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Journal

2004

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Institution
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Articles 1 - 30 of 241

Full-Text Articles in Business

Minerva 2004, The Honors College Dec 2004

Minerva 2004, The Honors College

Minerva

This issue of Minerva includes an article on HON 350: An Introduction to Functional Genomics; an article on the creation and inaugural year of HON 180: A Cultural Odyssey; a profile on Honors alumnus, Charles Stanhope and his 2004 Distinguished Honors Graduate Lecture; and interviews with Allison Kelly, Jessica Hudec, and Jennifer Merchant on their experiences as Honors student-athletes.

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Live Smoke Free Or Die: The Battle For Smoke Free Restaurants In New Hampshire, Jody Hodgdon Dec 2004

Live Smoke Free Or Die: The Battle For Smoke Free Restaurants In New Hampshire, Jody Hodgdon

The University of New Hampshire Law Review

[Excerpt] "The need for a strict statutory scheme prohibiting or effectively segregating tobacco smoke in restaurants and public buildings in New Hampshire is compelling. One evening, during the summer of 2003, I took my wife and daughter to a restaurant in New Hampshire for dinner. When the time came to be seated, the waiter asked if we preferred to be seated in the smoking or non-smoking section. At our request, he led us to the non- smoking section. Over the course of dinner, I considered the irony of why the restaurant even had a non-smoking section. Smoke was coming over …

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Front Matter, Journal Of Microfinance Dec 2004

Front Matter, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

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Realizing Mission Objectives: A Promising Approach To Measuring The Social Performance Of Microfinance Institutions, Katarzyna Pawlak, Michal Matul Dec 2004

Realizing Mission Objectives: A Promising Approach To Measuring The Social Performance Of Microfinance Institutions, Katarzyna Pawlak, Michal Matul

Journal of Microfinance / ESR Review

This paper proposes a new approach for measuring the social performance of microfinance institutions. The key to developing sustainable social performance measurement (SPM) systems and practices is to consider their design from the perspective of the organizational mission. The fact that the SPM system is built on the organizational mission ensures its cost-effectiveness and facilitates its institutionalization. It not only stimulates an MFI to verify the fulfilment of its social mission and to innovate in the search for optimal solutions to address development needs in a given intervention context, but it also can improve its financial condition through client segmentation …

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Foreign Exchange Risk Management Practices Of Microfinance Institution, Peter R. Crabb Dec 2004

Foreign Exchange Risk Management Practices Of Microfinance Institution, Peter R. Crabb

Journal of Microfinance / ESR Review

Foreign exchange risk remains a significant problem for microfinance institutions (MFIs). Many sources of potential funding for MFIs remain untapped due to the high risks of currency devaluation faced by these funding sources. Specifically, debt capital is available for MFIs but foreign exchange risk is a potential deterrent. This paper reviews current practices in the management of foreign exchange risk for and by MFIs. The advantages and disadvantages of these practices are discussed and alternative practices proposed.

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Scoring Arrears At A Microlender In Bolivia, Mark Schreiner Dec 2004

Scoring Arrears At A Microlender In Bolivia, Mark Schreiner

Journal of Microfinance / ESR Review

Can scoring models help microlenders in poor countries as much as they have helped credit-card lenders in rich countries? This paper presents a scorecard that predicts the probability that loans from a microlender in Bolivia will have arrears of 15 days or more. Although arrears in microfinance depend on many factors difficult to include in scorecards, the paper shows that inexpensive, simple-to-collect data does have some predictive power. In micro-finance, scoring will not replace loan officers, but it can flag high-risk cases and act as a cross-check on loan officers' judgment.

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The Transformation Of The Microfinance Sector In India: Experiences, Options, And Future, M. S. Siriaram, Rajesh S. Upadhyayula Dec 2004

The Transformation Of The Microfinance Sector In India: Experiences, Options, And Future, M. S. Siriaram, Rajesh S. Upadhyayula

Journal of Microfinance / ESR Review

This paper discusses the growth and transformation of microfinance organizations (MFO) in India. Issues that have triggered transformation include size, diversity, sustainability, focus, and taxation. Transformation experiences in India are few. To move to the mainstream, non-governmental organizations (NGOs) choose from three popular forms of organizations: non-banking finance companies (NBFCs), banks, and cooperatives. It appears that there is no ideal path for spin-off. Regulatory changes are needed to allow MFOs to graduate to other legal forms as they grow organically. NGOs must be permitted to invest in the equity of MFOs, as is the case in Bolivia and Africa. Norms …

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Impact Of Microfinance Programs On Children's Education: Do The Gender Of The Borrower And The Delivery Model Matter?, Nathalie Holvoet Dec 2004

Impact Of Microfinance Programs On Children's Education: Do The Gender Of The Borrower And The Delivery Model Matter?, Nathalie Holvoet

Journal of Microfinance / ESR Review

This article highlights the effects particular features of microfinance programs have on childhood education. Using data from a South India household survey, the article examines how microfinance impacts schooling and literacy, how credit enters the household, and who brings it in. Regression results show that, in the case of direct bank-borrower credit delivery, it does not matter whether credit enters the household through the mother or the father. However, large differences occur when mothers obtain credit through women's groups. Analysis indicates that combined financial and social-group intermediation leads to higher educational inputs and outputs, mainly for girls. Individual interviewis with …

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Microleasing: The Grameen Bank Experience, Asif Dowla Dec 2004

Microleasing: The Grameen Bank Experience, Asif Dowla

Journal of Microfinance / ESR Review

Grameen Bank was the first microfinance institution (MFI) to introduce microleasing on a large scale. This paper provides a preliminary evaluation of Grameen's leasing program. Instead of providing a full-fledged impact assessment study, we examine the terms and conditions of the leasing program and evaluate its success in terms of outreach, repayment rate, and asset ownership.Analysis of program level data shows that the program is successful in terms of outreach and repayment performance. Through the program, poor men and women have become owners of power tillers, power looms, shallow machines, cellular phones, and even computers. The success of leasing suggests …

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The Experience Of Financial Institutions In The Delivery Of Microcredit In The Philippines, Maria Abigail Carpio Dec 2004

The Experience Of Financial Institutions In The Delivery Of Microcredit In The Philippines, Maria Abigail Carpio

Journal of Microfinance / ESR Review

This paper identifies the characteristic features of the different financial market players involved in the delivery of microcredit in the Philippines and looks into their experiences in addressing the credit demand of the small-borrower market segment, particularly the microenterprise sector. This paper argues that each group of lenders, specifically commercial banks, rural banks, credit-granting NGOs, and an apex financial institution, allocates its funds by establishing its own criteria for assessing the creditworthiness of borrowers and its own mechanisms to avoid borrower default. The delivery of microcredit takes place within an environment where the different financial market players face their own …

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Vol. 06 No. 2 Journal Of Microfinance, Journal Of Microfinance Dec 2004

Vol. 06 No. 2 Journal Of Microfinance, Journal Of Microfinance

Journal of Microfinance / ESR Review

No abstract provided.

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Crm 활성화를 위한 조직관련 요인에 대한 연구, Chan Wook Park Oct 2004

Crm 활성화를 위한 조직관련 요인에 대한 연구, Chan Wook Park

Asia Marketing Journal

No abstract provided.

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소비자-브랜드 관계와 브랜드 충성도에 관한 정성적 연구, Jae Il Kim, Young Seo Kwon, Joon Yong Seo Oct 2004

소비자-브랜드 관계와 브랜드 충성도에 관한 정성적 연구, Jae Il Kim, Young Seo Kwon, Joon Yong Seo

Asia Marketing Journal

No abstract provided.

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종업원 서비스와 점포충성도간의 구조적 관계에 관한 연구, Sung Wook Yoon, Geun Ha Suh Oct 2004

종업원 서비스와 점포충성도간의 구조적 관계에 관한 연구, Sung Wook Yoon, Geun Ha Suh

Asia Marketing Journal

No abstract provided.

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현대카드: 라이프스타일에 따른 차별화 마케팅, Byung Joon Moon, Jae Il Kim, Chang Jo Yoo Oct 2004

현대카드: 라이프스타일에 따른 차별화 마케팅, Byung Joon Moon, Jae Il Kim, Chang Jo Yoo

Asia Marketing Journal

No abstract provided.

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빨래엔 피죤하세요! 도전과 원칙, 그리고 집중의 성공신화, Gang Seog Ryu, Pil Hwa Yoo, Hak Sik Lee Oct 2004

빨래엔 피죤하세요! 도전과 원칙, 그리고 집중의 성공신화, Gang Seog Ryu, Pil Hwa Yoo, Hak Sik Lee

Asia Marketing Journal

No abstract provided.

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트렌드 창출을 통한 삼성물산 래미안의 브랜드 마케팅전략, Jung Ok Jeon, Bong Jin Cho, Myung Sik Lee Oct 2004

트렌드 창출을 통한 삼성물산 래미안의 브랜드 마케팅전략, Jung Ok Jeon, Bong Jin Cho, Myung Sik Lee

Asia Marketing Journal

No abstract provided.

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A Review Of The Americans With Disabilities Act: Accent On Employment Decisions, Gloria Fernandez-Vanzante, Neal Vanzante Oct 2004

A Review Of The Americans With Disabilities Act: Accent On Employment Decisions, Gloria Fernandez-Vanzante, Neal Vanzante

Mountain Plains Journal of Business and Technology

This article focuses on Title I of the Americans with Disabilities Act (ADA), which prohibits discrimination against any qualified individual with a disability in hiring, compensation, promotion, termination, and job opportunities. The article is intended to be a follow up to Professor Cheryl Hein’s article entitled “The Americans with Disabilities Act: Accent on Employment Decisions” that appeared in the Summer 1992 edition of the Central Business Review. The article begins with an overview of the ADA and offers a brief ten-year review of the ADA, as well as a discussion of two recent Supreme Court decisions and reactions to those …

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The Perceptions Of Middle Class Male And Female Consumers Regarding Internet Retailing, Shane R. Premeaux Oct 2004

The Perceptions Of Middle Class Male And Female Consumers Regarding Internet Retailing, Shane R. Premeaux

Mountain Plains Journal of Business and Technology

This study analyzes consumer perceptions regarding Internet retailing. Although there were differences between the attitudes of males and females regarding several aspects of Internet retailing the overall consensus was positive. Most of the perceptual differences were more a matter of intensity than direction. The preferred retail model is a “clicks-and-bricks” approach, where a retailer has a brick-and-mortar store and a companion web site. There was general agreement that a visually stimulating web site, with web pages for each product category, that is easy to navigate, with an effective search procedure enhances Internet shopping. There was also agreement that online shopping …

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Analyzing Washington State's Welfare Program Design, Workfirst, Dan Axelsen, Hal W. Snarr Oct 2004

Analyzing Washington State's Welfare Program Design, Workfirst, Dan Axelsen, Hal W. Snarr

Mountain Plains Journal of Business and Technology

Much debate in the early nineties centered on whether the federal entitlement program Aid for Families with Dependent Children (AFDC) reduced welfare dependency. Many contend that AFDC discouraged work, increased welfare dependency, and undermined the institution of family. Partly in response to these criticisms, welfare was reformed through the Personal Responsibility and Work Reconciliation Act (PRWORA) in 1996. PRWORA modified the primary objectives of welfare by placing more emphasis on work experience accumulation and less on human capital accumulation. Temporary Assistance for Needy Families (TANF) was designed to meet this primary objective. Washington State’s TANF program, WorkFirst, utilizes a progressive …

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Common Forensic Authentication And Non-Repudiation Techniques To Deter Plagiarism, James Frost, Gamewell Gantt Oct 2004

Common Forensic Authentication And Non-Repudiation Techniques To Deter Plagiarism, James Frost, Gamewell Gantt

Mountain Plains Journal of Business and Technology

The issue of academic integrity is a priority in any business school. Student education is one of the principal methods to deter plagiarism. Also, the instructor can direct students in paper preparation by requiring preliminary and final proposals, insisting on retention of source material and guiding the student to appropriate resources. Further, it is equally important for the instructor to use strong techniques to detect and confirm student plagiarism plus an active review of all submissions, not just selected “suspicious” student work. Finally, it is important to use computer forensic techniques to authenticate and avoid non-repudiation of student actions.

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Corporate Responsibility To Provide Work-Family Programs, Susan R. Madsen Oct 2004

Corporate Responsibility To Provide Work-Family Programs, Susan R. Madsen

Mountain Plains Journal of Business and Technology

Defining and determining the responsibility of business organizations to provide and assist employees with work-family programs and initiatives (e.g., employee assistance programs, parental leave extensions, childcare, elder care benefits, flextime, compressed workweek, and telecommuting) is a current critical issue that has ignited controversy during the past few decades. The author argues that work-family programs (at some level) should be a part of every company and should be strongly linked to employer benefits. To expand and implement work-family programs and services in companies today,she argues that training and educating business leaders about work-family options and benefits is the bestsolution. This paper …

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Crisis Planning In The Lodging Industry: A Response To The “It Can’T Happen To Us” Mentality, John E. Spillan, William Crandall Oct 2004

Crisis Planning In The Lodging Industry: A Response To The “It Can’T Happen To Us” Mentality, John E. Spillan, William Crandall

Mountain Plains Journal of Business and Technology

Although the crisis management literature addressing the needs of larger organizations is plentiful, little has been written on this subject concerning the lodging industry. This study examines the perceptions and experiences with crisis events among hotel and motel owners/managers located throughout U.S.In particular, we investigate if concern is generated more from the occurrence of a crisis event or from the presence of a crisis management team. The findings reveal that of the lodging facilities surveyed, 59.8%of the 174 respondents indicated they have a crisis management team, and 74% experienced a crisis of some type within the last three years.This study …

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Message From President Dick Fleischman [2004, Vol. 27, No. 2]; Sanfilippo Silent Auction 2003, Academy Of Accounting Historians Oct 2004

Message From President Dick Fleischman [2004, Vol. 27, No. 2]; Sanfilippo Silent Auction 2003, Academy Of Accounting Historians

Accounting Historians Notebook

No abstract provided.

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Academy Of Accounting Historians Upcoming Events; 2003-2004 Officers, Academy Of Accounting Historians Oct 2004

Academy Of Accounting Historians Upcoming Events; 2003-2004 Officers, Academy Of Accounting Historians

Accounting Historians Notebook

No abstract provided.

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Recognized For Accounting History Education Innovation, Academy Of Accounting Historians Oct 2004

Recognized For Accounting History Education Innovation, Academy Of Accounting Historians

Accounting Historians Notebook

No abstract provided.

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Obituaries; Remembrance Of Michael Chatfield; Recent Donors To Academy Of Accounting Historians Research Centers; Michael Chatfield; Antonie Van Seventer, Academy Of Accounting Historians Oct 2004

Obituaries; Remembrance Of Michael Chatfield; Recent Donors To Academy Of Accounting Historians Research Centers; Michael Chatfield; Antonie Van Seventer, Academy Of Accounting Historians

Accounting Historians Notebook

No abstract provided.

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St. Louis Exposition Of 1904 And The Accountants' Congress, Sept 26-28: Their History Revised For 2004, David A.R. Forrester Oct 2004

St. Louis Exposition Of 1904 And The Accountants' Congress, Sept 26-28: Their History Revised For 2004, David A.R. Forrester

Accounting Historians Notebook

This two-day congress of accountants was held in September, 1904 during the St. Louis International Exposition. The importance of the congress for the federation of certified accountants across the United States is here confirmed. But the opportunities and intellectual challenges exposed at St. Louis, as at earlier European expositions, featured little for these pragmatic practitioners. More seriously for those claiming that an international accounting congress series began at St. Louis, an examination of its planning, agenda and participation reveals an Anglo-Saxon bias which was natural for that time. This bias was countered only by one Dutch accountant who arrived late …

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Academy Of Accounting Historians: Minutes For The Meeting Of The Officers, Trustees, Committee Chairs And Editors, Lexington, Kentucky, April 3, 2004; Minutes For The Meeting Of The Officers, Trustees, Committee Chairs And Editors, Lexington, Kentucky, April 3, 2004, Sandra T. Welch Oct 2004

Academy Of Accounting Historians: Minutes For The Meeting Of The Officers, Trustees, Committee Chairs And Editors, Lexington, Kentucky, April 3, 2004; Minutes For The Meeting Of The Officers, Trustees, Committee Chairs And Editors, Lexington, Kentucky, April 3, 2004, Sandra T. Welch

Accounting Historians Notebook

No abstract provided.

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Accounting Historians Notebook, 2004, Vol. 27, No. 2 (Ocotber) [Whole Issue] Oct 2004

Accounting Historians Notebook, 2004, Vol. 27, No. 2 (Ocotber) [Whole Issue]

Accounting Historians Notebook

Copyright held by: Academy of Accounting Historians

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