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Determinants Of Student Debt In New England, Alexis A. Gray
Determinants Of Student Debt In New England, Alexis A. Gray
Honors Theses and Capstones
This paper examines the determinants of average student debt in New England based on financial, institutional and demographic variables. The dataset is derived from CollegeInsight and measures 15 variables across 71 institutions during the 2011-2014 academic school years. Between 2011 and 2014, average student debt increased 7%, tuition and room and board increased 10%, the percentage of Hispanic students increased 20% and the percentage of international students increased 26%. The estimated model, ln(AVDEBT) = 7.401 – 0.090ln(TUITION) – 0.042ln(BOOKS) + 0.433ln(ROOMBOARD) + 0.07ln(ENROLLMENT) – 0.200PUBLIC – 4.106ASIAN – 1.992AFAMERICAN + 0.254HISPANIC + 0.007WHITE + 0.641INTERNATIONAL – 0.676PERCENTFEDDEBT + 1.018PERCENTPELL, indicates …
Data Disparity: Tiered Pricing As An Alternative To Consumer Iot Data Privacy Regulations, Matthew Lostocco
Data Disparity: Tiered Pricing As An Alternative To Consumer Iot Data Privacy Regulations, Matthew Lostocco
Honors Theses and Capstones
In recent years, Internet of Things (IoT) devices have exploded on the consumer scene. These emerging products bring new technological capabilities into our everyday lives. IoT is projected to contribute anywhere from $4-11 trillion to the global economy and companies are investing billions of dollars into the technology. However, with the vast amount of data that IoT devices collect, consumers are burdening the risk of having their personal data breached or sold to third parties. This paper first identifies why consumers may be weary or willing towards providing their personal data and how unconscious biases in the purchasing process cause …