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Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner Jul 2001

Financial Education And Savings Outcomes In Individual Development Accounts, Margaret Clancy, Michal Grinstein-Weiss, Mark Schreiner

Center for Social Development Research

This study is the first quantitative look at the effects of financial education on savings outcomes for the poor in Individual Development Accounts. The findings suggest that financial education has sizeable effects, and that courses need not be long to take advantage of them. Marketing and public-policy implications are noted.


Rapid Assets: Individual Development Accounts, Good Faith Fund Jul 2001

Rapid Assets: Individual Development Accounts, Good Faith Fund

Center for Social Development Research

Rapid Assets: Individual Development Accounts


Management Information System For Individual Development Accounts: A Feasibility Study, Lissa Johnson Jul 2001

Management Information System For Individual Development Accounts: A Feasibility Study, Lissa Johnson

Center for Social Development Research

Management Information System for Individual Development Accounts: a Feasibility Study


Saving, Ida Programs, And Effects Of Idas: A Survey Of Participants, Amanda Moore, Sondra Beverly, Mark Schreiner, Michael Sherraden, Margaret Lombe, Esther Y. N. Cho, Lissa Johnson, Rebecca Vonderlack Jul 2001

Saving, Ida Programs, And Effects Of Idas: A Survey Of Participants, Amanda Moore, Sondra Beverly, Mark Schreiner, Michael Sherraden, Margaret Lombe, Esther Y. N. Cho, Lissa Johnson, Rebecca Vonderlack

Center for Social Development Research

Saving, IDA Programs, and Effects of IDAs: A Survey of Participants


Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore Jul 2001

Advancing Community Development And Public Policy Through An Mis-Enhanced Network, Elizabeth Johnson, James Hinterlong, Michael Sherraden, Amanda Moore

Center for Social Development Research

Effective community development requires the establishment of links among multiple organizations and institutions. How well the network functions depend on the specificity and accuracy of the information exchanged. In this paper, we illustrate how the introduction of a management information system (MIS) to a network of economic development programs across the United States meets the diverse information needs of the multiple members and standardizes their communication. We discuss how the MIS, as a tool for community development, supports the collection and flow of information among network members, leading to expansion of the network. The success of this MIS-enhanced network is …


Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden Jul 2001

Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden

Center for Social Development Research

Family Assets for Independence in Minnesota


Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly Jul 2001

Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly

Center for Social Development Research

Savings and Asset Accumulation in Individual Development Accounts


Saving In Ida Programs, Michael Sherraden Jul 2001

Saving In Ida Programs, Michael Sherraden

Center for Social Development Research

Saving in IDA Programs


Costs Of Idas And Other Capital-Development Programs, Guattin Ng Jul 2001

Costs Of Idas And Other Capital-Development Programs, Guattin Ng

Center for Social Development Research

This paper is an exploratory comparison of the costs of Individual Development Accounts (IDAs) relative to financial-capital programs and human-capital programs. Comparing program costs is informative but fraught with difficulties. a recurring theme is that due to a host of factors, costs vary not only between programs but also between sites in a single program. Notwithstanding the challenges involved, cost studies are important because resources are scarce and decisions must be made about resource allocation. Individual Development Accounts (IDAs) are matched savings accounts designed to assist the poor accumulate assets. Savings are matched for three purposes: to increase returns on …


Assets And The Poor: Implications For Individual Accounts And Social Security, Michael Sherraden Jul 2001

Assets And The Poor: Implications For Individual Accounts And Social Security, Michael Sherraden

Center for Social Development Research

Assets and the Poor: Implications for Individual Accounts and Social Security


Philanthropy In The 21st Century, Susan Berresford Jul 2001

Philanthropy In The 21st Century, Susan Berresford

Center for Social Development Research

Philanthropy in the 21st Century