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Development Of The Payment Systems: An Economic Need Or A Technological Deed, Heba Mekawy

Future Journal of Social Science

This paper is mainly concerned with showing most of the economic aspects related to both banking transactions, payments, and eventually the payment systems and their development. The economic aspects are discussed on both the macroeconomic and the microeconomic one as well. The discussion in the paper also covers the economic implications of the payment systems and the economic rationale behind their development. The paper has concluded that the economic need of the financial market is the main driver behind the development of payment systems. They also serve as outcomes concerning the well-functioning of the financial market. Thus, the technological development …

محددات هيكل رأس المال في المصارف الأردنية الإسلامية والتقليدية للفترة الزمنية (2003 - 2019) "دراسة قياسية مقارنة" Determinants Of Capital Structure In Islamic And Conventional Jordanian Banks For The Period 2003 To 2019 “Comparative Empirical Study”, Moatasem Alziot, Montaser Alziot, Dalia Ibrahim

Jordan Journal of Islamic Studies

ملخص

تهدفُ هذه الدراسة إلى بيانِ مُحدداتِ هيكل رأس المال في المصارف الأردنية الإسلامية والتقليدية، وذلك خلال الفترة (2003-2019) لتشمل فترة الأزمة المالية العالمية لعام 2008، وقد اختبرت الدراسة أثرَ كلٍّ مِن: (الأرباح الموزعة، والربحيّة، وحجم المصرف، والسيولة، ونسبة كفاية رأس المال، ونمو المصرف) على هيكل رأس المال (ممثلًا بالرفْع المالي)، حيث قُمنا باستخدام أسلوب الانحدار التدريجي (Stepwise Regression). وقد توصّلت الدراسة إلى جُمْلة من النتائج، مِن أهمّها: تم ّقبول نسبة كفاية رأس المال كعامل مؤثر في هيكل رأس المال في جميع نماذج الدراسة؛ لأن هذه النسبة تشكل الأساس الذي تُبنى عليه الثقة المصرفية والتي تُعدُّ أساسًا للعمل المصرفي، كما …

العلاقة بين السيولة والربحية والملاءة في المصارف الإسلامية The Relationship Between Liquidity, Profitability And Solvency In Islamic Banks, Khaled Lafy Alnaif, Kholoud Daifallah Al-Qallab

Jordan Journal of Islamic Studies

This study aims to test and analyze the relationship between liquidity, profitability and solvency in Islamic banks.

For this purpose (48) observations of (6) Asian Islamic banks over the period 2009-2016 were comprised.

The empirical results of regression analysis revealed that there is a statistically significant negative relationship between bank profitability and both of liquidity and solvency. The results also showed that the liquidity has a positive significant relationship with solvency.

The study recommends the need to establish Islamic capital market and Islamic investment instrument to help Islamic banks in solving liquidity surplus and shortage problem.

It also recommends the …