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2006

All Graduate Theses and Dissertations

Social and Behavioral Sciences

Defining

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Defining Predatory Mortgage Lending In Utah: A Professional's Perspective, Luke V. Erickson May 2006

Defining Predatory Mortgage Lending In Utah: A Professional's Perspective, Luke V. Erickson

All Graduate Theses and Dissertations

The purpose of this study was to define and describe the nature of predatory mortgage lending in the state of Utah . Twelve professionals from the state who work in the mortgage lending market participated. Data consisted of interviewee comments and were analyzed qualitatively using a multi-step method of coding for concepts and themes.

Through coding and analysis it was determined that the term predatory mortgage lend ing is defined as an act of abuse that is targeted towards a borrower with one or more vulnerable characteristics. It was al so found that users of this term do not always adhere ...