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Dreams And Livelihoods In Rural Areas Require Capital, Too: An Investigation Into The Role Of Diminishing Community Banks, Financial Education, And Access To Capital In Rural Areas, Jackson Walton
Finance Undergraduate Honors Theses
Individuals in rural communities face unprecedented economic challenges due to a lack of financial education and a decline in the prevalence of community banks. These problems have continuously grown exponentially without successful attempt at remedy. The community banks that once served as the center of economic activity and prevalence in rural communities are leaving these communities quickly- leaving many without access to lines of credit, personal relationship banking, and without necessary financial education in a world with more financial options than ever. Access to banking and higher financial literacy proficiency rates are almost directly linked to better financial outcomes like …
A Business Plan For Construction Companies Entering Into Real Estate Development, Dylan Michael Barrett
A Business Plan For Construction Companies Entering Into Real Estate Development, Dylan Michael Barrett
Construction Management
The construction industry is one that has been lucrative yet difficult to navigate at times. Companies must continually adapt to potential changes in the market and shifting consumer demands while ensuring that their core business ideologies are not abandoned. For these reasons, many construction companies have found that being flexible in the work they do proves to give consistent results for their businesses. One way to change business models is to pursue real estate development. Its lucrative rewards prove a great additional revenue stream. This project aims to provide insight, via a business plan, as to how a construction company …
Optimization Of Financial Performance In E-Commerce, Ishmael Fleming
Optimization Of Financial Performance In E-Commerce, Ishmael Fleming
Walden Dissertations and Doctoral Studies
Financial performance is a challenge for business managers in the e-commerce industry that lack the knowledge to meet their operational objectives consistently. Business managers are concerned with poor financial performance due to the adverse impact on business sustainability. Grounded in total quality management theory, the purpose of this quantitative correlational study was to examine the relationship between working capital management (WCM), operating expense ratio (OER), and e-commerce financial performance. Archival data were collected from 107 small- to medium-sized publicly traded e-commerce businesses headquartered in the United States from 2019 to 2021. The results of the multiple linear regression were significant …
Strategies To Improve Minority Business Enterprises’ Access To Capital For Competitive Positioning And Profitability, Darlene Hill
Strategies To Improve Minority Business Enterprises’ Access To Capital For Competitive Positioning And Profitability, Darlene Hill
Walden Dissertations and Doctoral Studies
Some minority business enterprises (MBEs) have limited capital for setting up their businesses, which often leads to business failure. Grounded in entrepreneurship theory, the purpose of this qualitative multiple-case study was to explore strategies MBEs used to access capital to improve their competitive positioning and profitability. The participants were six MBE owners from Alabama who demonstrated success at maintaining and securing working capital to maintain a profitable business for a minimum of 5 years. Data were collected from semistructured interviews and reviews of organization documents and websites. Using Yin’s five-step data analysis process, four themes emerged: owner financing, government loans …
Strategies To Improve Minority Business Enterprises’ Access To Capital For Competitive Positioning And Profitability, Darlene Hill
Strategies To Improve Minority Business Enterprises’ Access To Capital For Competitive Positioning And Profitability, Darlene Hill
Walden Dissertations and Doctoral Studies
Some minority business enterprises (MBEs) have limited capital for setting up their businesses, which often leads to business failure. Grounded in entrepreneurship theory, the purpose of this qualitative multiple-case study was to explore strategies MBEs used to access capital to improve their competitive positioning and profitability. The participants were six MBE owners from Alabama who demonstrated success at maintaining and securing working capital to maintain a profitable business for a minimum of 5 years. Data were collected from semistructured interviews and reviews of organization documents and websites. Using Yin’s five-step data analysis process, four themes emerged: owner financing, government loans …
So, You Want To Be An Entrepreneur: Potential Factors That Lead To Founder And Startup Success, Joshua Robert Tatum
So, You Want To Be An Entrepreneur: Potential Factors That Lead To Founder And Startup Success, Joshua Robert Tatum
CMC Senior Theses
Throughout the last two decades, entrepreneurship and startup companies have skyrocketed. Adding significant value to the economy, entrepreneurialism has immense power to spark technological and social change in the world. Given the importance of entrepreneurialism, this paper will use a data-driven approach to discover significant factors that influence founder and startup company success. Founding startups is growing easier and becoming more prominent, yet the failure rates of these companies continue to settle around 90%, leaving many companies without the chance to reach their potential and have their full impact. Using a new dataset I have collected, I analyze company and …
Exploring Sustainable Capital Acquisition Strategies Of Small Businesses, Naieche Brooks
Exploring Sustainable Capital Acquisition Strategies Of Small Businesses, Naieche Brooks
Walden Dissertations and Doctoral Studies
Small business owners encounter various difficulties in funding businesses. The purpose of this single case study was to explore strategies that some small business owners used to acquire capital to sustain their businesses longer than the first 5 years of operation. The resource-based theory was the conceptual framework for this study. Data were collected from semistructured interviews with a sample of 3 owners of small businesses in a metropolitan area in the southeastern United States and review of company profit statements. Five themes emerged from data triangulation and analyses: start-up capital access, private lender networking, motivation, self-realization, and external perceptions. …
The Effect Of State-Level Constitutional Debt Limitations On The Costs Of Capital, Micah Johnson
The Effect Of State-Level Constitutional Debt Limitations On The Costs Of Capital, Micah Johnson
MPA/MPP/MPFM Capstone Projects
Forty-five states have adopted some form of constitutional limitation on their own legislature’s ability to issue debt and raise capital. Eleven states have more than one such limitation. It seems intuitive to assume that constitutional strictures on a state’s ability to manage its fiscal policy would affect that state’s standing in the market, and it seems equally safe to assume that different combinations of the various forms of debt limitation would lead to varying effects in the market from state to state. However, the specific effects arising from the various constitutional provisions have proven to be difficult to measure. This …
Sustainability Strategies For Successful Small Businesses, Barbara Stovall
Sustainability Strategies For Successful Small Businesses, Barbara Stovall
Walden Dissertations and Doctoral Studies
Small businesses struggle to survive for longer than 5 years because owners lack knowledge of strategies to sustain financial capital. The purpose of this multiple case study was to explore strategies small business owners used to maintain financial capital to ensure survivability for longer than 5 years. The sample included 3 successful service- related small business owners located in the southeastern United States. Systems theory and the theory of entrepreneurship provided the conceptual framework for the study. Data collection involved face-to-face, semistructured interviews and a review of company websites and organizational documents. Member checking enhanced the credibility of the findings. …
Asset Assessment For Women: A Case Study Of Imasayi Village In Ogun State, Nigeria & Ngo Development: A Strategic Plan, Olamide Adeyinka
Asset Assessment For Women: A Case Study Of Imasayi Village In Ogun State, Nigeria & Ngo Development: A Strategic Plan, Olamide Adeyinka
Sustainability and Social Justice
This paper presents the findings of an asset assessment performed with women in a village southwest of Nigeria, Imasayi Ogun state. This paper not only describes the process and results of a qualitative study, but also presents the implementation plan for an NGO that will work with the women of Imasayi to implement community-wide development projects. The research upon which this paper is based used the framework of seven capital domains, which are then used in turn to structure findings, recommendations and NGO planning and analysis. For the purpose of this paper, the marketplace is identified as significant for Imasayi’s …
Determinants And Differences Of Domestic And Foreign Commercial Bank Profitability, Angela Deng
Determinants And Differences Of Domestic And Foreign Commercial Bank Profitability, Angela Deng
Honors Theses and Capstones
No abstract provided.
An Empirical Examination Of The Impact Of Holding Company Affiliation On The Capitalization Of Florida Banks: A Cross-Sectional, Multivariate Analysis, Robert W. Riley
An Empirical Examination Of The Impact Of Holding Company Affiliation On The Capitalization Of Florida Banks: A Cross-Sectional, Multivariate Analysis, Robert W. Riley
Retrospective Theses and Dissertations
No abstract provided.