Open Access. Powered by Scholars. Published by Universities.®
- Keyword
-
- Bankruptcy (2)
- Access to justice (1)
- Advertising (1)
- Attorneys fees (1)
- Bankruptcy reform (1)
-
- CFPB (1)
- Chapter 11 (1)
- Chapter 13 (1)
- Chapter 7 (1)
- Churches (1)
- Consumer Bankruptcy Project (1)
- Consumer credit (1)
- Consumer debtors (1)
- Consumer litigation funding (1)
- Credit reports (1)
- Debt criminalization (1)
- Disparate impact (1)
- Implicit bias (1)
- Lending (1)
- Payday loans (1)
- Professional responsibility (1)
- Racial discrimination (1)
- Religious organizations (1)
- Reorganization (1)
- Reverse mortgages (1)
- Small business (1)
Articles 1 - 4 of 4
Full-Text Articles in Entire DC Network
Nine Into Eleven: Accounting For Common Interest Communities In Bankruptcy, C. Scott Pryor
Nine Into Eleven: Accounting For Common Interest Communities In Bankruptcy, C. Scott Pryor
Scholarly Works
Ever more Americans live in a common interest community such as a homeowners’ association or condominium. Common interest communities restrict the uses owners may make of their property but provide benefits to the owners. The community association pays for these benefits by levying assessments on the owners’ property. Common interest communities offer a wide variety of benefits that can be divided into two sorts: public and private. Local municipalities typically provide public benefits at taxpayer expense; private entities usually afford private benefits at the consumer’s expense.
Like both public and private entities, common interest communities can experience the problem of …
Lender Discrimination, Black Churches, And Bankruptcy, Pamela Foohey
Lender Discrimination, Black Churches, And Bankruptcy, Pamela Foohey
Scholarly Works
Based on my original empirical research, in this Article, I expose a disparity between the demographics of the roughly 650 religious congregations that have filed for chapter 11 bankruptcy during part of the last decade and congregations nationwide. Churches with predominately black membership — Black Churches — appeared in chapter 11 more than three times as often as they appear among churches across the country. A conservative estimate of the percentage of Black Churches among religious congregation chapter 11 debtors is 60%. The likely percentage is upward of 75%. Black Churches account for 21% of congregations nationwide.
Why are Black …
'No Money Down' Bankruptcy, Pamela Foohey, Robert M. Lawless, Katherine Porter, Deborah Thorne
'No Money Down' Bankruptcy, Pamela Foohey, Robert M. Lawless, Katherine Porter, Deborah Thorne
Scholarly Works
This Article reports on a breakdown in access to justice in bankruptcy, a system from which one million Americans will seek help this year. A crucial decision for these consumers will be whether to file a chapter 7 or chapter 13 bankruptcy. Nearly every aspect of their bankruptcies — both the benefits and the burdens of debt relief — will be different in chapter 7 versus chapter 13. Almost all consumers will hire a bankruptcy attorney. Because they must pay their attorneys, many consumers will file chapter 13 to finance their access to the law, rather than because they prefer …
Consumer Credit In America: Past, Present, And Future (Introduction), Pamela Foohey, Jim Hawkins, Creola Johnson, Nathalie Martin
Consumer Credit In America: Past, Present, And Future (Introduction), Pamela Foohey, Jim Hawkins, Creola Johnson, Nathalie Martin
Scholarly Works
In September 2016, in conjunction with Law & Contemporary Problems at Duke University School of Law, we organized a symposium on Consumer Credit in America. We sought to assess the state of consumer credit in America — to review and examine its recent history, to consider arguments for and against regulation, and to discuss the potential for future innovation. This is the introduction to the volume of articles coming out of that symposium.