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Csmysore Newsletter, CS. SUNIL KUMAR B.G., CSMysore E-group 2010 Institute of Company Secretaries of India

Csmysore Newsletter, Cs. Sunil Kumar B.G., Csmysore E-Group

Sunil B.G. & Associates

This Contains the latest updates on various topics relating to corporate professionals and also contains useful articles


La Globalización De La Legislación Cambiaria, Bruno L. Costantini García 2010 ITESM Campus Puebla

La Globalización De La Legislación Cambiaria, Bruno L. Costantini García

Bruno L. Costantini García

No abstract provided.


Manual: Blue Cross And Blue Shield Of Florida Foundation- June 2010-March 2011 Media Placements, Blue Cross and Blue Shield of Florida, Inc. 2010 University of North Florida

Manual: Blue Cross And Blue Shield Of Florida Foundation- June 2010-March 2011 Media Placements, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

A manual for the Blue Cross and Blue Shield of Florida Foundation Media Placements for June 2010 - March 2011. Box 29, Folder 381.


Insurance In Sociolegal Research, Tom Baker 2010 University of Pennsylvania

Insurance In Sociolegal Research, Tom Baker

Faculty Scholarship at Penn Law

Insurance has a long history in sociolegal research, most prominently as a window on accident compensation and related tort law in action. Recent work has extended that research, with the result that tort law in action may be the best mapped of any legal field outside criminal law. Sociological research has begun to explore insurance as a form of governance, with effects in many legal fields and across the economy. This essay reviews developments in both bodies of work. Part one examines the relationship between liability insurance and tort law in action using the metaphors of window and frame. Part ...


Costs And Benefits Of Moving To A County Acre Program, Bruce A. Babcock 2010 Iowa State University

Costs And Benefits Of Moving To A County Acre Program, Bruce A. Babcock

CARD Policy Briefs

Better integration of the different programs that comprise the farm safety net seems inevitable in the next farm bill given widespread public concern over the rapidly growing federal debt. With $5 billion in direct payments flowing annually to farmers who own or rent base acres without regard to farm income, $7 billion flowing to crop insurance companies over the last two years, and $2.6 billion flowing to cotton farmers in the last two years from programs that violate our trade commitments, there is substantial room for improvement. One path toward better integration would be to modify the ACRE (Average ...


Protección De Datos Personales, Bruno L. Costantini García, Norma E. Pimentel Méndez 2010 ITESM Campus Puebla

Protección De Datos Personales, Bruno L. Costantini García, Norma E. Pimentel Méndez

Bruno L. Costantini García

Introducción a la regulación de la protección de datos personales en México.


“Out With The Old Covenants, In With The Loose”: What Is The Fallout Related To Covenant-Lite Loans Of 2005-2007?, Jessica Tung 2010 University of Pennsylvania

“Out With The Old Covenants, In With The Loose”: What Is The Fallout Related To Covenant-Lite Loans Of 2005-2007?, Jessica Tung

Wharton Research Scholars

...Since the onset of the credit crunch at the end of 2007 and accompanying significant decrease in liquidity however, the trend has reversed and banks have begun imposing more traditional (stiffer) covenants8. Standard & Poor’s “The Leveraging of America: Covenant-Lite Loan Structures Diminish Recovery Prospects” lists U.S. Foodservice and Thomson Learning as examples of transactions in even 2007 that had trouble getting through syndication without more conventional covenant packages. This said, even though the trend may have already reversed, it is worth wondering whether there were negative repercussions felt in relation to those covenant-lite loans- if any.


Micro-Finance Health Insurance In Developing Countries, Sudha Meghan 2010 University of Pennsylvania

Micro-Finance Health Insurance In Developing Countries, Sudha Meghan

Wharton Research Scholars

In developing economies, health shocks play a significant role in instigating and sustaining poverty. The impact of high catastrophic out-of-pocket health expenditure also fosters a culture in which people decide not to use services because they cannot afford either the direct costs, such as for health check-ups or consultations, medicines or laboratory diagnostic tests, or the indirect costs, such as transportation to the care provider or special food. The objective of this research is to investigate the potential role of voluntary health insurance in India, particularly through a micro-finance framework to reach the most destitute, bottom income quintiles of the ...


Promoting Food Security In A Volatile Climate: Agricultural Insurance For Senegalese Farmers, Laura Boudreau 2010 University of Pennsylvania

Promoting Food Security In A Volatile Climate: Agricultural Insurance For Senegalese Farmers, Laura Boudreau

Wharton Research Scholars

We cannot stop natural calamities, but we can and must better equip individuals and communities to withstand them. Those most vulnerable to nature’s wrath are usually the poorest, which means that when we reduce poverty, we also reduce vulnerability.

- Kofi Annan, Former UN Secretary-General, October 12, 2005

Kofi Annan’s 2005 International Day for Disaster Reduction message followed a year of natural catastrophes including, among others, the 2004 Indian Ocean tsunami that claimed over 280,000 lives, drought and locust plagues across Africa, devastating hurricanes and cyclones in the United States and Caribbean (including Hurricane Katrina), and heavy flooding ...


Mass Business Report, College of Management, University of Massachusetts Boston 2010 University of Massachusetts Boston

Mass Business Report, College Of Management, University Of Massachusetts Boston

Financial Services Forum Publications

Welcome to the College of Management, UMass Boston, Financial Services Forum’s Spring 2010 report on the Massachusetts economy. The spotlight of this report is the Finance, Insurance and Real Estate (FIRE) sector in Massachusetts.


Behavioral Health Disorders And The Quality Of Diabetes Care: A Dissertation, Yat (Gary) Hung Leung 2010 University of Massachusetts Medical School

Behavioral Health Disorders And The Quality Of Diabetes Care: A Dissertation, Yat (Gary) Hung Leung

GSBS Dissertations and Theses

Both diabetes and behavioral health disorders (mental and substance use disorders) are significant health issues in the United States. While previous studies have shown worse health outcomes in people with diabetes and co-occurring behavioral health disorders (BHDs) than those with diabetes alone, it is unclear whether the quality of diabetes care was poorer in the presence of co-occurring BHDs. Although previous research has observed a trend of positive outcomes in people with comprehensive diabetes care, there is a lack of evidence about whether that mode of care delivery can improve outcomes in people with co-occurring BHDs. Therefore, further studies are ...


The Health Insurance Reform Debate, Scott E. Harrington 2010 University of Pennsylvania

The Health Insurance Reform Debate, Scott E. Harrington

Business Economics and Public Policy Papers

This article provides an overview of the U.S. health care reform debate and legislation, with a focus on health insurance. Following a synopsis of the main problems that confront U.S. health care and insurance, it outlines the health care reform bills in the U.S. House and Senate as of early December 2009, including the key provisions for expanding and regulating health insurance, and projections of the proposals' costs, funding, and impact on the number of people with insurance. The article then discusses (1) the potential effects of the mandate that individuals have health insurance in conjunction with ...


The Effect Of Medicare Part D On Pharmaceutical Prices And Utilization, Mark Duggan, Fiona S. morton 2010 University of Pennsylvania

The Effect Of Medicare Part D On Pharmaceutical Prices And Utilization, Mark Duggan, Fiona S. Morton

Health Care Management Papers

Medicare Part D began coverage of prescription drugs in 2006. Rather than setting pharmaceutical prices, the government contracted with private insurers to provide drug coverage. Theory suggests that additional insured consumers will raise the optimal price of a branded drug, while the insurer's ability to move demand to substitute treatments may lower prices. We estimate the program's effect on the price and utilization of pharmaceutical treatments. We find that Part D enrollees paid substantially lower prices than while uninsured, and increased their utilization of prescription drugs. We find relative price declines only for drugs with significant therapeutic competition.


Feeding America Grant And Media Coverage, Blue Cross and Blue Shield of Florida, Inc. 2010 University of North Florida

Feeding America Grant And Media Coverage, Blue Cross And Blue Shield Of Florida, Inc.

Florida Blue Archives Printed Materials

An informational document about Feeding America Grant and Media Coverage. Box 30, Folder 385.


Derecho De La Seguridad Social En México, Bruno L. Costantini García 2010 ITESM Campus Puebla

Derecho De La Seguridad Social En México, Bruno L. Costantini García

Bruno L. Costantini García

Breve presentación del Derecho de la Segurida Social en México.

¿Qué es?

¿Cómo funciona?

¿Su aplicación?


The Utility Of Trouble: Leveling The Playing Field: Giving Municipal Officials The Tools To Moderate Health Insurance Costs, Robert L. Carey 2010 RLCarey Consulting

The Utility Of Trouble: Leveling The Playing Field: Giving Municipal Officials The Tools To Moderate Health Insurance Costs, Robert L. Carey

Edward J. Collins Center for Public Management Publications

According to the research, Boston could have reduced its 2010 health premiums by between 15.6 and 17.1 percent, for a savings of between $41.4 and $45.4 million by joining the state’s Group Insurance Commission, more widely known as the GIC. The City is unable to join the GIC, however, without first receiving 70% union approval, according to state law. This requirement and the associated tradeoffs involved are a major barrier to municipal participation in the GIC. Several cities and towns including Boston have called for cities and towns to have the same ability as the ...


Collaborating With A Financial Therapist: The Why, Who, What And How, Cicily Maton, Michelle Maton, William Marty Martin 2010 DePaul University

Collaborating With A Financial Therapist: The Why, Who, What And How, Cicily Maton, Michelle Maton, William Marty Martin

William Marty Martin

Financial planning clients are seeking holistic solutions to their financial opportunities and challenges. Yet, few financial planners and mental health professionals work together to benefit clients. This article showcases a partnership between a financial therapist, trained as a psychologist, and two financial planners who have implemented an evidence-based model of financial planning drawing upon the behavioral finance, neureconomics, evolutionary psychology, and coaching literature.


Risk Management (Fin/Rmi 314) City As Classroom Project Report, Kathi McNichol PhD 2010 La Salle University

Risk Management (Fin/Rmi 314) City As Classroom Project Report, Kathi Mcnichol Phd

City as Classroom Projects

The nature of risk management and the role of the risk manager in both profit and not-for-profit business and governmental organizations are explored in FIN/RMI 314 – Risk Management. A decision framework for risk management choices is developed. Consideration is given to how risk management techniques impact shareholder value with emphasis placed on cash flow management. Application of principles is reinforced through in- and out-of-class assignments. Financial management techniques are used to evaluate alternative methods of handling risk. Students are expected to become informed about current issues in risk management through subscriptions to and use of on-line resources.

The students ...


Tontines For The Invincibles: Enticing Low Risks Into The Health-Insurance Pool With An Idea From Insurance History And Behavioral Economics, Tom Baker, Peter Siegelman 2010 University of Pennsylvania

Tontines For The Invincibles: Enticing Low Risks Into The Health-Insurance Pool With An Idea From Insurance History And Behavioral Economics, Tom Baker, Peter Siegelman

Faculty Scholarship at Penn Law

Over one third of the uninsured adults in the U.S. below retirement age are between 19 and 29 years old. Young adults, especially men, often go without insurance, even when buying it is mandatory and sometimes even when it is a low cost employment benefit. This paper proposes a new form of health insurance targeted at this group—the “Young Invincibles”—those who (wrongly) believe that they don’t need health insurance because they won’t get sick. Our proposal offers a cash bonus to those who turn out to be right in their belief that they did not ...


Deposit Insurance Coverage, Ownership, And Banks' Risk-Taking In Emerging Markets, Apanard P. Angkinand, Clas Wihlborg 2010 Milken Institute

Deposit Insurance Coverage, Ownership, And Banks' Risk-Taking In Emerging Markets, Apanard P. Angkinand, Clas Wihlborg

Business Faculty Articles and Research

We ask how deposit insurance systems and ownership of banks affect the degree of market discipline on banks' risk-taking. Market discipline is determined by the extent of explicit deposit insurance, as well as by the credibility of non-insurance of groups of depositors and other creditors. Furthermore, market discipline depends on the ownership structure of banks and the responsiveness of bank managers to market incentives. An expected U-shaped relationship between explicit deposit insurance coverage and banks' risk-taking is influenced by country specific institutional factors, including bank ownership. We analyze specifically how government ownership, foreign ownership and shareholder rights affect the disciplinary ...


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