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Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou
Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building In The Us: Policy Innovation And Scientific Research], Michael Sherraden, Li Zou
Center for Social Development Research
Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building in the US: Policy Innovation and Scientific Research]
Overview Of Child Development Accounts In Developing Countries, Jeff Meyer, Rainier D. Masa, Jamie M. Zimmerman
Overview Of Child Development Accounts In Developing Countries, Jeff Meyer, Rainier D. Masa, Jamie M. Zimmerman
Center for Social Development Research
Child Development Accounts (CDAs) as a matter of policy have existed for some time, though predominantly in developed countries. While there are at least a few government social programs with CDA components in the developing world, such policies have yet to gain significant traction. This paper finds that despite this lack of policy movement, CDAs do exist in developing countries in a variety of forms and delivered by a diverse group of institutions. Government-linked institutions (such as savings and post banks); non-governmental institutions (such as credit unions and NGOs); and commercial financial institutions are all innovating in CDA design and …
Tribal Innovations In Children's Accounts, Miriam Jorgensen, Peter Morris
Tribal Innovations In Children's Accounts, Miriam Jorgensen, Peter Morris
Center for Social Development Research
An important frontier in savings policy and research is the effectiveness of accounts at birth. This paper presents ideas and initial findings from the experience of American Indian nations—America’s first asset-builders—with such policies. It describes the motivations for creating “minors’ accounts,” which are offered by approximately 70 tribes. These tribes are the only jurisdictions in the nation to offer universal, unrestricted accounts for children. Increasingly, they also are using conditions and incentives to promote their policy goals. Their experiences and ideas offer important insights for mainstream policy makers and program managers (in the US and elsewhere) about how to design …
The Rise And Fall Of National Service In Nepal: A Critical Study Of Service And Citizenship Building In Nepal, Chandra Bhatta
The Rise And Fall Of National Service In Nepal: A Critical Study Of Service And Citizenship Building In Nepal, Chandra Bhatta
Center for Social Development Research
The Rise and Fall of National Service in Nepal: A Critical Study of Service and Citizenship Building in Nepal
Savings And Educational Attainment: The Potential Of College Savings Plans To Increase Educational Success, Michael Sherraden
Savings And Educational Attainment: The Potential Of College Savings Plans To Increase Educational Success, Michael Sherraden
Center for Social Development Research
Improved College Savings (529) Plans are part of the Obama administration’s broader focus on postsecondary education access and degree completion. This brief contains a literature review of the effects of savings and assets on outlook and life chances. The brief also examines the potential of savings to influence educational attainment and college completion.
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Asset Building Among Native Hawaiians: Lessons From The Kahikū Ida Program, David Rothwell
Center for Social Development Research
Individual Development Accounts (IDAs) are matched savings accounts that encourage asset development for individuals and families with low incomes. Unique program data from an IDA program serving 758 Native Hawaiians were used to model the probability of participating in and graduating from the IDA program. Multivariate logistic regression models show that children in the household, lack of vehicle ownership, and savings goal (education) were associated with a reduced likelihood of program participation. Participants who owned homes and had relatively high savings balances prior to starting the program were more likely to graduate. Additionally, Maui participants were more than three times …
A Promising Platform For College Saving, Michael Sherraden
A Promising Platform For College Saving, Michael Sherraden
Center for Social Development Research
As part of President Obama’s larger agenda to create a “save and invest” economy, a review of College Savings (529) Plans is underway to expand their use by middle- and low-income families. In this College Savings Initiative perspective, Sherraden examines the challenges and potential of 529s.
Written Comments For The Serve America Act Listening Session, Jennifer Greenfield
Written Comments For The Serve America Act Listening Session, Jennifer Greenfield
Center for Social Development Research
Written Comments for the Serve America Act Listening Session
Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco
Parental Assets And Children's Educational Outcomes, Vernon Loke, Paul Sacco
Center for Social Development Research
Several countries, including Canada, Singapore and the United Kingdom, have enacted asset-based policies for children in recent years. The premise underlying these policies is that increases in assets lead to improvement in various child outcomes over time. But little existing research examines this premise from a dynamic perspective. Using data from the NLSY79 mother and child datasets, two parallel process latent growth curve models are estimated to examine the effects of parental asset accumulation on changes in children’s math and reading achievement over six years during middle childhood. Results indicate that the initial level of assets is positively associated with …
College Savings Plans: Investment Options, Safety, And Policy Implications, Margaret M. Clancy, Joe Jovanovich
College Savings Plans: Investment Options, Safety, And Policy Implications, Margaret M. Clancy, Joe Jovanovich
Center for Social Development Research
With recent stock market decline, balances in many college savings (529) plans have also declined. Investment options such as money market funds or FDIC-insured CDs are gaining attention, and questions are being raised about the safety of 529 savings plan investments. This brief provides information on 529 savings plan investment options and safety as well as policy implications.
Asset Trajectories And Child Outcomes: Implications For Asset-Based Policies, Vernon Loke
Asset Trajectories And Child Outcomes: Implications For Asset-Based Policies, Vernon Loke
All Theses and Dissertations (ETDs)
Wealth is increasingly recognized as an important determinant in children's human capital trajectories, and a number of countries have proposed or implemented asset-building policies targeting children. Much of the research on assets, however, has focused on the predictors of asset holding, and little is known about asset accumulation trajectories. This is especially so for families with young children. In addition, while studies have demonstrated the positive effects of assets on children's outcomes, few have examined the effects of different asset accumulation patterns and trajectories. This dissertation uses structural equation modeling techniques, including growth mixture models, to further clarify and specify …
Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson
Ida Evaluation Handbook: A Practical Guide And Tools For Evaluation Of Pioneering Ida Projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, Lissa Johnson
Center for Social Development Research
This IDA Evaluation Handbook is designed as a practical guide with tools for emergent, pioneering IDA (Individual Development Accounts) projects. The goal of this Handbook is to promote early evaluations of IDAs and learn as much as possible from each project.
The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden
The History And Status Of Children's Allowances: Policy Background For Children's Savings Accounts, Curley Jami, Michael Sherraden
Center for Social Development Research
The history and status of children's allowances: Policy background for Children's Savings Accounts
Optimal Patent Jurisprudence, Scott Baker, Claudio Mezzetti
Optimal Patent Jurisprudence, Scott Baker, Claudio Mezzetti
Scholarship@WashULaw
We model judicial learning about optimal patent policy. The court is infinitely lived; the plaintiff and defendant are short lived. Litigated cases provide the court with information about the optimal rule. Different cases provide different sorts of information. Opinions influence the stream of future cases likely to be litigated and, as a result, change the flow of information to the court. In structuring opinions, courts make decisions whether to learn fast or slow. We have three main results. First, patent law will stabilize even if the court places zero value on the "predictability" of legal rules. Second, path dependence of …