Digital Commons Network^™

What’S Mine Is Yours: Managing Student Loans Within Different Gender Couples, Samantha Leigh Moser

Theses and Dissertations

In the United States, borrowing student loans from the federal government or private market to attend college has become increasingly common. Roughly one in eight Americans has student loans (Looney, Wessel, & Yilla 2020). Reports on federal student loans indicate that roughly 1.6 billion dollars was outstanding in May of 2022 (Hanson 2022b). Additionally, about 43.4 million borrowers each owe an estimated $37,014 in federal education loans (Hanson 2022a). Privately, as of July 2023, $131 billion dollars was outstanding for education loans.

Sociologists have begun researching the consequences of student loan debt on borrowers and their families. Consequences of student …

Using Landscape Archaeology To Gain Insight Into The Human Experience During The Late Woodland And Mississippian Periods In South Carolina’S Pee Dee River Basin, Noah Safari

Theses and Dissertations

People move through and use the landscape in the ways they do for myriad reasons. The goal of this thesis was to elucidate how people viewed and settled in the Pee Dee River Basin area during the Late Woodland and Mississippian Periods in South Carolina. Framing my research with a landscape archaeology focus, by considering sites within a larger region or landscape, we can inhabit the “taskscapes” of the past and gain an understanding of the past (Ingold 1993).

To do this, I used the methodological lens of settlement ecology “to build a balance sheet of varying priorities (Stone 1996:8) …

Exploring Heat Variations In Columbia, South Carolina, Michael Graeme Hohlfeld

Theses and Dissertations

As the leading cause of weather-related fatalities in the United States, the concept of heat as a hazard has been studied for decades, especially in the urban environment. Urban heat island research is limited by the fact that most investigate land surface temperature rather than air temperature and other variables that affect human comfort including humidity. This thesis utilizes a public network of weather stations in Richland County, South Carolina to investigate differences in heat between the city of Columbia, and more rural parts of the county. The study period was June, July, and August of 2022. Results indicate that …

Businesses Or Beneficiaries: The Submerged Consequences Of Workfare Policy Design, Morgan Alexander Lowder

Theses and Dissertations

This dissertation critically analyzes the policy association between the Supplemental Nutrition Assistance Program (SNAP) and the Work Opportunity Tax Credit (WOTC), and in doing so, sheds light on the employer-uplifting design of the U.S. welfare state. I examine this association in three stand-alone Chapters with the intent of answering the following questions: 1) Is the SNAP-WOTC association mutually beneficial to SNAP recipients and the employers that access the WOTC; 2) Is the SNAP-WOTC association truly intended to be mutually beneficial; and 3) What are the perceptive consequences of revealing how SNAP benefits employers through the WOTC. Using both quantitative and …

An Assessment Of Drinking Water Equity In South Carolina: Access, Affordability, Quality, And Private Well Resources, Catherine Lippert Min

Theses and Dissertations

Universal access to good quality, affordable drinking water is a goal that has not yet been reached in the United States. Recently, national studies have investigated drinking water burdens including lack of access to complete plumbing, unaffordability, and poor quality individually. However, no study has examined all of these drinking water burdens together to identify communities facing multiple burdens. This study addresses this gap by analyzing disparities in access to complete plumbing, affordability of public water sources, and drinking water quality of community water systems in South Carolina and identifying communities that face multiple burdens. This study also provides the …

Maternal-Child Cortisol Attunement Differs In Preschoolers With Autism, Fragile X Syndrome, And Neurotypical Development, Rachel Hantman

Theses and Dissertations

Early maternal-child attunement sets a critical foundation for later social development. While maternal and child cortisol attunement in neurotypical (NT) development has been clearly established, little research has examined these relations in neurodevelopmental populations, such as those with autism spectrum disorder (ASD) and Fragile X Syndrome (FXS). Given their elevated-risk for disrupted maternal-child attunement and given elevated stress and dysregulated cortisol patterns in both children with ASD and FXS and their parents independently, this is a critical gap. This study addressed this gap in the literature by examining early maternal-child cortisol attunement in 97 mother-child dyads (_nNT = …

South Carolina School District Takeover: A Critical Policy Analysis, David Osworth

Theses and Dissertations

School takeover is a reform strategy where a school or district is placed into the control of a state or municipal government agency. Takeover has become increasingly popular in many states as an attempt to improve schools and district that are struggling either academically or financially. Takeover, however, is more likely to be implemented in districts serving a higher proportion of Black students. Due to the racialized nature of this policy this study uses a Critical Race Theory (CRT) methodology to engage in a critical policy analysis of school takeover in one rural school district in South Carolina. This study …

British Fortification Strategy In The South Carolina Backcountry During The Southern Campaign Of The American Revolution: Archaeological And Historical Perspectives On Infrastructure And Landscape, Charles Brian Mabelitini

Theses and Dissertations

During the Southern Campaign of the American Revolution, the British military established a series of fortified posts to secure the South Carolina backcountry. This chain of posts was comprised of at least 25 fortified positions that extended in an east-west arc from Georgetown, South Carolina, at the mouth of the Pee Dee River to the village of Augusta, Georgia, on the Savannah River. This dissertation examines the British fortification strategy in the South Carolina backcountry during the Southern Campaign from the anthropological perspective of infrastructure theory. It also examines the archaeological landscape of these positions to better understand their strategic …

Professional Helper Engagement And Student Perspectives In K-12 Nontraditional ​Educational Settings​, Rachel Gilreath

Theses and Dissertations

Nontraditional educational settings (NES) cater to diverse student populations, including those considered at-potential or at-risk. Research on interventions and the role of helping professionals in these settings is limited. This dissertation comprises two studies aimed at elucidating interventions and support mechanisms for at-potential students in NES, alongside exploring the role of school counselors in fostering their holistic development. The first study conducts a systematic review synthesizing existing research on interventions in NES, revealing insights into research scarcity, author diversity, and areas for future inquiry. Subsequently, the second study investigates the perceptions of at-potential youth within NES, particularly in the southeastern …

An Emic Conceptualization Of Veteran, “You're Either One Of Two Things; You're Captain America Or You're Broken”, Steven Wahle

Theses and Dissertations

The Global War on Terror (GWOT) conflicts have been sustained by an all-volunteer force for over 20 years. There have been no drafts, war bond drives, nor rationing. This is a departure from previous prolonged military conflicts in U.S. history. Volunteers with veteran status are often venerated publicly to express gratitude for their voluntary military service. However, the criterion for veteran status is inconsistent.

In the U.S., former military members tend to be regarded on one of two ends of a spectrum as archetypes in attempts to honor such service. On one end is the veteran hero veteran to be …

Four Essays On Banking, Bank Management, And Bank Lending, Jiarui Guo

Theses and Dissertations

This abstract synthesizes findings from four studies examining the liquidity creation, bank-borrower relationships, corporate capital structure, and managerial impact on firm performance, particularly within the context of banking and financial crises, including the COVID-19 pandemic.

The research first identifies the dual shocks of the pandemic—disease and policy-driven (government shutdowns)—on bank liquidity creation. I find that these shocks prompted banks to reallocate liquidity creation from assets (decreasing loans) to liabilities (increasing liquid deposits), which reduced profits and heightened risks.

In exploring bank-borrower relationships, the study highlights the role of banks in utilizing soft private information, such as the moral character of …

Unpacking The Relationship Between Legitimacy, Procedural Justice, Identity, And Desistance, Qassim Bolaji

Theses and Dissertations

Knowing why people stop offending over time and the criminal justice agencies' role in this process is essential for designing effective crime control interventions. Legal authorities have the core function of ensuring that social norms and laws are obeyed. However, the coercive and punitive tactics that police, judicial, and penal authorities typically resort to have been shown to have only limited impact on controlling and preventing crime while having the unintended consequence of worsening the public's perception of their institutional legitimacy. Specific to policing, the use of coercive policing tactics and their perceived ineffectiveness has, in recent decades, led to …

The Gendered Patterns Of International Migration Systems: The Role Of Need For Care, Chang-Yi Lin

Theses and Dissertations

The demand for feminized jobs in developed countries—e.g., care, domestic, and entertainment work—has provided women with an opportunity to work abroad independently. However, while numerous studies have discussed gendered opportunities and barriers to women’s migration, few studies have examined these correlates globally. According to traditional gender norms, one such potential barrier is women’s childcare responsibilities at home and, more specifically, the number of children who need to be cared for. Here it is argued that, contrary to men, the higher the number of children who need to be cared for in a given country, the more difficult it would be …

Housing Buyouts At The Intersection Of Flooding And Toxins: A Case Study Of Cheraw, South Carolina, Victoria Ponds

Theses and Dissertations

As climate change increases extreme weather events, efforts of managed retreat will also increase, particularly through housing buyout programs. The largest scale housing buyout programs are run through the Department of Housing and Urban Development (HUD) and the Federal Emergency Management Agency (FEMA). These buyout programs focus primarily on flood hazards and exclude anthropogenic hazards. This policy is problematic in the modern technological age where compound hazards, including those involving toxin releases, are occurring more frequently. In this thesis, I investigate how disaster policies account for the intersection of these hazards in Community Development Block Grant-Mitigation buyouts in Cheraw, South …

Associations Between Infant Vagal Regulation, Early Social Communication, And Socidemographic Risk, Tessa Djiko

Theses and Dissertations

Respiratory sinus arrythmia (RSA), a measure of parasympathetic nervous system activation, has been linked to socioemotional and language development (Porges, 2007; Thayer & Lane, 2000). Children diagnosed with autism spectrum disorder (ASD) show lower RSA (Patriquin et al., 2011) while both children with ASD and children from lower SES backgrounds show differences in early social-communication development (Jones-Mason et al., 2018). However, little is known about interactions between sociodemographic risk and physiological regulation within the context of ASD and social-communication development. The present study addresses this gap by examining the relationship between RSA (as indexed by RSA suppression and resting-state RSA), …

Three Essays On Financial Institutions And Financial Intermediation, Xinxin Zhang

Theses and Dissertations

In the first essay, I examine the trading relationship between the manager of a collateralized loan obligation (CLO) deal and the borrowers and/or lenders of the underlying portfolio of the CLO deal. I investigate how these relationships affect the structure and pricing of CLO deals. I find that a stronger relationship between a CLO manager and either borrowers or lenders of loans in the underlying portfolio leads to a smaller equity tranche in the CLO deal and a lower yield spread of the AAA tranche, on average. These results suggest that the CLO manager uses private information from trading relationships …

The Importance Of Sense Of Community In Recovery For Individuals Living With Serious Mental Illness, Natalia Gomez

Theses and Dissertations

People with serious mental illness face a variety of barriers to participating in community life. Some of these barriers include limits in social functioning which can then affect social relationships and life satisfaction (Sanchez et al, 2016). Devaluation based on mental health status is an important barrier to address due to its connection to stigma and relationships. The more an individual fears that they will be undervalued and discriminated against, the more they may fear interacting with others. They may hide that they are in mental health treatment or avoid social encounters that they consider as possibly rejecting. These behaviors …

Picture Yourself Here: Sources For Exhibits And Programs, John H. Barnett

Faculty and Staff Publications

This document lists sources for free to no-cost exhibits and programs that have been carried out by personnel at the library at the University of South Carolina Upstate. The document accompanies the presentation, "Picture Yourself Here: Using Exhibits and Programs to Attract and Interact with the Campus Community."

Picture Yourself Here: Useful Equipment And Tools, John H. Barnett

Faculty and Staff Publications

This document provides a list of useful equipment and tools to help print, frame, mount, and display posters and other exhibits. The document accompanies the presentation, "Picture Yourself Here: Using Exhibits and Programs to Attract and Interact with the Campus Community."

Picture Yourself Here: A Slideshow Of Exhibits And Programs, John H. Barnett

Faculty and Staff Publications

This document shows some of the programs and exhibits hosted by the University of South Carolina Upstate Library during the period 2021-2024. The document accompanies the presentation, "Picture Yourself Here: Using Exhibits and Programs to Attract and Interact with the Campus Community."

Library Portion Of External (Academic) Program Review: An Outline, John H. Barnett

Faculty and Staff Publications

This document provides a suggested outline for the library portion of the academic program review/external review/academic self-study. The outline is aimed at providing a more holistic view of academic library services, collections, and initiatives that support disciplinary programs at universities.

Boilerplate Language For Library Portion Of External (Academic) Program Review, John H. Barnett

Faculty and Staff Publications

This document provides boilerplate or common language to consider using when preparing the library portion of the academic program review (also known as the external program review or academic self-study). The document illustrates how academic librarians can provide information on services, collections, and initiatives to provide a more holistic view of the library's support for the academic discipline.

More Or Less?: Telling The Library's Story Through The Academic Program Review, John H. Barnett

Faculty and Staff Publications

Academic libraries regularly provide information to support the accreditation, certification, and periodic review of degree programs. The library portion of the academic program review has traditionally focused on detailing the number of titles and volumes of books in the collection, the age of the collection, and the amount of money the library spends to support the degree program. Employing a "more instead of less" approach, the USC Upstate library uses both narrative and data about collections, services, and initiatives to share the library's story.

This presentation explores what prompted our change in focus and the variety of information we provide. …

Improving Dementia Symptoms Through Personalized Music, Lindsay Grainger

SC Upstate Research Symposium

Alzheimer's disease and related dementia (ADRD) is a prevalent, costly, and complicated disease. With over 6 million Americans affected and the cost of treatment soaring to over $320 billion dollars annually, there is a growing need for low-cost interventions to treat symptoms. Routinely listening to personalized music selections has been shown to reduce agitation—the most common symptom of Alzheimer’s disease and related dementia. The purpose of this study was to provide a personalized music listening (PML) intervention of thirty minutes to 10 nursing home residents with dementia. Thirty-minute PML sessions occurred multiple times a week over six weeks. The inclusion …

The Evolution Of The Nonprofit Sector In Nepal, Charles Harrington, Davis Jones

SC Upstate Research Symposium

The nonprofit sector in Nepal has grown exponentially over the last decade. Significant growth in the areas of education, economic development, health and human services, tourism, and environmental conservation has created a demonstrable need for nonprofit organizational support and development to address these emerging needs. This paper and accompanying oral presentation will address the underlying factors that have driven the growth of the nonprofit sector in Nepal, including, but not limited to the history of national philanthropy and community service, early formulation of the nonprofit sector, development of civil society, non-government organizational proliferation, earthquake response and resilience, the emergence of …

Proposed Charlotte To Atlanta High-Speed Passenger Rail Line: An Economic, Infrastructural, And Developmental Analysis In The Upstate Of South Carolina, Ian C. Macurda, Kimberly Whitehead

SC Upstate Research Symposium

This research paper is an in-depth analysis of the high-speed passenger rail line proposed between Charlotte, NC and Atlanta, GA and its impact on the economy, infrastructure, and future development of the Upstate of South Carolina. Currently, passenger rail service between Charlotte and Atlanta is offered on Amtrak at late hours throughout the night on its long-distance passenger rail line The Crescent from New York City, NY to New Orleans, LA. The train is often delayed and is operating at a deficit for Amtrak, like most of their long-distance routes. Traffic on Interstate 85 through the Upstate is another issue …

Hgs-3 The Influence Of A Tandem Cycling Program In The Community On Physical And Functional Health, Therapeutic Bonds, And Quality Of Life For Individuals And Care Partners Coping With Parkinson’S Disease, Leila Djerdjour, Jennifer L. Trilk

SC Upstate Research Symposium

Purpose Statement: Several studies have shown that aerobic exercise can have a positive impact on alleviating symptoms experienced by individuals with Parkinson's disease (PD). Despite this evidence, the potential benefits of exercise for both PD patients and their care partners (PD dyad) remain unexplored. This research project investigates the effectiveness, therapeutic collaborations, and physical outcomes of a virtual reality (VR) tandem cycling program specifically designed for PD dyads.

Methods: Following approval from the Prisma Health Institutional Review Board, individuals with PD were identified and screened by clinical neurologists. The pre-testing measures for PD dyads (N=9) included emotional and cognitive status …

Psy-7 Peer Effects Of Seeking Mental Health Help From A Professional, Devanshi Patel, Susan Ruppel

SC Upstate Research Symposium

How does peer support effect the ability of students to seek out mental health help from a professional? In this study, the experimenter investigates the type of support the students receive from their peers and how that affects their ability to seek out help from a professional. Accurate intention-seeking of students was recorded for both the behavioral concerns and their support types. A Mental Help Seeking Intention Scale was used to measure the data collected in this study. It was found that the behavioral concern (mental, physical) of a student does not matter in this study, nor did the type …

Inclusive Description Recommendations Of The Cooperative Metadata Team, University Of South Carolina Libraries Cooperative Metadata Team

University Libraries Policies and Reports

The University of South Carolina strives to “foster access and belonging” (University of South Carolina Strategic Priories, 2023/28), and the University Libraries endeavors to be “respectful and accessible” and “responsive to changes in user needs” by investing in initiatives that “promote inclusion for and within our community” (University of South Carolina Libraries Strategic Plan, 2022/24). The USC Libraries Cooperative Metadata Team (CoMeT) seeks to support these goals by providing guidelines for creating inclusive metadata and remediating existing records. These guidelines will allow for more efficient, timely, and thoughtful processing of materials.

Analyzing Colonial South Carolina's Trade Landscape Through The Ricardian Model, Dylan M. Peddemors

Senior Theses

The state of South Carolina existed as a British colony from its founding in 1663 until it declared independence in 1776. During this period, South Carolina operated as a plantation-based, cash-crop economy relying on two primary exports: rice and indigo. The colony displayed nearly complete specialization in its exports of these crops while importing different goods. The theory of comparative advantage in trade relationships crafted by British economist David Ricardo in the 18th century concludes that gains from trade emerge when trade partners specialize in the production and exportation of the goods of which they have the lowest opportunity cost. …