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Articles 1 - 30 of 241
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Minerva 2004, The Honors College
Minerva 2004, The Honors College
Minerva
This issue of Minerva includes an article on HON 350: An Introduction to Functional Genomics; an article on the creation and inaugural year of HON 180: A Cultural Odyssey; a profile on Honors alumnus, Charles Stanhope and his 2004 Distinguished Honors Graduate Lecture; and interviews with Allison Kelly, Jessica Hudec, and Jennifer Merchant on their experiences as Honors student-athletes.
Realizing Mission Objectives: A Promising Approach To Measuring The Social Performance Of Microfinance Institutions, Katarzyna Pawlak, Michal Matul
Realizing Mission Objectives: A Promising Approach To Measuring The Social Performance Of Microfinance Institutions, Katarzyna Pawlak, Michal Matul
Journal of Microfinance / ESR Review
This paper proposes a new approach for measuring the social performance of microfinance institutions. The key to developing sustainable social performance measurement (SPM) systems and practices is to consider their design from the perspective of the organizational mission. The fact that the SPM system is built on the organizational mission ensures its cost-effectiveness and facilitates its institutionalization. It not only stimulates an MFI to verify the fulfilment of its social mission and to innovate in the search for optimal solutions to address development needs in a given intervention context, but it also can improve its financial condition through client segmentation …
Foreign Exchange Risk Management Practices Of Microfinance Institution, Peter R. Crabb
Foreign Exchange Risk Management Practices Of Microfinance Institution, Peter R. Crabb
Journal of Microfinance / ESR Review
Foreign exchange risk remains a significant problem for microfinance institutions (MFIs). Many sources of potential funding for MFIs remain untapped due to the high risks of currency devaluation faced by these funding sources. Specifically, debt capital is available for MFIs but foreign exchange risk is a potential deterrent. This paper reviews current practices in the management of foreign exchange risk for and by MFIs. The advantages and disadvantages of these practices are discussed and alternative practices proposed.
Vol. 06 No. 2 Journal Of Microfinance, Journal Of Microfinance
Vol. 06 No. 2 Journal Of Microfinance, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
Front Matter, Journal Of Microfinance
Front Matter, Journal Of Microfinance
Journal of Microfinance / ESR Review
No abstract provided.
The Transformation Of The Microfinance Sector In India: Experiences, Options, And Future, M. S. Siriaram, Rajesh S. Upadhyayula
The Transformation Of The Microfinance Sector In India: Experiences, Options, And Future, M. S. Siriaram, Rajesh S. Upadhyayula
Journal of Microfinance / ESR Review
This paper discusses the growth and transformation of microfinance organizations (MFO) in India. Issues that have triggered transformation include size, diversity, sustainability, focus, and taxation. Transformation experiences in India are few. To move to the mainstream, non-governmental organizations (NGOs) choose from three popular forms of organizations: non-banking finance companies (NBFCs), banks, and cooperatives. It appears that there is no ideal path for spin-off. Regulatory changes are needed to allow MFOs to graduate to other legal forms as they grow organically. NGOs must be permitted to invest in the equity of MFOs, as is the case in Bolivia and Africa. Norms …
Impact Of Microfinance Programs On Children's Education: Do The Gender Of The Borrower And The Delivery Model Matter?, Nathalie Holvoet
Impact Of Microfinance Programs On Children's Education: Do The Gender Of The Borrower And The Delivery Model Matter?, Nathalie Holvoet
Journal of Microfinance / ESR Review
This article highlights the effects particular features of microfinance programs have on childhood education. Using data from a South India household survey, the article examines how microfinance impacts schooling and literacy, how credit enters the household, and who brings it in. Regression results show that, in the case of direct bank-borrower credit delivery, it does not matter whether credit enters the household through the mother or the father. However, large differences occur when mothers obtain credit through women's groups. Analysis indicates that combined financial and social-group intermediation leads to higher educational inputs and outputs, mainly for girls. Individual interviewis with …
Scoring Arrears At A Microlender In Bolivia, Mark Schreiner
Scoring Arrears At A Microlender In Bolivia, Mark Schreiner
Journal of Microfinance / ESR Review
Can scoring models help microlenders in poor countries as much as they have helped credit-card lenders in rich countries? This paper presents a scorecard that predicts the probability that loans from a microlender in Bolivia will have arrears of 15 days or more. Although arrears in microfinance depend on many factors difficult to include in scorecards, the paper shows that inexpensive, simple-to-collect data does have some predictive power. In micro-finance, scoring will not replace loan officers, but it can flag high-risk cases and act as a cross-check on loan officers' judgment.
Microleasing: The Grameen Bank Experience, Asif Dowla
Microleasing: The Grameen Bank Experience, Asif Dowla
Journal of Microfinance / ESR Review
Grameen Bank was the first microfinance institution (MFI) to introduce microleasing on a large scale. This paper provides a preliminary evaluation of Grameen's leasing program. Instead of providing a full-fledged impact assessment study, we examine the terms and conditions of the leasing program and evaluate its success in terms of outreach, repayment rate, and asset ownership.Analysis of program level data shows that the program is successful in terms of outreach and repayment performance. Through the program, poor men and women have become owners of power tillers, power looms, shallow machines, cellular phones, and even computers. The success of leasing suggests …
The Experience Of Financial Institutions In The Delivery Of Microcredit In The Philippines, Maria Abigail Carpio
The Experience Of Financial Institutions In The Delivery Of Microcredit In The Philippines, Maria Abigail Carpio
Journal of Microfinance / ESR Review
This paper identifies the characteristic features of the different financial market players involved in the delivery of microcredit in the Philippines and looks into their experiences in addressing the credit demand of the small-borrower market segment, particularly the microenterprise sector. This paper argues that each group of lenders, specifically commercial banks, rural banks, credit-granting NGOs, and an apex financial institution, allocates its funds by establishing its own criteria for assessing the creditworthiness of borrowers and its own mechanisms to avoid borrower default. The delivery of microcredit takes place within an environment where the different financial market players face their own …
Live Smoke Free Or Die: The Battle For Smoke Free Restaurants In New Hampshire, Jody Hodgdon
Live Smoke Free Or Die: The Battle For Smoke Free Restaurants In New Hampshire, Jody Hodgdon
The University of New Hampshire Law Review
[Excerpt] "The need for a strict statutory scheme prohibiting or effectively segregating tobacco smoke in restaurants and public buildings in New Hampshire is compelling. One evening, during the summer of 2003, I took my wife and daughter to a restaurant in New Hampshire for dinner. When the time came to be seated, the waiter asked if we preferred to be seated in the smoking or non-smoking section. At our request, he led us to the non- smoking section. Over the course of dinner, I considered the irony of why the restaurant even had a non-smoking section. Smoke was coming over …
Crm 활성화를 위한 조직관련 요인에 대한 연구, Chan Wook Park
Crm 활성화를 위한 조직관련 요인에 대한 연구, Chan Wook Park
Asia Marketing Journal
No abstract provided.
소비자-브랜드 관계와 브랜드 충성도에 관한 정성적 연구, Jae Il Kim, Young Seo Kwon, Joon Yong Seo
소비자-브랜드 관계와 브랜드 충성도에 관한 정성적 연구, Jae Il Kim, Young Seo Kwon, Joon Yong Seo
Asia Marketing Journal
No abstract provided.
현대카드: 라이프스타일에 따른 차별화 마케팅, Byung Joon Moon, Jae Il Kim, Chang Jo Yoo
현대카드: 라이프스타일에 따른 차별화 마케팅, Byung Joon Moon, Jae Il Kim, Chang Jo Yoo
Asia Marketing Journal
No abstract provided.
트렌드 창출을 통한 삼성물산 래미안의 브랜드 마케팅전략, Jung Ok Jeon, Bong Jin Cho, Myung Sik Lee
트렌드 창출을 통한 삼성물산 래미안의 브랜드 마케팅전략, Jung Ok Jeon, Bong Jin Cho, Myung Sik Lee
Asia Marketing Journal
No abstract provided.
종업원 서비스와 점포충성도간의 구조적 관계에 관한 연구, Sung Wook Yoon, Geun Ha Suh
종업원 서비스와 점포충성도간의 구조적 관계에 관한 연구, Sung Wook Yoon, Geun Ha Suh
Asia Marketing Journal
No abstract provided.
빨래엔 피죤하세요! 도전과 원칙, 그리고 집중의 성공신화, Gang Seog Ryu, Pil Hwa Yoo, Hak Sik Lee
빨래엔 피죤하세요! 도전과 원칙, 그리고 집중의 성공신화, Gang Seog Ryu, Pil Hwa Yoo, Hak Sik Lee
Asia Marketing Journal
No abstract provided.
The Perceptions Of Middle Class Male And Female Consumers Regarding Internet Retailing, Shane R. Premeaux
The Perceptions Of Middle Class Male And Female Consumers Regarding Internet Retailing, Shane R. Premeaux
Mountain Plains Journal of Business and Technology
This study analyzes consumer perceptions regarding Internet retailing. Although there were differences between the attitudes of males and females regarding several aspects of Internet retailing the overall consensus was positive. Most of the perceptual differences were more a matter of intensity than direction. The preferred retail model is a “clicks-and-bricks” approach, where a retailer has a brick-and-mortar store and a companion web site. There was general agreement that a visually stimulating web site, with web pages for each product category, that is easy to navigate, with an effective search procedure enhances Internet shopping. There was also agreement that online shopping …
Crisis Planning In The Lodging Industry: A Response To The “It Can’T Happen To Us” Mentality, John E. Spillan, William Crandall
Crisis Planning In The Lodging Industry: A Response To The “It Can’T Happen To Us” Mentality, John E. Spillan, William Crandall
Mountain Plains Journal of Business and Technology
Although the crisis management literature addressing the needs of larger organizations is plentiful, little has been written on this subject concerning the lodging industry. This study examines the perceptions and experiences with crisis events among hotel and motel owners/managers located throughout U.S.In particular, we investigate if concern is generated more from the occurrence of a crisis event or from the presence of a crisis management team. The findings reveal that of the lodging facilities surveyed, 59.8%of the 174 respondents indicated they have a crisis management team, and 74% experienced a crisis of some type within the last three years.This study …
Message From President Dick Fleischman [2004, Vol. 27, No. 2]; Sanfilippo Silent Auction 2003, Academy Of Accounting Historians
Message From President Dick Fleischman [2004, Vol. 27, No. 2]; Sanfilippo Silent Auction 2003, Academy Of Accounting Historians
Accounting Historians Notebook
No abstract provided.
Academy Of Accounting Historians Upcoming Events; 2003-2004 Officers, Academy Of Accounting Historians
Academy Of Accounting Historians Upcoming Events; 2003-2004 Officers, Academy Of Accounting Historians
Accounting Historians Notebook
No abstract provided.
10th World Congress Of Accounting Historians Visits St. Louis, Missouri And Oxford, Mississippi, United States Of America; Pictures From The 10th World Congress; More Wcah Pictures, Academy Of Accounting Historians
10th World Congress Of Accounting Historians Visits St. Louis, Missouri And Oxford, Mississippi, United States Of America; Pictures From The 10th World Congress; More Wcah Pictures, Academy Of Accounting Historians
Accounting Historians Notebook
The individuals in the photograph on page one, from left to right, are: unidentified, Paul Miranti, Gary Previts, Tonya Flesher, Dale Flesher, Richard Fleischman, James O'Halloran, Richard Vangermeersch, Steven Moehrle, and unidentified. The individuals in the bottom photograph on page five, from left to right, are: Dale Flesher, William Samson, Jennifer Reynolds-Moehrle, Steven Moehrle, Richard Vangermeersch, Gary Previts, and Richard Fleischman. The photograph of the Convenor on page 25 is Yannick Lemarchand.
Academy Of Accounting Historians: Minutes For The Meeting Of The Officers, Trustees, Committee Chairs And Editors, Lexington, Kentucky, April 3, 2004; Minutes For The Meeting Of The Officers, Trustees, Committee Chairs And Editors, Lexington, Kentucky, April 3, 2004, Sandra T. Welch
Accounting Historians Notebook
No abstract provided.
St. Louis Exposition Of 1904 And The Accountants' Congress, Sept 26-28: Their History Revised For 2004, David A.R. Forrester
St. Louis Exposition Of 1904 And The Accountants' Congress, Sept 26-28: Their History Revised For 2004, David A.R. Forrester
Accounting Historians Notebook
This two-day congress of accountants was held in September, 1904 during the St. Louis International Exposition. The importance of the congress for the federation of certified accountants across the United States is here confirmed. But the opportunities and intellectual challenges exposed at St. Louis, as at earlier European expositions, featured little for these pragmatic practitioners. More seriously for those claiming that an international accounting congress series began at St. Louis, an examination of its planning, agenda and participation reveals an Anglo-Saxon bias which was natural for that time. This bias was countered only by one Dutch accountant who arrived late …
Recognized For Accounting History Education Innovation, Academy Of Accounting Historians
Recognized For Accounting History Education Innovation, Academy Of Accounting Historians
Accounting Historians Notebook
No abstract provided.
Obituaries; Remembrance Of Michael Chatfield; Recent Donors To Academy Of Accounting Historians Research Centers; Michael Chatfield; Antonie Van Seventer, Academy Of Accounting Historians
Obituaries; Remembrance Of Michael Chatfield; Recent Donors To Academy Of Accounting Historians Research Centers; Michael Chatfield; Antonie Van Seventer, Academy Of Accounting Historians
Accounting Historians Notebook
No abstract provided.
Accounting Historians Notebook, 2004, Vol. 27, No. 2 (Ocotber) [Whole Issue]
Accounting Historians Notebook, 2004, Vol. 27, No. 2 (Ocotber) [Whole Issue]
Accounting Historians Notebook
Copyright held by: Academy of Accounting Historians
Feminising Prehistory, David Oldroyd
Feminising Prehistory, David Oldroyd
Accounting Historians Notebook
In a recent paper Oldroyd (2003) explored the idea, first gaining ground in the 19th century, that a time once existed in prehistory when society was universally matriarchal, and counting and calculation were the exclusive preserves of women. Despite the extreme antiquity of the subject, making proof difficult, there is some supporting evidence. The topic is noteworthy for a number of reasons, not least because it suggests an earlier place for women in the history of accounting than is usually acknowledged. In speculating that the first reckoning/accounting devices - a series of notched bone awls dating from the Upper Paleolithic …
History In Print [2004, Vol. 27, No. 2], Academy Of Accounting Historians
History In Print [2004, Vol. 27, No. 2], Academy Of Accounting Historians
Accounting Historians Notebook
No abstract provided.
Corporate Responsibility To Provide Work-Family Programs, Susan R. Madsen
Corporate Responsibility To Provide Work-Family Programs, Susan R. Madsen
Mountain Plains Journal of Business and Technology
Defining and determining the responsibility of business organizations to provide and assist employees with work-family programs and initiatives (e.g., employee assistance programs, parental leave extensions, childcare, elder care benefits, flextime, compressed workweek, and telecommuting) is a current critical issue that has ignited controversy during the past few decades. The author argues that work-family programs (at some level) should be a part of every company and should be strongly linked to employer benefits. To expand and implement work-family programs and services in companies today,she argues that training and educating business leaders about work-family options and benefits is the bestsolution. This paper …