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A Review Of Small-Scale Enterprises Credit Delivery Strategies In Nigeria, E E. Inang, G E. Ukpong Mar 1993

A Review Of Small-Scale Enterprises Credit Delivery Strategies In Nigeria, E E. Inang, G E. Ukpong

CBN Occasional Papers


The paper reviews the crucial role of Small-Scale Enterprises (SSEs) in facilitating industrial development; some special advantages of existing credit schemes to small-scale enterprises: the peculiar handicaps which SSEs face, the most crucial being poor access to development finance, and highlights areas and ways in which credit guarantee and insurance schemes for SSEs could increasingly contribute to their development and growth in Nigeria. Notable among the credit schemes and institutions reviewed are the Small-Scale Industries Credit Scheme (SSICS) introduced in 1971; the Nigerian Bank for Commerce and Industry (NBCI) established in 1978: the Nigerian Industrial Development Bank (NIDB); the Central …


Alliances And Networks: Cooperative Strategies For Small Businesses, L. S. Baird, M. A. Lyles, J. Burdeane Orris Jan 1993

Alliances And Networks: Cooperative Strategies For Small Businesses, L. S. Baird, M. A. Lyles, J. Burdeane Orris

Scholarship and Professional Work - Business

Research on large firms shows that cooperative strategies have the potential to improve performance by helping firms gain access to necessary resources, enter new markets, and spread the risk over several partners. Interviews with thirty-four small business managers show small firms also can profit from using a cooperative network. Highly-allied small businesses entered alliances to gain resources and based their alliances on a distinctive competence. The highly allied businesses grew more rapidly than the less allied firms. Mutual goals and joint decision making were viewed as critical to the high level of satisfaction achieved.


Floriculture : A Blooming Business, Department Of Agriculture And Food, Western Australia Jan 1993

Floriculture : A Blooming Business, Department Of Agriculture And Food, Western Australia

Journal of the Department of Agriculture, Western Australia, Series 4

Over the past 1O years, Western Australia's ornamental plant industry has experienced significant growth in value. The industry has expanded and adopted new technologies, but some enterprises have closed There have also been major changes reflecting the economic climate and conservation pressures.

The ornamental plant industry in this State is valued at more than $70 million annually. It encompasses three areas: nursery production, exotic cutflower production, and native cutllower production. The native cutflower industry is by far the largest growth sector.


Functional Explanation And Metaphysical Individualism, Justin Schwartz Jan 1993

Functional Explanation And Metaphysical Individualism, Justin Schwartz

Justin Schwartz

A number of (present or former) analytical Marxists, such as Jon Elster, have argued that functional explanation has almost no place in the social sciences. (Although the discussion is framed in terms of a debate among analytical Marxists, the point is quite general, and Marxism is used for illustrative purposes.) Functional explanation accounts for what is to be explained by reference to its function; thus, sighted organism have eyes because eyes enable them to see. Elster and other critics of functional explanation argue that this pattern of explanation is inconsistent with "methodological individualism," the idea, as they understand it, that …


Self-Employment As A Means To Women's Economic Self-Sufficiency: Women Venture's Business Development Program, Katharine Mckee, Sara Gould, Ann Leonard Jan 1993

Self-Employment As A Means To Women's Economic Self-Sufficiency: Women Venture's Business Development Program, Katharine Mckee, Sara Gould, Ann Leonard

Poverty, Gender, and Youth

While the "feminization of poverty" has been widely recognized as a global phenomenon in recent years, the term originated in the United States where the number of women and women-headed households living in poverty is growing. This is especially true in the inner cities where fewer unskilled jobs remain; likewise, in rural communities, many factories have closed, family farming is declining, and few other nonfarm options are available. Today these American women face many of the same obstacles that limit women's economic participation in all parts of the world. This issue of SEEDS focuses on the evolution of WomenVenture's business …


How Entrepreneurs Are Reshaping The Economy Dec 1992

How Entrepreneurs Are Reshaping The Economy

Dr. Harold Welsch

No abstract provided.


Activity Of Small Businesses In Nebraska, Todd A. Finkle, Raymond Marquardt, Allen Klose Dec 1992

Activity Of Small Businesses In Nebraska, Todd A. Finkle, Raymond Marquardt, Allen Klose

Todd A Finkle

A comparative study was used to analyze the financing of small businesses, less than 3 years old versus firms 3 years and older in Nebraska. Findings indicate that younger firms will give up partial ownership of their company in exchange for equity financing and managerial assistance significantly more than older firms. New firms were also found to be more willing to give up 100% ownership and a local market in exchange for majority ownership and a national market. Moreover, no differences in startup financing were found between younger versus older firms.