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Washington University in St. Louis

2001

Asset accumulation

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Toward A Theory Of Financial Savings And Child Well-Being: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Edward Scanlon Jul 2001

Toward A Theory Of Financial Savings And Child Well-Being: Implications For Research On A Children And Youth Savings Account Policy Demonstration, Edward Scanlon

Center for Social Development Research

Toward a Theory of Financial Savings and Child Well-Being: Implications for Research on a Children and Youth Savings Account Policy Demonstration


Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden Jul 2001

Family Assets For Independence In Minnesota, Michal Grinstein-Weiss, Mark Schreiner, Margaret Clancy, Michael Sherraden

Center for Social Development Research

Family Assets for Independence in Minnesota


Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly Jul 2001

Savings And Asset Accumulation In Individual Development Accounts, Mark Schreiner, Michael Sherraden, Margaret Clancy, Lissa Johnson, Jami Curley, Michal Grinstein-Weiss, Min Zhan, Sondra Beverly

Center for Social Development Research

Savings and Asset Accumulation in Individual Development Accounts


Women And Development In Sub-Saharan Africa: Problems And Prospects For Heifer Projects, Fred Ssewamala Jul 2001

Women And Development In Sub-Saharan Africa: Problems And Prospects For Heifer Projects, Fred Ssewamala

Center for Social Development Research

Women and Development in Sub-Saharan Africa: Problems and Prospects for Heifer Projects


A Framework Of Asset-Accumulation Stages And Strategies, Sondra Beverly, Amanda Moore, Mark Schreiner Jul 2001

A Framework Of Asset-Accumulation Stages And Strategies, Sondra Beverly, Amanda Moore, Mark Schreiner

Center for Social Development Research

We propose that asset accumulation occurs in three stages. In the first stage (reallocation), current resource inflows must exceed current outflows. To meet this objective, people reallocate resources from current consumption, current leisure, or future consumption or leisure. In the second stage (conversion), people may convert resources from liquid to illiquid forms. In the third stage (maintenance), individuals resist temptations to dissave. We suggest that people adopt psychological and behavioral strategies to achieve each of these objectives. Putting the two types of strategies together with the three stages of asset accumulation results in six strategy groups. We provide examples of …