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Regression-Discontinuity Analysis Of The Effects Of Government Housing Policies, Alejandro Rojas
Regression-Discontinuity Analysis Of The Effects Of Government Housing Policies, Alejandro Rojas
Theses and Dissertations
An influential literature has applied regression-discontinuity (RD) analysis to investigate the effects of government housing policies. This literature has failed to identify substantial effects of these policies, but may also suffer from various biases and limitations. This dissertation carefully examines what, if any, issues face RD analysis in this context. Chapter II considers the Affordable Housing Goals (AHGs) and Community Reinvestment Act (CRA), affordable housing policies that compel Fannie Mae and Freddie Mac (F&F) and depository institutions, respectively, to increase access to mortgage credit for borrowers perceived by some as “underserved” by the mortgage market. Chapter III considers the overall …