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Unmasking The Phantoms Of Generations: A Comparative Study Of Financial Responsibility And Stress Across Generational Divides (Fta Best Paper Award), Wookjae Heo, Keewon Moon, Sun Young Ahn
Unmasking The Phantoms Of Generations: A Comparative Study Of Financial Responsibility And Stress Across Generational Divides (Fta Best Paper Award), Wookjae Heo, Keewon Moon, Sun Young Ahn
Journal of Financial Therapy
This study investigated whether financial stress is associated with experiencing the COVID-19 pandemic across different generations. In addition, this research examined whether financial payment behaviors are associated with experiencing the COVID-19 pandemic, different generations, and having higher financial stress. Two cross-sectional samples were collected from the United States at two time points, before COVID-19 (n = 823) and during COVID-19 (n = 803). Ordinary least squared (OLS) regression and ordered logistic models were utilized to answer the research questions. The results revealed that COVID-19 increased financial stress, but the younger generations have demonstrated resilience in dealing with the pandemic, contrary …
Am I Entitled To Help? Building Confidence Through Financial Inclusion, Marilla Kortesalmi, Minna Autio, Mette Ranta
Am I Entitled To Help? Building Confidence Through Financial Inclusion, Marilla Kortesalmi, Minna Autio, Mette Ranta
Journal of Financial Therapy
Financial inclusion has focused primarily on the accessibility of financial social services. However, it is important to note that individual financial practices not only require the opportunity to access financial structures, but also confidence in their accessibility to engage in and utilize such services. Individuals facing difficult life situations often encounter challenges in financial activities due to limited resources and a need for more skills. Consequently, their financial capability is often restricted, and they more frequently experience financial exclusion. Despite this problem, the literature on financial inclusion needs to give more attention to subjective financial inclusion. To understand the process …
Time Orientation And Mental Accounting: Examining Serial Mediation Effects Of Financial Literacy And Impulsivity, Maneesha Singh, Tanuj Nandan
Time Orientation And Mental Accounting: Examining Serial Mediation Effects Of Financial Literacy And Impulsivity, Maneesha Singh, Tanuj Nandan
Journal of Financial Therapy
With a wide variety of complex financial assets and securities available in the market, individuals often struggle with their financial planning due to a lack of financial literacy, high impulsivity, and short-term time orientation, hampering their financial satisfaction. The current study examines the yet unexplored indirect effect of investors' time orientations on mental accounting through financial literacy and impulsivity. We conducted a cross-sectional survey and collected 162 active investors’ responses via structured questionnaires distributed in both online and offline portals across India to gauge their financial literacy, time orientation, impulsivity, and mental accounting. We used Smart PLS-4 software along with …
Book Review: The Why Of Wealth, Kamille Green
Book Review: The Why Of Wealth, Kamille Green
Journal of Financial Therapy
Book Review: The Why of Wealth
Divorced From Knowledge: Perceptions Of Alimony Fairness In Relation To Educational Discrepancies, Michael Kothakota, Jessica Wery
Divorced From Knowledge: Perceptions Of Alimony Fairness In Relation To Educational Discrepancies, Michael Kothakota, Jessica Wery
Journal of Financial Therapy
Spousal support or alimony is a cash transfer from one spouse to another after divorce. The amount awarded might seem arbitrary and unfair to either one or both individuals. The public often does not see the fact patterns associated with alimony awards or agreements, and their input may provide information to policymakers and decision-makers about what a fair amount of alimony might be. This study examines data collected from 1,285 U.S. participants randomly assigned to a vignette condition that details a hypothetical alimony scenario where one spouse supported the other spouse to gain education, resulting in significantly increased income prior …
Researcher Profile: Jeffrey Anvari-Clark, Jeffrey Anvari-Clark
Researcher Profile: Jeffrey Anvari-Clark, Jeffrey Anvari-Clark
Journal of Financial Therapy
Researcher Profile: Jeffrey Anvari-Clark
Practitioner Profile: Cait Howerton, Cait Howerton
Practitioner Profile: Cait Howerton, Cait Howerton
Journal of Financial Therapy
Practitioner Profile: Cait Howerton
Blending And Spending: Financial Influences Impacting Childfree Stepmothers’ Relationship Satisfaction, Diane W. Darling, Lauren Mizock, Allen E. Cornelius, Ashley B. Lebaron-Black, Amy Taylor
Blending And Spending: Financial Influences Impacting Childfree Stepmothers’ Relationship Satisfaction, Diane W. Darling, Lauren Mizock, Allen E. Cornelius, Ashley B. Lebaron-Black, Amy Taylor
Journal of Financial Therapy
There exists a need to better understand how monetary factors impact the partnerships of childfree stepmothers in blended families. The present study examines the correlation of couples’ shared financial values and congruence in financial management behaviors with relationship satisfaction among these stepmothers. Participants included 104 childfree stepmothers in blended families. Findings indicated that perceived shared financial values positively predicted relationship satisfaction. In addition, while financial behavior congruence between stepmothers and their partners did predict relationship satisfaction, it did so through a weaker inverse association. Contrary to expectations, financial behavior congruence did not mediate the association between shared financial values and …
Editorial: Vol. 15, Issue 1, Sarah D. Asebedo
Editorial: Vol. 15, Issue 1, Sarah D. Asebedo
Journal of Financial Therapy
Editorial: Vol. 15, Issue 1