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How Does Health Insurance Affect Workers’ Compensation Filing?, Darius Noshir Lakdawalla, Robert T. Reville, Seth A. Seabury
How Does Health Insurance Affect Workers’ Compensation Filing?, Darius Noshir Lakdawalla, Robert T. Reville, Seth A. Seabury
Darius N. Lakdawalla
About half of injured workers choose not to file workers’ compensation claims. This is thought to result from the utilization of health insurance instead of workers’ compensation. However, the data suggest that insured workers are actually less likely to file than their more vulnerable uninsured counterparts. We find that this relationship emerges as the result of employer characteristics, and in particular, whether or not employers offer health insurance to employees; this is much more important than the insurance status of workers themselves. The workplace environment may have a significant, or even a dominant, impact on filing behavior.
Health Insurance As A Two-Part Pricing Contract, Darius Noshir Lakdawalla, Neeraj Sood
Health Insurance As A Two-Part Pricing Contract, Darius Noshir Lakdawalla, Neeraj Sood
Darius N. Lakdawalla
No abstract provided.
Economics Of Obesity, Darius Lakdawalla, Tomas Philipson
Economics Of Obesity, Darius Lakdawalla, Tomas Philipson
Darius N. Lakdawalla
No abstract provided.