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Asset-Base: New Reserve Requirements For A New Banking Industry, James Robert Bryans
Asset-Base: New Reserve Requirements For A New Banking Industry, James Robert Bryans
Masters Theses
This paper discusses a regulatory plan known as asset-based reserve requirements. By examining the history of reserve requirements in the United States and of current regulatory proposals and practices, I argue that a system of asset-based reserve requirements may provide a useful, though not often considered alternative to the current structures of liability based reserve requirements and capital requirements. Required reserves based on assets provide the Federal Reserve with a powerful, versatile, and adaptable policy tool for monetary policy. Additionally, they ensure risk-assessment, reduce the moral hazard problem associated with deposit insurance, and when applied to all fmancial institutions create …
Benefiting From Eiu: The University As Catalyst For Economic Development In Charleston, Il, Cara L. Oosterbaan
Benefiting From Eiu: The University As Catalyst For Economic Development In Charleston, Il, Cara L. Oosterbaan
Masters Theses
In the city of Charleston, Illinois, home of Eastern Illinois University, there exist economic problems such as underemployment, potential for brain drain, and recent market failure in the retail industry. After being defined, the traditional role of EIU is expanded to include the promotion of economic development efforts in Charleston. An economic impact study shows EIU's influence on the local Charleston economy. It is concluded that with the establishment of an Office of Economic Development at EIU and the aid of local government and Charleston citizens, Eastern Illinois University may be able to reverse the effects of underemployment, potential brain …