finding is inconsistent with the hypothesis that racial discrimination increases premiums relative to expected claim costs for minorities.
Retention Of Administrators In Nursing Homes: What Can Management Do?, Douglas A. Singh, Robert C. Schwab
Retention Of Administrators In Nursing Homes: What Can Management Do?, Douglas A. Singh, Robert C. Schwab
Faculty Publications
Annual turnover among nursing home administrators may be 40% or higher. To investigate the factors that could lead to greater administrator retention, responses to a survey (53% response rate) were analyzed using factor analysis and multiple regression models. Results show that higher retention is observed when administrators are allowed to function independently, are involved in decision making, are treated fairly, and are given reasonable goals to achieve. Organizations must hire administrators whose values match theirs. Multifacility chain organizations and for-profit facilities appear to have a greater need to embrace organizational principles that lead to greater job satisfaction.