Digital Commons Network^™

The Maturity And Security Patterns Of Commercial Bank Loans And Advances: 1963-68, Central Bank Of Nigeria Cbn

Economic and Financial Review

This paper has examined the maturity and security patterns of commercial bank loans and advances during the 1963-68 period. It is, perhaps, not surprising to find that most commercial bank loans are short-term. It is, however, instructive to find that up to 90 per cent of commercial bank loans granted during the period matured or were expected to mature within one year. This pattern of behaviour is observed in a developing country in which commercial banks constitute the main mobilisers and suppliers of loanable funds.